Fresher Credit Assistant Jobs

We are seeking a dedicated and motivated Collection Executive to join our team in Patna. This is a full-time position suitable for female candidates with 0 to 3 years of experience. The ideal candidate will help manage and recover outstanding debts while maintaining customer relationships.Key Responsibilities:1. **Debt Collection**: Contact customers via phone, email, or in-person to collect overdue payments and resolve payment issues while ensuring a professional and courteous approach.2. **Account Management**: Maintain accurate records of customer interactions, payment agreements, and follow-up actions within our collection system to ensure up-to-date information.3. **Dispute Resolution**: Handle customer queries and complaints related to billing or payments, working to resolve disputes amicably and efficiently.4. **Reporting**: Prepare and submit regular reports on collection progress, outstanding accounts, and payment statuses to the management team for analysis and strategy development.5. **Compliance**: Follow all company policies and legal requirements related to debt collection, ensuring adherence to ethical standards and practices in communications with customers.Required Skills and Expectations:Candidates must have a bachelors degree and preferably some experience in customer service or collections. Strong communication skills, both oral and written, are essential to effectively interact with clients. Candidates should be organized, detail-oriented, and able to work independently in a fast-paced environment. Additionally, candidates should have basic proficiency in computer applications to manage records and reports. A positive attitude and the ability to negotiate are vital for success in this role.

Job Title: Relationship Executive / Branch Relationship ExecutiveCompany: Innovsource Services Pvt LtdClient: SBI CardsJob SummaryWe are looking for dynamic and customer-focused candidates to join our team as Relationship Executives. The role involves promoting credit card products, building customer relationships, and achieving sales targets through branch and open market channels. Key ResponsibilitiesPromote and sell SBI Credit Card products to customersGenerate leads through bank branches, retail stores, and open market activitiesBuild and maintain strong customer relationshipsExplain product features, benefits, and offers clearly to customersMeet daily and monthly sales targetsMaintain proper documentation and ensure complianceFollow up with customers for application completion and approval Eligibility CriteriaMinimum Qualification: 12th Pass / Any DegreeAge: Below 35 yearsGender: Male / FemaleFreshers and experienced candidates can apply Salary & BenefitsSalary: 18,000 - 35,000 per monthAttractive incentives + performance bonusesOther company benefitsJob LocationAcross Chennai & Tamil NaduNumber of Openings200 Positions

A Collection Executive manages outstanding debts by contacting customers via phone, email, or field visits to negotiate repayment plans and secure payments. They maintain accurate records, reconcile accounts, and ensure compliance with legal regulations to meet company, finance team, and departmental debt recovery targets. Key ResponsibilitiesCustomer Contact: Reach out to clients regarding overdue payments via telephone, email, or in-person visits.Negotiation & Collection: Negotiate repayment schedules, solve payment-related disputes, and secure outstanding funds.Documentation: Maintain meticulous records of customer interactions, payment agreements, and payment histories.Reporting & Compliance: Prepare daily/weekly reports on collection progress and ensure all efforts follow legal standards (e.g., RBI guidelines).Account Monitoring: Regularly monitor customer accounts to identify, prevent, and resolve potential overdue debts. Required Qualifications & SkillsExperience: Previous experience in debt collection, customer service, or finance is highly preferred.Communication: Exceptional verbal and written communication skills in local languages, Hindi, or English.Skills: Strong negotiation, persuasion, problem-solving, and conflict-resolution abilities.Technical Skills: Proficiency in MS Office (especially Excel) and CRM software.Attributes: Detail-oriented, organized, and capable of working under pressure to meet targets. Work Environment & EducationEducation: A minimum of a Graduate degree in any field is often required, though high school diplomas with experience are accepted.Schedule: Generally involves day shifts, with workdays often spanning Monday to Saturday.

