Bank Manager Jobs

We are looking for a dedicated Audit Officer to join our team at our Punjabi Bagh office. The ideal candidate should have 1 to 2 years of experience in auditing and hold a B.Com degree. This role is suitable for females who are detail-oriented and committed to maintaining high standards of financial accuracy.Key Responsibilities:- Conduct Audits: Perform regular internal audits to assess the accuracy and compliance of financial records.- Evaluate Financial Systems: Review financial systems and processes to identify weaknesses and suggest improvements.- Prepare Audit Reports: Compile detailed audit reports that summarize findings and provide recommendations for corrective actions.- Collaborate with Teams: Work closely with various departments to ensure adherence to regulatory standards and assist in resolving discrepancies.- Follow Up on Action Items: Monitor the implementation of audit recommendations and follow up on any outstanding issues for timely resolution.Required Skills and Expectations:- A Bachelors degree in Commerce (B.Com) is essential.- Candidates should have at least 1 to 2 years of experience in auditing or a related field.- Strong analytical skills are necessary to examine financial data and identify trends.- Excellent communication skills are required to present findings clearly and effectively to stakeholders.- Attention to detail is crucial for ensuring accuracy in financial reporting and compliance with applicable laws.- The candidate should be proficient in using accounting software and tools relevant to auditing processes.

We are looking for a Branch Sales Manager to lead and manage our sales operations in Bangalore. The ideal candidate will have 3 to 6 years of experience in a sales role and be ready to drive the performance of the branch.Key Responsibilities:- Lead Sales Team: Supervise and motivate the sales team to achieve monthly and annual sales targets, ensuring they are fully equipped to succeed.- Develop Sales Strategies: Create and implement effective sales strategies that align with the companys goals to increase revenue and market penetration.- Monitor Sales Performance: Analyze sales data and performance metrics regularly to identify areas for improvement and adjust strategies accordingly.- Customer Relationship Management: Build and maintain strong relationships with clients to enhance customer satisfaction and loyalty, addressing any concerns they may have.- Training and Development: Provide ongoing training and support to sales staff, helping them to enhance their skills and knowledge in sales techniques and product offerings.- Market Research: Stay updated on market trends and competitor activities to identify new business opportunities and risks.Required Skills and Expectations:The ideal candidate should have strong leadership and communication skills, enabling them to effectively manage a diverse team. You should be results-oriented, with a solid understanding of sales principles and customer relationship management. Proficiency in data analysis and the ability to leverage insights to drive performance will be essential. A proactive approach to problem-solving and the capacity to adapt strategies based on market conditions are also important. Finally, you should be comfortable working in an office setting, collaborating with your team and other departments to achieve shared goals.

Treasury Manager - Chennai Hiring Company: Talent Zone ConsultantExperience: 7-12 YearsLocation: Chennai Industry: BFSI / FinTech / NBFC / Corporate FinanceJob Summary:Talent Zone Consultant is looking for an experienced Treasury Manager to manage the organizations cash flow, liquidity, banking relationships and treasury operations. The ideal candidate should have strong experience in cash management, working capital, investments, forex and financial risk management.Key Responsibilities:Manage daily cash flow, liquidity and working capital requirements.Develop cash flow forecasts and monitor funding requirements.Manage relationships with banks and financial institutions.Oversee banking operations, fund transfers and cash management.Manage short-term investments and surplus funds.Monitor foreign exchange exposure and interest-rate risks.Support debt raising, borrowing and refinancing activities.Ensure compliance with treasury policies and regulatory requirements.Prepare treasury MIS, liquidity reports and management dashboards.Identify opportunities to optimise interest costs, banking charges and working capital.Qualification: CA / MBA Finance / CMA / CFA preferred.

Job Title : Account OfficerExperience : 5-7 yearsJob Location : Kolkata , West BengalRole & Responsibilites :Manage daily accounting, AP/AR, ledger entries, bank reconciliation and expenses.Handle vendor invoices, payments, debit/credit notes and vendor accounts.Manage GST, TDS, statutory compliance and audit coordination.Prepare P&L, Balance Sheet, MIS, cash flow and budget reports.Analyse sales, costs and margins for management reporting.Coordinate with procurement, stores and operations for accurate records and cost control.Qualification & Skills :B.Com/M.Com or relevant Finance/Accounting qualification.5+ years of experience in accounting, AP and procurement.Strong knowledge of GST, TDS, taxation and accounting principles.Proficiency in Advanced Tally/BUSY/ERP.Good English communication and analytical skills.60%+ in Class X, XII & Graduation is mandatory.CA Inter/CMA/CPA will be an advantage.

