Underwriting Manager Jobs

SME Relationship Manager Company: Talent Zone ConsultantJob Title: Senior SME Relationship Manager / SME Lending Relationship ManagerExperience: 8-10 YearsLocation: Bangalore / Mysore / ChennaiEmployment Type: Full-timeJob SummaryTalent Zone Consultant is looking for an experienced SME Relationship Manager with 8-10 years of experience in SME lending, business banking, NBFC, FinTech or financial services.The ideal candidate will be responsible for SME customer acquisition, credit assessment, loan sourcing, portfolio management and revenue growth. The role requires strong knowledge of working capital, business loans, term loans and secured/unsecured SME lending, along with the ability to build long-term relationships with SME clients.Current SME banking roles in Bangalore emphasize acquiring, growing and retaining profitable SME portfolios, structuring appropriate credit facilities and managing portfolio returns.Key ResponsibilitiesAcquire new SME/MSME customers through direct sourcing, referrals, channels and market outreach.Develop and maintain strong relationships with SME business owners, promoters and key decision-makers.Manage the complete lending lifecycle from lead generation to sanction and disbursement.Understand customer business models, financial requirements and working-capital needs.Conduct preliminary credit assessment and financial analysis of SME borrowers.Analyse financial statements, cash flows, banking transactions and repayment capacity.Prepare and coordinate credit proposals and loan documentation with Credit and Risk teams.Handle Working Capital Loans, Term Loans, Business Loans, LAP and other SME lending products.Coordinate with Credit, Operations, Legal, Risk and Collections teams for timely processing and disbursement.Manage and grow an existing SME lending portfolio while maintaining portfolio quality.Track customer repayment behaviour, exposure, delinquency and credit risk.Identify cross-sell and up-sell opportunities across lending, payments, cash management and other financial products.Achieve monthly/quarterly acquisition, disbursement, revenue and portfolio growth targets.Build relationships with DSAs, channel partners, brokers and referral networks.Monitor market trends, competitor offerings and emerging SME financing opportunities.Ensure compliance with internal policies, KYC requirements, credit guidelines and applicable regulations.Required SkillsCore Skills:SME Lending, MSME Lending, Business Banking, Credit Assessment, Credit Analysis, Loan Processing, Loan Origination, Customer Acquisition, Portfolio Management, Relationship Management, Business Development, Financial Analysis, Financial Statement Analysis, Working Capital Loans, Term Loans, Business Loans, LAP, Secured Lending, Unsecured Lending, Credit Appraisal, Credit Underwriting, Risk Assessment, Portfolio Growth, Revenue Growth, Cross Selling, Upselling, Channel Management, DSA ManagementAnalytical / Technology Skills:Financial Modelling, Credit Risk Analysis, Banking Analysis, Cash Flow Analysis, MS Excel, CRM, MIS Reporting, Portfolio Analytics, Business AnalyticsSoft Skills:Client Relationship Management, Stakeholder Management, Negotiation Skills, Communication Skills, Presentation Skills, Business Acumen, Market Development, Problem Solving, Target OrientationCandidate Profile8-10 years of experience in SME/MSME lending, business banking, NBFC, FinTech or financial services.Strong track record in SME customer acquisition and portfolio management.Hands-on experience in credit assessment and loan processing.Good understanding of financial statements, cash flow and borrower creditworthiness.Experience handling working capital and term lending products is preferred.Candidates with experience managing high-value SME portfolios will be preferred.Strong ability to acquire new customers while retaining and expanding existing relationships.Experience working with Credit, Risk, Operations and Collections teams.MBA/PGDM in Finance/Marketing or equivalent qualification preferred.