We are seeking a dedicated Collection Executive to join our team in Supaul, Bihar. The ideal candidate should have a passion for helping clients while ensuring timely collections. This entry-level position is perfect for individuals who are eager to learn and grow within the collections field.Key Responsibilities:1. **Collect Payments**: Reach out to clients via phone or email to remind them of outstanding payments, ensuring a clear and professional communication style.2. **Maintain Records**: Keep accurate records of all interactions with clients, including payments received and any issues discussed, to help track the collections process effectively.3. **Resolve Issues**: Address any concerns or disputes clients may have regarding their payments, working towards quick and fair resolutions.4. **Follow-Up**: Conduct regular follow-ups on overdue accounts to encourage timely payments and maintain positive relationships with clients.Required Skills and Expectations:Candidates should possess effective communication skills in both Hindi and English to interact with clients confidently. Basic computer skills are important for maintaining records and using necessary software. A strong attention to detail is crucial for tracking payments and managing accounts. The ideal candidate should be proactive, motivated, and capable of handling challenging conversations with professionalism. Since this role requires working from the office, candidates must be willing to commute daily. A positive attitude and a willingness to learn are essential for success in this position.

Key Responsibilities:1. Evaluate credit worthiness: Assess the credit history and financial background of individuals or businesses applying for credit.2. Analyze financial documents: Review income statements, tax returns, bank statements, and other financial documents to determine credit risk.3. Approve or deny credit applications: Make decisions on whether to approve or deny credit based on the credit evaluation process.4. Set credit limits: Establish credit limits for approved applicants based on risk assessment and financial analysis.5. Monitor credit accounts: Regularly review credit accounts to ensure timely payments and address any issues or risks.6. Communicate with clients: Interact with clients to explain credit decisions, resolve disputes, and offer guidance on credit management.Required Skills and Expectations:- Strong analytical skills to assess credit worthiness and risk.- Attention to detail in reviewing financial documents and making credit decisions.- Good communication skills to interact with clients and explain credit decisions clearly.- Ability to work independently and make sound judgments on credit applications.- Knowledge of financial principles and credit evaluation processes.- Flexibility to adapt to changing credit policies and procedures.- Basic computer skills to input and track credit data accurately.

Based on the provided search results, a Credit Sales Officer generally acts as a bridge between business development (sales) and risk management, with responsibilities focused on acquiring new credit-based business while ensuring portfolio quality. Qualification: ( Any Degree)Salary: 18kFreshers/ExperienceSales & Business Development: Identify, target, and acquire potential clients for credit products (loans, credit cards) to expand the clientele.Client Relationship Management: Build and maintain strong relationships with clients to understand their financial needs and provide tailored credit solutions.Credit Assessment: Conduct preliminary credit assessments, analyze financial statements, and review credit reports to determine creditworthiness.Performance Tracking & Reporting: Monitor sales metrics, loan disbursements, repayment rates, and portfolio growth to prepare regular performance reports.Compliance & Risk: Ensure that all credit applications comply with internal policies and local financial regulations.

Job Role and Responsibilities: Structuring solution depending on customers requirement. Engaging with customers to enrich the relationships and provide solutions to meet various needs of the customer. Provide complete and comprehensive information on products, services offered by the Bank and ensure best services are provided to them. Maintaining a high service standard and compliance. Ensure stability of income from existing set of clients and explore avenues for new income generation.Deliverables: Assisting for sales target for the bank. Increase wallet share by cross selling products to the customerKey skills needed Ability to negotiate and interact with people Strong sales and relationship management skills Ability to understand processes and products Basic digital product knowledge. Backend support having basic computer knowledge. Competencies: Passion: (Constantly raises the bar for self & team, has a strong execution bias, takes initiatives even in the face of significant difficulties) Collaboration: (Forges understanding with others and carries others along, considers impact on the organization) Age 18 & above - Below 35 years.

Promote and sell TVS Credit Finance to customersIdentify potential customers and generate new leadsExplain loan products, eligibility, and documentation clearlyBuild and maintain good customer relationshipsAchieve monthly sales targets and follow company guidelinesCollect and verify required customer documents

Roles and Responsibilities Approaching manufacturers & service providers i.e. industrial clients for Internet Marketing products like SEOetc. Generating leads & responsible for the management of leads generated by BDA. Meeting with 2 Clients on daily basis (Field Work). Achieving sales targets through acquisition of new clients and growingbusiness. Team up with co-workers to ensure proper customer service. Build productive trust relationships with customers.

