Credit Analyst Job Vacancies in Uttar Pradesh

Must have Cibil Knowledge.Must have Area/Market Knowledge.Team Handling Skilss.Portfolio Analysis.Collection Handling.Cumputer Savvy.V lookup+Pivot Table.CAM Preparation.

Industry - Banking SectorProfile - Credit Card ProcessShift - Branch Relationship ExecutiveQualification - Minimum 12th & Graduate With Good English Communication Skill.Salary - 18000/- to 22000/- In Hand + PF + Esic + Incentive ( Salary Depend On Interview )Experience - Minimum 1 Year In Credit Card RequiredGender - Male & Female Can ApplyLocation - East Delhi, South Delhi, North Delhi, Central Delhi, Ghaziabad, NoidaDuties & Responsibilities-----A credit card is a financial instrument issued by banks with a pre-set credit limit, helping you make cashless transactions. The card issuer determines the credit limit based on your credit score, credit history and your income.Note - Charges ApplyOnly Serious Candidate Apply

DESCRIPTIONDesignation : Credit and Collection ExecutiveQualification : GraduationExperience : 3 to 4 yearSalary : 13000 to 18000 per month + IncentiveLocation : EtawahIndustry : FinanceDUTIES AND RESPONSIBILITIES- Developing and sustaining relationship with dealer and customers- Sitting at dealer point and optimizing maximum sale figures from the same.- To achieve sales target of the Respective Branch assigned,ensuring meeting PI Targets,Meeting the Target on Cost of Sales.-Ensure trails updates are recorded in web- collection for follow up on normal portfolio.-Ensure that the resources are optimally used are the number of visits,contacts ,Sales conversion ratio etc.-- .Ensure nil delay in cash TAT and mis-posting of payments.-Negotiation skills ,relationship skills .Affirmative in nature ,strong Leadership skills ,Clarity of thought and perseverance.-Working knowledge of computers- Perform cost-benefit analysis for prospective customers and advise on appropriate finance optionsNote: Salary No Bar for Deserving Candidate.

ExternalInternalRole directly reports toArea ManagerCredit UnderwritingPreferably CA/CA Inter/ ICWA/ MBA Finance / Post Graduate/ Graduate1 5 years of relevant experience in Credit underwriting Retail AssetBanking products, services and operations (preferably in private sector,HL & LAP/SME)Deep experience & understanding of retail financial services acrossNBFCs, bankingCustomersVendorsInternal auditorsCredit BureausCredit Head for HFCRisk & Compliance teamCredit Analyst and OperationsLegal teamSales teamCollections teamKnowledge of local markets and trends in retail lendingUnderstanding of local business and micro economyAbility to work under tight deadlines and to prioritize conflicting andchanging prioritiesKeen understanding and focus on risk, controls, compliance andregulatory frameworkAbility to liaise with internal stakeholders and cross functional teamsStrong customer focus and management of stakeholder expectationsStrong analytical & communication skills (written & verbal)Should be willing to adapt to digital tools and processesResponsible for upholding the Piramal brand by preparing quality proof proposal documentdetailing the loan eligibility as underwriting/sanction procedure for approving/rejecting loanapplications procured by SalesBranch Underwriting1A/1B/1CInternal UseInternal Use----ConfidentialConfidential

DESCRIPTIONDESCRIPTIONDesignation : Credit and Collection ExecutiveQualification : GraduationExperience : 3 to 4 yearSalary : 13000 to 18000 per month + IncentiveLocation : Budaun Industry : FinanceDUTIES AND RESPONSIBILITIES- Developing and sustaining relationship with dealer and customers- Sitting at dealer point and optimizing maximum sale figures from the same.- To achieve sales target of the Respective Branch assigned,ensuring meeting PI Targets,Meeting the Target on Cost of Sales.-Ensure trails updates are recorded in web- collection for follow up on normal portfolio.-Ensure that the resources are optimally used are the number of visits,contacts ,Sales conversion ratio etc.-- .Ensure nil delay in cash TAT and mis-posting of payments.-Negotiation skills ,relationship skills.Affirmative in nature,strong Leadership skills,Clarity of thought and perseverance.-Working knowledge of computers- Perform cost-benefit analysis for prospective customers and advise on appropriate finance optionsNote: Salary No Bar for Deserving Candidate.