Senior Manager-Insurance (Commercial Line)Job description:About Insure InsightInsure Insight is a growing insurance consulting and solutions provider, specializing in simplifying commercial insurance processes for businesses. We focus on delivering customized risk management and insurance solutions across commercial and general insurance lines, ensuring transparency, efficiency, and client trust.Role OverviewThe Senior Manager Insurance (Commercial Lines) will lead backend operations for commercial line insurance products, ensuring seamless coordination between insurance companies, clients, and internal teams. This role requires thorough knowledge of general insurance processes, underwriting, strong operational management, and the ability to build trusted relationships with stakeholders.Key Responsibilities1. Commercial Line Operations: Manage end-to-end backend processes for commercial insurance policies including Fire, Marine, Liability, Engineering, Cyber and other corporate covers. Handle RFQ, policy issuance, endorsements, renewals with accuracy and timeliness. Ensure compliance with regulatory guidelines (IRDAI) and internal SOPs. Prepare and maintain MIS reports, dashboards, and trackers for commercial insurance portfolios.2. Coordination & Stakeholder Management: Act as a key liaison between Insure Insight, insurance companies and clients. Coordinate with insurers for policy negotiations, clarifications, claim intimation, and resolution. Support client servicing teams in addressing policy-related queries and ensuring smooth communication.3. General Insurance Operations: Oversee backend operations across motor, health, personal accident, and travel insurance lines. Monitor issuance of retail policies, endorsements, and renewals in line with client requirements. Ensure high standards of customer experience by minimizing delays and errors in policy servicing.4. Process Excellence & Compliance: Implement and refine operational workflows to improve efficiency and reduce turnaround time. Maintain updated knowledge of insurance products, underwriting practices, and regulatory changes. Drive adherence to compliance requirements, data accuracy, and audit readiness.5. Team Leadership & Development: Lead and mentor the backend operations team to achieve business objectives. Provide training on new products, processes, and regulatory updates. Foster a culture of accountability, quality, and client-first approach within the team.6. Strategic Contributions: Support business development and client acquisition by providing operational insights and feasibility checks. Contribute to the development of digital/automation tools to streamline insurance operations. Assist management in risk assessment, portfolio analysis, and strategic planning.Key Skills & Competencies Strong knowledge of commercial and general insurance lines, products, and processes. Excellent communication, coordination, and negotiation skills. Ability to manage multiple stakeholders and deliver under strict timelines. Analytical mindset with experience in data reporting and portfolio analysis. Team leadership, mentoring, and conflict resolution skills. High attention to detail with problem-solving ability.Qualifications & Experience Graduate/Postgraduate in Business/Finance/Insurance. Minimum 35 years of experience in general insurance operations, preferably in commercial lines. Exposure to working with insurers, and corporate clients. Certification (Licentiate/Associate from III) will be an added advantage.

Candidate have should be knowledge of personal discussion Legal/Technical knowledge should be mandatory Local language should be knowledge.

We seek a motivated and proactive insurance sales manager to join our team. The role involves driving new business by promoting and selling insurance products to prospective clients. Responsibilities: Developing an effective strategy to attract clients. Build a team in the open market. Building a strong relationship with the new and existing clients. Handling insurance policy renewals. Identify, recruit, and manage advisors/agents. Develops a base for long-term sources of clients. Explain various insurance policies and products to potential and existing clients, guiding them toward the best coverage. Requirements: 2+ years of work experience in any field sales area. Preferably a bachelors degree. Must be a local candidate. Driving and biking are mandatory. information contact here: +91 84888 33693 shraddha@tekpillar.com

Relationship Managers /Sr Relationship ManagersCompany Overview:Shriram Life Insurance is a dynamic and customer-centric insurance provider committed todelivering unparalleled service and comprehensive coverage to our clients. We are seeking ahighly motivated and results-driven Relationship Manager to join our team. The successfulcandidate will play a crucial role in converting leads into insurance policy issuance whileproviding exceptional customer service.Key Responsibilities:Lead Conversion:Proactively engage with leads generated through various channels, including but not limited to,digital marketing, referrals, and walk-ins.Build and nurture strong relationships with potential clients to understand their insurance needsand provide customized solutions.Present and explain insurance products effectively, addressing any concerns and objections tofacilitate lead conversion.Collaborate with the sales and marketing teams to implement strategies for lead generation andconversion.Insurance Policy Issuance:Guide clients through the application and underwriting process, ensuring all necessarydocumentation is completed accurately and efficiently.Collaborate with underwriting and processing teams to expedite policy issuance whilemaintaining a high standard of accuracy.Keep clients informed about the status of their applications and provide timely updatesthroughout the issuance process.Customer Service:Serve as a primary point of contact for existing clients, addressing inquiries, concerns, andpolicy-related questions promptly and professionally.Conduct regular follow-ups with clients to assess satisfaction, identify additional needs, andexplore opportunities for upselling or cross-selling.Collaborate with the customer service team to enhance overall customer experience and resolveissues in a timely manner.Relationship Building:Develop and maintain strong relationships with clients to foster long-term loyalty and retention.Attend networking

