Credit Analyst Graduate Experience Jobs in Mumbai

s an Operations Executive in our NBFC Bank specializing in Microfinance, you will be responsiblefor overseeing and coordinating the day-to-day operational activities of the branch.Your role will involve ensuring efficient delivery of microfinance services, maintaining compliance with regulatorystandards, and optimizing operational processes to enhance customer satisfaction and businessperformance.Key Responsibilities:Manage and supervise daily operations of the branch, including loan disbursal, repaymentcollection, customer service, and administrative tasks.Ensure adherence to operational policies, procedures, and regulatory requirements governingmicrofinance operations.Monitor branch performance metrics such as loan portfolio quality, delinquency rates, andcustomer satisfaction scores, and take corrective actions as needed.Coordinate with other departments such as credit, risk management, and finance to facilitateseamless workflow and timely decision-making.Oversee the loan application process from receipt to approval, ensuring accuracy, completeness,and compliance with lending guidelines.Conduct regular audits and checks to verify the accuracy of transaction records, documentation,and compliance with internal controls.Provide training and support to branch staff on operational processes, systems, and customerservice standards.Resolve customer complaints and inquiries in a timely and satisfactory manner, escalating issuesto higher management when necessary.Implement initiatives to streamline operational workflows, improve efficiency, and reduce costswhile maintaining service quality.Stay updated on industry trends, technological advancements, and best practices in microfinanceoperations to drive continuous improvement initiatives.

Location - Mumbaimandatory Requirementsfinancial Modelling is a Mustcredit Note Writing is Mustexposure to Project Loan Underwritings Esp Infra Financing is Must.4 - 7 Years of Relevant Infrastructure Experiencejob Descriptioncredit Evaluation, Credit Analysis, Transaction Structuring, Execution for Project Finance.the Analyst is Responsible for Loan Processing, Including Drawdowns, Renewals, Interest and Fee Claims.market Knowledge of Infrastructure Lending and Project Finance for Indian Project Loans.communication and Collaboration Across Credit and Lending.ability to Face Internal Auditorscredit Analysis with Detailed Financial Analysis Skills Within Infrastructure Lending is Mustplease Don't Apply if You Don't have These Mandatory Requirements.only Infrastructure & Project Finance Experience Holders May Apply

DP Calculation / Analysis Checking whether stock statement is properly entered into the system by maker and checker and approve the same in the application/software Ensure quality & timeliness of work Ensuring that all emails are being responded to Studying Memos/ Sanction order and entering the same in application/software Preparation of various MIS and send to our banking clients as and when due. Manage a team of 5-10 people Discussion all challenges of team

Looking for someone with hands-on experience with investing in bonds - sovereign, corporate including junk bonds, fixed income ETF.The individual should have traded in bond and fixed income markets in the US (or international) in the past.