Credit Analyst Job Vacancies in Gujarat

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This is a full-time on-site role for a Junior Credit Analyst located in Surat. The Junior Credit Analyst will be responsible for processing loan applications, analyzing financial information, and ensuring compliance with regulations and policies. Additionally, the Junior Credit Analyst will assist Senior Credit Analyst and underwriters with administrative tasks, and communicate with customers to resolve loan-related inquiries.QualificationsBachelor's degree in finance or related field is preferred1+ years of experience in loan processing, banking, or financial services is preferredStrong analytical and problem-solving skillsExcellent communication and interpersonal skillsProficiency in Microsoft OfficeAbility to work independently and as part of a team, and handle confidential information with integrity and discretionary

Job description Experience:- 1 year to 2 year- Prefer Surat candidates onlyDuties and Responsibilities:-- Brainstorm with the editorial team for new ideas and strategies for content that rocks-Research the market to create content that is original and valuable.-Develop copy on a wide variety of topics for multiple platforms (such as the website, blogs, articles, and social media).-Must be able to write the script of a particular topic for YouTube video posting.-Must be able to define content for posts on Facebook, Instagram, X, and Telegram.-Write content for Promotional/marketing material.-Modify existing contents when required.-Update website content as neededQualifications:-Proven experience as a Content Writer or similar role.-Exceptional writing and editing skills with a strong portfolio of published work.-Knowledge of SEO best practices and the ability to optimize content for search engines.-Strong research skills and the ability to translate complex information into clear and compelling content.-Creativity and a passion for storytelling.

We are seeking to hire a credit monitoring analyst. You will manage a portfolio of clients and report to the Head of Credit. Your responsibilities will include evaluating the financial status of potential customers, monitoring existing clients, performing risk assessments, writing detailed reports, and making informed decisions while extending credit.To excel in this role, you will have a bachelor's degree in finance, accounting, or a related field. You should demonstrate sound judgment, strong analytical skills, and negotiation skills. A background in the financial industry is advantageous.credit monitoring analyst Responsibilities:Analyze and assess the financial statements and credit history of existing and potential clients.Review credit applications and perform credit checks.Structure deals and perform risk assessments.Ability to make informed decisions backed by sound assessment.Consult and negotiate with clients regarding financial transactions, payment terms, and credit limits.Ability to handle multiple projects and submit applications on time.Understanding of business, economic, and industry risk.Financial forecasting.Keep abreast of financial news and trends.Practice due diligence.Requirements:Bachelor's degree in finance, accounting, or a related field.Further certification may be required.Strong communication skills (written and verbal).Excellent organizational, analytical, and time-management skills.Ability to prioritize tasks.Proficient in Microsoft Office.Advanced Excel skills.Ethical behavior.

ExternalInternalRole directly reports toArea ManagerCredit UnderwritingPreferably CA/CA Inter/ ICWA/ MBA Finance / Post Graduate/ Graduate1 5 years of relevant experience in Credit underwriting Retail AssetBanking products, services and operations (preferably in private sector,HL & LAP/SME)Deep experience & understanding of retail financial services acrossNBFCs, bankingCustomersVendorsInternal auditorsCredit BureausCredit Head for HFCRisk & Compliance teamCredit Analyst and OperationsLegal teamSales teamCollections teamKnowledge of local markets and trends in retail lendingUnderstanding of local business and micro economyAbility to work under tight deadlines and to prioritize conflicting andchanging prioritiesKeen understanding and focus on risk, controls, compliance andregulatory frameworkAbility to liaise with internal stakeholders and cross functional teamsStrong customer focus and management of stakeholder expectationsStrong analytical & communication skills (written & verbal)Should be willing to adapt to digital tools and processesResponsible for upholding the Piramal brand by preparing quality proof proposal documentdetailing the loan eligibility as underwriting/sanction procedure for approving/rejecting loanapplications procured by SalesBranch Underwriting1A/1B/1CInternal UseInternal Use----ConfidentialConfidential

We are looking for an experienced and motivated collections specialist. Your duties will include processing customer refunds, reviewing account alterations, resolving client inconsistencies, and collecting overdue payments.The role requires someone with the ability to balance between maintaining trustful relationships and guaranteeing timely payments. You should possess outstanding communication and negotiation skills, as well as in-depth knowledge of laws and policies related to debt collection.Responsibilities:Supervise assigned accounts to identify unresolved debts.Develop effective repayment plans.Follow-up with clients on overdue accounts.Oversee all monthly payments and refunds.Research and implement effective collection techniques.Perform all administrative duties related to ensuring office efficiency.Create monthly credit records.Respond to client account queries in a timely and professional manner.Requirements:High school diploma or equivalent qualification required.A minimum of 1 years experience in a similar role.Strong understanding of billing and collection processes.Outstanding communication and interpersonal skills.Highly skilled in negotiation.In-depth knowledge of laws and policies related to debt collection.Good administrative skills.

We are looking for a collections officer to assist with the collection of outstanding debts. The collections officer will contact clients and inform them of their debts, negotiate payment plans, and ensure payments are made as soon as possible. You may also be required to institute legal action when payments are not made.To ensure success as a collections officer, you should have excellent communication, negotiation, and mathematical skills, as well as attention to detail. A skilled Collections Officer should be able to reduce company losses by encouraging customers to pay their overdue bills.Collections Officer Responsibilities:Reviewing the company debtor list.Contacting customers and informing them of their overdue bills.Advising customers on their payment options and suggesting methods of payment.Negotiating suitable payment plans.Maintaining customer payment records.Preparing customer financial statements for banks and the state credit department.Writing final notice warnings to customers when payments are not being made.Instituting legal action when customers fail to pay their debt.Responding to customer queries.Contacting lawyers and insurance agencies to facilitate payments.Collections Officer Requirements:Bachelors degree in accounting, business management, or a similar field.Previous experience working as a Collections Officer.Excellent negotiating skills.Good written and verbal communication skills.Familiarity with state debt collection laws.Knowledge of payment plans and accounting procedures.Knowledge of office and accounting software.Patience and resilience.