?Opening for Branch Credit Manager Company : Veritas Finance Pvt LtdLocation : Hosur Role : Branch Credit ManagerExp. : Min 1 Year in Mortgage Loan & HLJoining. : 30 - 60 Days NoticeSalary. : Increment in Current CTC + Annual Bonus + Monthly Incentives. Native - Local surrounding upto 30 kms.

Ensure all operations are carried on in an appropriate, cost-effective way Improve operational management systems, processes and best practices Purchase materials, plan inventory and oversee warehouse efficiency Help the organizations processes remain legally compliant Formulate strategic and operational objectives Examine financial data and use them to improve profitability Manage budgets and forecasts Perform quality controls and monitor production KPIs Recruit, train and supervise staff Knowledge of organizational effectiveness and operations management Experience budgeting and forecasting Familiarity with business and financial principles Excellent communication skills Leadership ability Outstanding organizational skills

Graduate/MBA with Total experience 2 years and at least 6 Months relevant experience in Credit Underwriting for Salaried Personal Loan Product of Banks, NBFCs.

Responsibilities:- Candidate would be responsible for appraising & assessing risks for loan under the consumer-focused Loan.- The incumbent will be responsible for underwriting personal loan proposal as per the laid down policies & procedure to honor the agreed SLAs and manage city/area business volumes.- To conduct personal discussion with customers to establish Credit worthiness.- Interact with the client, gather requirements, financial statements and other inputs for performingquality Credit analysis and due diligence. (for renewal & new borrowers)- To prepare Credit Appraisal Memo (CAM).- Responsible for Credit Assessment.-To coordinate with sales to achieve targets and ensure TAT or SLAs are met.- Work closely with RM/Product partners in structuring Credit solutions and ensuring appropriateness of the products, and expediting approvals

Role Objective:-The incumbent will be expected to do perform credit underwriting, due diligence and monitoring of borrowers related to Supply Chain Finance both domestic and export financeRole Responsibilities:-Assess the credit worthiness of by analyzing financial statements, CIBIL scores, GST, Bank statements, ITRsFamiliar with working capital assessment methods, cash conversion cycles including MPBFUnderstanding various Business models and potential risk factors impacting their credit worthiness.Visit the manufacturing facilities, understand the business and identify any red flagsCoordinate with relationship managers and the company to fill any information gapPrepare credit appraisal memorandum and present to the credit committee for approvalAdhere to the credit process and policy documents of the organization. Work with the team members to establish the best practices in line with industry standards.Continuous monitoring of the existing portfolio and identify early warning signals including various macro parameters

Urgent Hiring for Credit ManagerWe Have an Urgent Opening for Banking IndustryPosition - Credit ManagerJob location - Mumbai(Kalyan)CTC- Up to 12LPAProduct - Prime LAPRole and responsibility :- Preparing Credit Approval Memo (CAM), KYC Analysis, Financial Analysis, Banking Analysis, CIBIL check and Conducting Personal Discussions with customers and evaluating their credit worthiness.- Follow up with Legal, Technical, FI and FCU vendor for WIP cases and discussion on resolution for same- Maintaining Property Papers MIS- Co-ordination with sales and CPA for maintaining the quality of login and raise discrepancies.- Maintaining/Reporting the branch activities on various parameters to seniors within TAT Sanction /Disbursement of files- Responsible for scrutinizing loan application for mandatory requirements as per KYC, Income documents, banking, Financial & property.- A good involvement in resolving audit queries raised by auditor's post loan process and in-process of residential mortgage securitization.