Key Responsibilities:1. Contact customers: Reach out to customers who have outstanding debts to remind them of their payment obligations.- The collection executive will be responsible for contacting customers via phone calls or emails to discuss their overdue payments.2. Negotiate payment terms: Negotiate payment plans with customers who are unable to pay the full amount at once.- This involves discussing with customers to come up with an agreeable payment plan that works for both parties.3. Update payment records: Keep accurate records of all communication with customers and their payment status.- It is important for the collection executive to maintain detailed and up-to-date records of all interactions with customers to track progress and ensure timely payments.4. Report on collection activity: Provide regular updates on collection efforts and results to management.- The collection executive will need to report on their collection activities, including successes and challenges, to keep management informed.Required Skills and Expectations:- Good communication skills: Excellent verbal and written communication skills are essential for effectively discussing payment obligations with customers.- Negotiation skills: The ability to negotiate payment terms with customers in a fair and empathetic manner is crucial for successful debt collection.- Attention to detail: A high level of accuracy in maintaining payment records and reporting collection activity is necessary.- Persistence: A determined and persistent approach to following up with customers and pursuing overdue payments is key to success in this role.- Basic computer skills: Proficiency in using basic computer programs such as Microsoft Excel and Word is necessary for updating records and reporting collection activity.

GEBBS HEALTHCARE Hiring for AR Roles (US Healthcare Medical Billing) Lets break down the opportunity clearly: Process DetailsProcess: Medical Billing (US Healthcare)Process Type: B2B Non-Voice Backend(No customer calling pure back-office role) Open PositionsAR (Accounts Receivable) US Healthcare Eligibility & Salary StructureAR Trainee / FreshersEligibility: Any Graduate / HSC PassedSalary: 13,000 + 5,000 IncentivesAR AssociateEligibility: Minimum 6 months experience (any field)Salary: 18,000 + 5,000 IncentivesSenior AR Associate (Females Only)Eligibility: 12 years experience (BPO / AR / International Process)Salary: Up to 25,000 (including incentives)Domain Specialist AREligibility: 9+ months mandatory AR experienceSalary: 33,000 + 5,000 Incentives Training: 3 Months (Paid Salary from Day 1) Shift DetailsShift Type: US Shift (Night Shift)Shift Window: 5:30 PM 8:30 AM(Any 9-hour shift within this window)Working Days: 5 DaysWeek Offs: Saturday & Sunday (Fixed) Job LocationsAiroliAndheriSakinakaTurbhe Key HighlightsSalary credited from Day 1 of trainingStable US Healthcare processCareer growth in Medical Billing & ARFixed weekend offsNon-voice, backend role

- Conducting outbound calls to potential customers to sell products or services: The telesales executive will be responsible for making calls to potential customers to generate leads and drive sales.- Meeting or exceeding sales targets: The candidate must be able to meet or exceed the sales targets set by the company in order to contribute to the overall success of the sales team.- Building and maintaining relationships with customers: It is important for the telesales executive to build rapport with customers in order to secure sales and ensure customer satisfaction.- Handling customer inquiries and resolving customer complaints: The candidate should be able to handle customer inquiries and resolve any complaints effectively to maintain customer satisfaction and loyalty.- Updating customer information in the database: The candidate will be responsible for updating customer information accurately in the company database to ensure smooth communication and follow-up.Required Skills and Expectations:- Excellent communication skills: The telesales executive must have strong verbal communication skills to effectively pitch products or services to customers.- Ability to work under pressure: The candidate should be able to work under pressure and meet tight deadlines to achieve sales targets.- Good listening skills: It is important for the candidate to have good listening skills in order to understand customer needs and preferences.- Basic computer knowledge: The candidate should have basic computer knowledge to update customer information and navigate sales software.- Proactive attitude: The candidate should be proactive and motivated to drive sales and achieve targets.

We are looking for a Loan Sales Executive to join our team at Credmart Services Private Limited. the position offers a salary of 15000 - 25000.Key Responsibilities: Urgent Hiring ARO (Assistant Relationship Officer Telecaller)Minimum 0- 6 months of experience required (Personal Loan / Overdraft preferred)Good communication & convincing skillsRequires candidates who are skilled in building customer relationships, following up on leads, and maximizing sales opportunities. Identify prospects and develop sales strategies to drive business growth. Immediate joiners preferred Attractive salary package Location: [Sec-4,Noida]If interested, kindly share your resume at [rahul.gupta@cred-mart.com/9990537269].

