Finance Executive Female 12th Pass Jobs in Nashik

Key ResponsibilitiesLead Generation: Finding potential customers (prospects) for products like Home Loans, Personal Loans, Business Loans, or Credit Cards.Customer Counseling: Explaining complex financial terms, interest rates, and repayment tenures in a way that the customer understands.Documentation & KYC: Collecting and verifying necessary documents (PAN, Aadhaar, Income Proof) to ensure the application meets bank/NBFC guidelines.Portfolio Management: Managing a book of clients and reaching out to them for Top-up loans or new insurance policies.Market Intelligence: Keeping track of interest rate changes by competitors (like SBI, HDFC, or ICICI) to pitch your product better.Target Achievement: Meeting monthly or quarterly disbursement targets (the total amount of loan money given out). Required SkillsFinancial Literacy: Basic understanding of $EMI$ (Equated Monthly Installment) calculations, $ROI$ (Rate of Interest), and Credit Scores (CIBIL).Ethics & Integrity: Since you are handling people's money and sensitive documents, honesty is non-negotiable.Persuasion: Ability to convince a customer why your banks product is better than a competitors.Relationship Building: Financial products are built on trust; you need to be a consultant rather than just a salesman.

Key Responsibilities and DutiesThe duties typically span accounting operations, reporting, compliance, and budget control.I. Accounting and Transaction ManagementGeneral Ledger (GL) Management: Oversee and manage the company's general ledger, ensuring the accurate and timely recording of all financial transactions.Accounts Payable (AP) & Accounts Receivable (AR): Manage the full cycle of AP (vendor invoices, payments) and AR (customer invoicing, collections) to maintain healthy cash flow.Bank Reconciliation: Perform regular bank and ledger reconciliations to identify and resolve any discrepancies.Asset Management: Maintain the Fixed Assets Register, including tracking additions, disposals, and calculating depreciation.II. Financial Reporting and AnalysisFinancial Statement Preparation: Assist in the preparation of monthly, quarterly, and annual financial statements, including the Balance Sheet, Profit & Loss (P&L) statement, and Cash Flow statement.Budgeting and Forecasting: Assist in the preparation of the annual operating budget and periodic financial forecasts; track performance against the budget and analyze variances.Financial Analysis: Conduct basic financial analysis (e.g., trend analysis, cost analysis) to highlight key financial drivers and areas for improvement.III. Taxation and ComplianceTaxation: Handle statutory compliances related to direct and indirect taxes, including GST (Goods and Services Tax), TDS (Tax Deducted at Source), and TCS (Tax Collected at Source).Audit Support: Prepare documentation and schedules required for statutory audits, internal audits, and tax audits, serving as a key liaison for external auditors.Regulatory Adherence: Ensure all financial transactions and reporting comply with Indian Accounting Standards (Ind AS/AS), company policies, and relevant legal and regulatory requirements.

Core Responsibilities1. Accounting and BookkeepingRecording Transactions: Accurately record all daily financial transactions, including revenue, expenses, and capital expenditures, into the accounting system (e.g., Tally, SAP, Oracle).Accounts Payable (AP): Process vendor invoices, reconcile statements, ensure timely payments, and manage vendor relations.Accounts Receivable (AR): Generate customer invoices, track collections, follow up on outstanding payments, and reconcile sales transactions.Bank & Cash Management: Perform daily bank reconciliations, manage petty cash, and monitor bank balances.2. Financial Reporting and FinalizationMonth-End Closing: Assist with month-end and year-end closing procedures, including passing necessary journal entries and performing ledger scrutiny.Financial Statements: Prepare and assist in the finalization of key financial reports, such as the Profit & Loss (P&L) statement and Balance Sheet.Reporting: Generate basic Management Information System (MIS) reports for senior management, focusing on actual vs. budgeted expenses.3. Taxation and ComplianceStatutory Compliance: Ensure timely and accurate filing of statutory returns, including GST (Goods and Services Tax), TDS (Tax Deducted at Source), and TCS (Tax Collected at Source).Audit Support: Coordinate with internal and external auditors, providing necessary documentation and explanations for audit completion.Payroll: Assist the HR department with payroll processing, including calculating and depositing statutory deductions (e.g., PF, ESI).

Candidate must knowledge of finance fields, and self-motivated and eager to achieve target on monthly basis. 2wheeler is must.

A Day in your life- Begin the day by handling day-to-day banking and treasury tasks. Process incoming payments, verifytransactions, and ensure that funds are appropriately allocated for operational needs.- Review vendor agreements and pending purchase orders. Ensure that all vendor agreements are in compliancewith company policies and accurately recorded in the system.- Work on recording vendor invoices in the accounting system. Double-check the details and ensure that theaccounts payable are up to date. Address any discrepancies or issues with the invoices as necessary.- Dive into TDS (Tax Deducted at Source) compliance tasks. Calculate TDS on various payments and process thenecessary deductions. Prepare TDS payment reports and ensure timely remittance to government authorities.- Shift focus to GST (Goods and Services Tax) compliance. Review sales and purchase transactions to calculateGST accurately.- Handle payment processing to both local and foreign vendors. Verify payment schedules and make necessarytransactions. Maintain detailed records of payments for future reference.- Allocate time for Tally accounting. Financial transactions into Tally ERP, including sales, purchases, receipts,and journal entries. Ensure that data is accurately recorded and maintained.- Begin preparing monthly financial reports and supporting documentation for internal, statutory, and tax audits.- Review the day's work, address any pending tasks, and make notes for the next day's priorities.- Wrap up for the day and head home, knowing that the financial operations are in good order and allcompliance tasks are up to date.

Responsibilities: Maintain and develop various financial models& Templates - historical, forecasts and projections and conducting peer level comparisons. Analysis of financial statements, Preparation of various types of reports such as CMA, Project Report, Cash Budget, Fund flow statement, Financial Follow up Report, DSCR statement, TEV Report, Opinion Report, Net worth statement, Feasibility report and stock statements etc. Documentation for proposals for various types of credit facilities. Follow up with clients for obtaining the information/documents required for preparation of loan proposals Expanding personal knowledge and skills through ongoing professional development and joint work with fellow associates

Vardhman Business Solution Pvt. Ltd. is a leading company for loan. Vardhman is dealing in Personal Loan, Home Loan, Education Loan, Agriculture Loan, Complex Loan, Property Loan, ITR Loan, Project Loan, etc.