Hi Everyone, Greetings From T-Hire Global Services!!!We Have Wonderful Opportunity as Assistant Credit Manager With Top NBFC Company. Interested Candidates Can Apply and We will Call You Immediately.Position: Assistant Credit ManagerExperience: 2+ YearsQualification: Any GraduationLocation: MumbaiSalary: 5 LpAResponsibilities:- Candidate would be responsible for appraising & assessing risks for loan under the consumer-focusedLoan.- The incumbent will be responsible for underwriting personal loan proposal as per the laid down policies & procedure to honor the agreed SLAs and manage city/area business volumes.- To conduct personal discussion with customers to establish Credit worthiness.- Interact with the client, gather requirements, financial statements and other inputs for performing quality Credit analysis and due diligence. (for renewal & new borrowers)- To prepare Credit Appraisal Memo (CAM).- Responsible for Credit Assessment.-To coordinate with sales to achieve targets and ensure TAT or SLAs are met.- Work closely with RM/Product partners in structuring Credit solutions and ensuring appropriateness of the products, and expediting approval

Role: Area Credit ManagerLocation:ChennaiInterview Mode:VirtualExperience:7-10 YearsJob Description:ResponsibilitiesResearch and evaluate clients creditworthinessCreate credit scoring models to predict risksApprove or reject loan requests, based on credibility and potential revenues and lossesCalculate and set interest ratesNegotiate loan terms with clientsMonitor paymentsMaintain records of loan applicationsFollow up with clients to manage debt settlements and loan renewalsEnsure all lending procedures comply with regulationsDevelop, review and update our companys credit policiesRequirements and skillsProven work experience as a Credit Manager, Credit Analyst or similar roleHands-on experience with accounting softwareSolid understanding of lending proceduresExcellent analytical skills, with the ability to create and process financial spreadsheets (e.g. in Excel)Negotiation skillsBSc in Accounting, Economics, Banking and Finance or relevant field

Candidate should have experience in Credit Underwriting,Home Loan , Mortgage loanNotice period_ 45 days maxQualification- MBA OR CA MUST

Credit Manager Job DescriptionRoles and Responsibilities As a Credit Analyst, you will be working closely with the Credit Head and will be responsible to handle all credit risk functions. Analysing creditworthiness and credit risk of SME borrowers, including review of financial statements and cash flow analysis Performing Credit appraisals of loan applicants within the defined policy guidelines Assessing the quality of various SME loans and assisting in the underwriting and processing of SME credits Underwriting new and existing SME loans through analysis of borrowers alternate data, credit history, financial performance, current market trends, collateral, and feasibility Coordinating with Vendors and handling all the business and vendor queries Monitoring, analysing, and commenting daily or weekly credit risk indicators and the company's KPIs Assisting the company in enhancing the quality-of-service delivery relating to credit applications Participating in internal projects that improve credit process efficiency and effectiveness to assist in achieving key strategic objectives Identifying risks/mitigants and making recommendations to senior management regarding additional credit enhancements to mitigate credit riskRequired Candidate profile Experience in Credit Appraisal/Underwriting role or similar profile Exp. in Business Loan processing/management systems, Documentation processing,Handling KYC etc. Experience in SME business lending Should have a general knowledge of loan underwriting, documentation, banking, and financial statements analysis Possess Basic knowledge about financial statements/ITR/Banking. Should be able to use MS-Word, Excel Excellent Communication Skills - Should be able to communicate well in Telugu, English and Hindi. Strong analytical, interpersonal, and presentation skills

Credit Manager is responsible for managing a team that recovers unpaid monies owed to the organization. The debts may be from either business (commercial collection) or individuals (consumer collection). The credit function plays a vital role in the finance department to ensure that invoices are paid on time to assist the organization. This role often shares a number of responsibilities with the Accounts Receivable Manager.