We are Hiring! DRA Certified Collection Tele Callers Multiple Languages Location: Ekkatuthangal, Chennai Experience: 0 - 3 years (Freshers can apply) Employment Type: Full-timeTwo Mare Ventures Private Limited is expanding and looking for Collection Tele Callers to join our team!If you have good communication skills and know English, Tamil, Telugu, Kannada, and Hindi, we would love to connect with you. What You will Do: Make outbound collection calls to customers professionally. Follow up on pending payments and maintain call quality. Update call details accurately in the system. Adhere to compliance guidelines and call scripts. What We are Looking For: Fluency in English, Tamil, Telugu, Kannada & Hindi (any combinations with English is an advantage). Good communication and listening skills. Willingness to work in a target-based environment. DRA certification is mandatory Freshers and experienced candidates are welcome. What We Offer: Competitive salary + incentives. Friendly work environment. Opportunity to grow within the organization. Interested? Apply directly or share your resume at swathi@twomare.com or WhatsApp [9742078777].

Collection process experience preferred . (minimum 6 months exp.)Mon - Fri Working Days Good to know English , Hindi with any other South Indian languages.Interested , contact : 96777 28090

Key Responsibilities : Acquire new customers through branch/field activitiesCross-sell and up-sell financial products.Build and maintain strong customer relationships.Ensure compliance with branch and company policiesAchieve assigned sales and revenue targets.Candidate Requirements:Graduate (Freshers & Experienced both can apply)Good communication & interpersonal skillsPreference for candidates with two-wheeler and driving licenseThis is an excellent opportunity for candidates looking to build their career in Banking & Financial Sales.

Designation: Video KYC ExecutiveGender: Female / Male. Job Type: WORK FROM OFFICE Job Location: MIDC- Andheri (E) Age Limit: Max 32 Yrs. Shift Timing :- 9-hour Rotational shift, between 9am and 9pm & 1 Rotational off will be provided on rotational basis between Monday-Sunday Salary Up to: 3,50,000 (Based on Last drawn Salary)Number of Position: 15 Qualifications Bachelors degree in any field (mandatory) Job Requirements:Key Responsibilities: Conduct live video calls with customers for KYC verification Verify identity documents and match them with the customer on video Ensure compliance with RBI and internal KYC guidelines Address customer Queries Professionally Deliver excellent customer service and assist customers with onboarding queriesJob Description: As a Video KYC Executive, you will be responsible for conducting real-time video verifications of customer identities, ensuring compliance with regulatory requirements, and providing a smooth onboarding experience. Candidate will be hired for 1-year contract on Banks payroll. Candidates will be required to work in 9-hour Rotational shift, between 9am and 9pm 1 Rotational off will be provided on rotational basis between Monday-Sunday Calling Process Experience and other requirements Up to 1yr Previous experience in a VKYC/customer service or KYC-related role. Familiarity with banking Process Strong communication skills in English & Hindi is must with regional language is preferable Comfortable using digital tools and video conferencing platforms. Immediate Joining is preferredIf Interested kindly connect or email your profile at dilip.gupta@quesscorp.com along with the below details: -Current Salary:Expected Salary:Notice period:Location:

Job Title: Inside Domestic Sales Executive Process: (ICICI Bank Credit Card)Company Name: Athena BPO Pvt. LtdLocation:Interview Venue: Urmi Corporate Park, Solaris D Wing, near L&T Gate No. 6 Bus Stop, Opp Sanofi Building, Sakivihar Road, Powai, Andheri East, Mumbai 72Work Address: Urmi Corporate Park, Solaris D Wing, near L&T Gate No. 6 Bus Stop, Opp Sanofi Building, Sakivihar Road, Powai, Andheri East, Mumbai 72Industry: Multinational Banking & Financial ServicesPosition Type: Full-Time (Work from Office / Onsite)Roles & Responsibilities:Handling sales and customer inquiries for ICICI Bank's Credit Card offerings.Providing excellent customer service and maintaining client relationships.Generating leads and converting them into sales.Achieving monthly sales targets and KPIs.Providing detailed information regarding the bank's products and services to customers.Requirements:Education: 12th Grade / GraduateExperience: Open to both fresher and experienced candidates. Experience in Telecalling, Customer Support, or Telesales (Freshers to 3 Years).Age Criteria: 18 to 35 years.Gender Preference: Both male and female candidates.Language Requirements: Proficiency in English is required.Working Hours & Shifts:Work Shift: Day Shift (09:30 AM to 07:00 PM)Week Offs: Sunday OffSalary Range:14,000/- to 25,000/- per month (based on experience)Hiring Process:Interview Mode: Face-to-face interviewsInterview Timings: 10:30 AM to 05:00 PMInterview Days: Monday to SaturdayInterviewer: HR Kajal GuptaAdditional Information:Workplace Type: OnsiteCompany Rail Station Location: Andheri East, MumbaiLooking for candidates from: Mumbai, Maharashtra!Reference Consultancy!

