We are hiring a Credit Analyst with strong experience in financial analysis, credit assessment, and risk evaluation. Key Responsibilities:Analyse financial statements (Balance Sheet, P&L, Cash Flow)Conduct credit risk assessment & evaluate loan proposalsPrepare detailed credit reports & recommendationsMonitor client credit profiles and identify early risk signalsWork with internal teams on credit decisionsEnsure compliance with company policies & RBI/ Basel guidelines Must-Have Skills:Financial statement & ratio analysisCredit risk assessment & loan structuringCash flow analysis & financial modellingExperience with credit bureaus (CIBIL/Equifax/Experian)Strong Excel skills & familiarity with CRM toolsGood communication, analytical thinking & attention to detail