Credit Collection Jobs in India

We are seeking an Area Debt Manager based in Metiabruz, Kolkata. This role is ideal for freshers who are eager to learn and grow in the financial sector. The Area Debt Manager will focus on managing and collecting debts within a designated area.Key Responsibilities: 1. **Debt Collection**: You will be responsible for contacting clients to collect outstanding debts. This includes following up on payments and negotiating repayment plans. 2. **Client Relationship Management**: Building strong relationships with clients is important. You will communicate effectively to understand their situations and provide support during the repayment process. 3. **Reporting**: You will maintain accurate records of all debt collection activities. Regular reporting to management on the status of collections will be required. 4. **Problem Solving**: When clients face challenges, you will assess situations and propose feasible solutions, ensuring a fair outcome for both the company and the client. Required Skills and Expectations: Candidates should be confident communicators with good negotiation and interpersonal skills. A basic understanding of financial principles will be beneficial. You must be organized and possess strong attention to detail to manage records effectively. As a full-time role, commitment and professionalism are essential. Applicants should be male and have completed at least the 10th grade. Freshers are encouraged to apply, as training will be provided to help you succeed in this role.

Job Title: Executive / Senior Executive - Repo Resale & Hard Bucket Collections Location: Agra Kanpur Bangalore Mumbai Delhi NCR ( Delhi East/ Noida) Role Purpose: This role sits at the intersection of collections and asset monetization, responsible for driving recoveries from hard bucket accounts (90+ DPD) and ensuring efficient resale of repossessed vehicles through self-sourced channels. The role demands a strong field mindset, negotiation skills, and the ability to convert repossessed inventory into realized cash flows quickly. Key Responsibilities 1. Hard Bucket Collections (Primary) Manage 90+ DPD delinquent accounts Drive resolution through follow-ups, settlements, and repossession Ensure monthly recovery targets are met 2. Repossession & Coordination Execute vehicle repossession in coordination with internal teams Ensure proper documentation, compliance, and asset tracking Maintain control over yard inventory 3. Repo Resale (Self-Sourcing Focus) Drive end-to-end resale of repossessed vehicles (3W / CV / EV) Build and manage a network of buyers (dealers, brokers, aggregators) Reduce dependency on auctions through direct liquidation Negotiate pricing to maximize recovery value 4. Inventory & Liquidation Management Monitor repo inventory ageing and movement Ensure faster turnaround and minimal holding cost Track realization vs expected value 5. Market Intelligence Stay updated on used vehicle pricing trends (especially 3W/CV/EV segment) Provide inputs on resale value and liquidation strategies Eligibility Criteria Experience: 3-6 years in collections / repo resale / CV financing Product Exposure: Commercial Vehicles (mandatory) Exposure to 3W / EV financing preferred Education: Graduate (any discipline) Preferred Background Candidates from leading NBFCs / EV ecosystem such as: Shriram Finance Limited Cholamandalam Investment and Finance Company Limited Turno Vidyut Key Skills Hard bucket collections (90+ DPD) Repo handling & resale Strong negotiation and closure skills Dealer / broker network (added advantage) Field execution & ownership mindset Compensation As per Industry norms. Incentives: Performance-linked (recovery & resale efficiency) What Were Looking For: Candidates who can own recovery like a business Ability to self-source buyers and close deals independently Strong on-ground execution capability What We Will Not Consider: Frequent job switchers (

We are seeking an Account Receivable Executive to manage and oversee our financial transactions related to customer payments. The ideal candidate should have 4 to 7 years of experience in accounts receivable and hold a Bachelor's degree in Commerce (B.Com). You will be expected to work in our Chennai office full-time.**Key Responsibilities:**- **Invoice Generation:** Create and send accurate invoices to customers promptly to ensure timely payment.- **Payment Tracking:** Monitor incoming payments and update the system regularly to keep accurate records of outstanding balances.- **Customer Communication:** Liaise with clients regarding payment issues, billing inquiries, and payment reminders to maintain positive relationships.- **Accounts Reconciliation:** Regularly reconcile accounts receivable with the general ledger to ensure all transactions are accurately recorded.- **Reporting:** Prepare and present monthly reports on accounts receivable status to management, highlighting any discrepancies or issues.- **Dispute Resolution:** Investigate and resolve any payment discrepancies or disputes with customers efficiently.**Required Skills and Expectations:**- Proficient in accounting software and Microsoft Excel to manage financial data effectively.- Strong analytical skills to assess account status and identify trends in payment behaviors.- Excellent communication skills to interact professionally with clients and internal teams.- Detail-oriented and organized, with the ability to manage multiple tasks efficiently.- Proven ability to work independently and as part of a team in a fast-paced environment.- Understanding of financial regulations and best practices related to accounts receivable.

1. Collection Management Ensure daily collection tracking and follow-up with clients. Monitor and resolve payment bounce cases promptly. Maintain record of pending PDCs (Post Dated Cheques) and ensure timely deposit. Review and authorize PDC entry records for accuracy and compliance. Maintain a comprehensive report of outstanding payments and coordinate with Sales fortimely recovery.2. Accounts Management Check and verify all receipt entries in the accounting system. Handle TDS reconciliation and follow-up for deduction and deposit. Investigate and resolve shortages or payment discrepancies.3. Sales Coordination Review and verify offers/quotations and ORDF (Order Forms) for credit approval. Conduct KYC analysis of customers before extending credit. Evaluate credit exposure and limit based on customer profile and payment history. Manage refund of excess amounts to clients, ensuring approval and documentation. Process C2 payments as per company guidelines.4. Payments & Disbursements Check and verify vendor payments before approval. Review logistics payment details for accuracy. Verify statutory payments such as PF, GST, TDS, PT, and Duty. Review all expense vouchers and approvals before processing.5. RTGS / Cheque Processing Prepare and authorize RTGS and cheque payments for vendors and statutory bodies. Ensure all supporting documents are attached with respective payment instruments. Maintain records for online payments, cheques, and RTGS transactions for audit trail.6. Statutory & Online Payments Handle Tender EMD & Processing. Process Duty, Stamp Duty, and other government payments. Ensure timely deposit of all statutory payments:o Provident Fund (PF)o Goods & Services Tax (GST)o Tax Deducted at Source (TDS)o Profession Tax (PT)Key Skills & Competencies Strong understanding of Accounts Receivable, Collections, and Credit Control processes. Proficiency in MS Excel, ERP systems, and payment reconciliation. Good coordination skills with Sales, Logistics, and Finance departments. Eye for detail, accuracy, and compliance in financial documentation. Strong communication and follow-up skills with vendors and customers.