Executive / Senior Executive – Repo Resale & Hard Bucket Collections

Job Title:

Executive / Senior Executive - Repo Resale & Hard Bucket Collections

Location:

Agra | Kanpur | Bangalore | Mumbai | Delhi NCR ( Delhi East/ Noida)

Role Purpose:

This role sits at the intersection of collections and asset monetization, responsible for driving

recoveries from hard bucket accounts (90+ DPD) and ensuring efficient resale of repossessed

vehicles through self-sourced channels.

The role demands a strong field mindset, negotiation skills, and the ability to convert

repossessed inventory into realized cash flows quickly.

Key Responsibilities

1. Hard Bucket Collections (Primary)

● Manage 90+ DPD delinquent accounts

● Drive resolution through follow-ups, settlements, and repossession

● Ensure monthly recovery targets are met

2. Repossession & Coordination

● Execute vehicle repossession in coordination with internal teams

● Ensure proper documentation, compliance, and asset tracking

● Maintain control over yard inventory

3. Repo Resale (Self-Sourcing Focus)

● Drive end-to-end resale of repossessed vehicles (3W / CV / EV)

● Build and manage a network of buyers (dealers, brokers, aggregators)

● Reduce dependency on auctions through direct liquidation

● Negotiate pricing to maximize recovery value

4. Inventory & Liquidation Management

● Monitor repo inventory ageing and movement

● Ensure faster turnaround and minimal holding cost

● Track realization vs expected value

5. Market Intelligence

● Stay updated on used vehicle pricing trends (especially 3W/CV/EV segment)

● Provide inputs on resale value and liquidation strategies

Eligibility Criteria

● Experience: 3-6 years in collections / repo resale / CV financing

● Product Exposure:

○ Commercial Vehicles (mandatory)

○ Exposure to 3W / EV financing preferred

● Education: Graduate (any discipline)

Preferred Background

Candidates from leading NBFCs / EV ecosystem such as:

● Shriram Finance Limited

● Cholamandalam Investment and Finance Company Limited

● Turno

● Vidyut

Key Skills

● Hard bucket collections (90+ DPD)

● Repo handling & resale

● Strong negotiation and closure skills

● Dealer / broker network (added advantage)

● Field execution & ownership mindset

Compensation

● As per Industry norms.

● Incentives: Performance-linked (recovery & resale efficiency)

What We’re Looking For:

● Candidates who can own recovery like a business

● Ability to self-source buyers and close deals independently

● Strong on-ground execution capability

What We Will Not Consider:

● Frequent job switchers (<1 year tenure in recent roles)

● Pure DSA / dealership-heavy profiles

● Candidates without CV / 3W exposure

• Experience

  2 Years

• No. of Openings

  3

• Education

  Graduate

• Role

  Hard Bucket Collection Executive

• Industry Type

  Financial Sector

• Gender

  [ Male / Female ]

• Job Country

  India

• Type of Job

  Full Time

• Work Location Type

  Work from Office