Urgent Opening Male and Females Candidates For SBI Credit CardWork Open Market, Corporate Office, Petrol Pump , Malls, etc.Salary 16500 + 6000 Good Incentive +PF Dress Formals Interview 11 AM MondayInterview Location Hazarat Ganj Danik Jagran Chauhara LucknowJob Location All Lucknow Location Any Area.Interested Candidates Call Me Contact Person Syed Arsalan9044418959

Job Title: Assistant Manager (Credit) Entry LevelDepartment: Credit / Retail BankingLocation: Across India (as per banks requirement)Employment Type: Full-time, Regular / ProbationaryEligibility Education: Graduate degree in any discipline from a recognized university. Experience: Fresh graduates can apply (bank may prefer candidates with internship/short-term banking experience). Age Limit: 2130 years (relaxations as per Govt. norms).Key Responsibilities1. Evaluate loan applications and prepare credit appraisal reports.2. Assist in processing term loans, working capital finance, and retail loan products.3. Verify customer documents for KYC, income proof, and collateral security.4. Monitor existing loan accounts to detect potential risks or defaults.5. Coordinate with relationship managers and branch managers for smooth loan processing.6. Maintain accurate records in the banks Core Banking System (CBS).7. Provide customer service related to credit products and schemes.Required Skills Basic understanding of banking products & services. Good command over MS Office (especially Excel & Word). Analytical thinking and numerical aptitude. Good communication (Hindi & English) and interpersonal skills. Ability to work in a target-driven environment.Preferred Skills (Not Mandatory) Knowledge of RBI guidelines & basic credit risk concepts. Internship or part-time work in banking/finance. Familiarity with digital banking tools & apps.Pay Scale As per JMGS-I scale: 22,000 35,480 per month (plus allowances & benefits)

We are looking for a Collection Telecaller who can communicate confidently with customers and assist in recovery of outstanding payments through calls.Key Responsibilities:Make outbound calls to customers regarding pending paymentsFollow up with customers for payment collectionExplain dues, payment methods, and deadlines clearlyMaintain accurate call records and payment statusCoordinate with the recovery/operations teamAchieve daily and monthly collection targets.Eligibility Criteria:Minimum qualification: 10+2 / Graduate preferredFreshers can apply (experience in telecalling/collection is an advantage)Good communication skills in Hindi (English is a plus)Basic knowledge of MS Excel and calling systemsAbility to handle customer objections politely.Skills Required:Strong convincing and negotiation skillsPatience and professional behaviorTarget-oriented mindsetAbility to work under pressure.Salary & Benefits:Fixed salary + attractive incentivesPerformance-based growth opportunitiesSupportive work environment

We are Hiring! DRA Certified Collection Tele Callers Multiple Languages Location: Ekkatuthangal, Chennai Experience: 0 - 3 years (Freshers can apply) Employment Type: Full-timeTwo Mare Ventures Private Limited is expanding and looking for Collection Tele Callers to join our team!If you have good communication skills and know English, Tamil, Telugu, Kannada, and Hindi, we would love to connect with you. What You will Do: Make outbound collection calls to customers professionally. Follow up on pending payments and maintain call quality. Update call details accurately in the system. Adhere to compliance guidelines and call scripts. What We are Looking For: Fluency in English, Tamil, Telugu, Kannada & Hindi (any combinations with English is an advantage). Good communication and listening skills. Willingness to work in a target-based environment. DRA certification is mandatory Freshers and experienced candidates are welcome. What We Offer: Competitive salary + incentives. Friendly work environment. Opportunity to grow within the organization. Interested? Apply directly or share your resume at swathi@twomare.com or WhatsApp [9742078777].