We are looking for a Business Development Manager to join our team in Vadodara. This is a part-time role perfect for freshers who are eager to learn and grow in a dynamic environment. We require candidates who have completed at least their 10th grade education.Key Responsibilities:- Identify New Business Opportunities: Research the market to find potential clients and opportunities that align with our services and goals.- Build Relationships: Establish and maintain strong relationships with existing and potential clients to enhance customer satisfaction and loyalty.- Prepare Presentations: Create engaging presentations to showcase our products and services, addressing the needs of potential clients effectively.- Participate in Meetings: Attend client meetings to understand their requirements and provide tailored solutions, ensuring a high level of communication.- Collaborate with Teams: Work closely with marketing and product teams to align on strategies and share market insights that could impact business growth.Required Skills and Expectations:Candidates should have strong communication skills to effectively interact with clients and colleagues. A proactive approach to problem-solving is essential, and the ability to work in a team environment is important. Organizational skills will be necessary to manage multiple tasks and deadlines. A basic understanding of market trends and business practices is a plus. Enthusiasm for learning and contributing to business growth will set you apart in this role.

As a Bank Officer, you will play a key role in providing exceptional banking services to customers while ensuring compliance with banking regulations. Your primary responsibilities will include:- Customer Service: Assist customers with their banking needs, including account inquiries, transactions, and resolving issues to enhance customer satisfaction.- Account Management: Handle account openings, closures, and maintenance, ensuring all paperwork is completed accurately and efficiently.- Sales Support: Promote bank products and services to customers, helping them identify suitable financial solutions for their needs.- Loan Processing: Evaluate loan applications, perform credit checks, and assist in processing loans to facilitate timely approvals.- Regulatory Compliance: Ensure all banking activities adhere to established regulations and internal policies to maintain security and trust.- Data Entry and Record Keeping: Accurately enter customer information and transaction details into the bank's systems to maintain updated records.To succeed in this role, you should possess strong communication skills, both verbal and written, to interact effectively with customers and colleagues. A good understanding of banking products and services is essential, along with the ability to handle financial transactions clearly and precisely. Proficiency in basic computer applications and attention to detail will also contribute to your success. Additionally, a proactive approach and the ability to work well in a team environment are important traits for this position. Prior experience in banking or finance is a plus but not mandatory.

As a Bank Officer based in Coimbatore, you will be responsible for various essential functions that support the operations of the bank. This full-time position welcomes candidates with 0 to 3 years of experience and requires an Advanced or Higher Diploma.Key Responsibilities:- Customer Service: Assist clients in their banking needs, ensuring a friendly and professional experience while answering their queries promptly and accurately.- Transaction Processing: Handle deposits, withdrawals, and account activations efficiently to maintain smooth banking operations and customer satisfaction.- Account Maintenance: Support the management of customer accounts, ensuring all information is accurate and up to date, while also helping clients understand their account features.- Sales Support: Promote bank products and services to customers, helping them identify suitable options that could benefit their financial needs.- Compliance Adherence: Ensure all banking operations and customer interactions comply with relevant regulations and internal policies, safeguarding the bank's reputation.To be successful in this role, you should possess strong communication and interpersonal skills to engage with clients effectively. Attention to detail is crucial for managing transactions and maintaining accurate records. You should also have a good understanding of banking products and services, paired with a willingness to learn and adapt in a fast-paced environment. Basic computer skills are essential, as you will be using banking software and digital tools daily.

As a Banking Manager, you will be responsible for overseeing various banking operations and ensuring customer satisfaction. Your role will involve managing and developing banking services in a way that meets clients' needs. Key Responsibilities:- Manage Banking Operations: Supervise day-to-day banking activities to ensure smooth functioning and compliance with policies.- Customer Relationship Management: Build and maintain strong relationships with clients, addressing their inquiries and providing solutions to banking needs.- Financial Advisory Services: Offer expert advice on banking products, loans, and investment opportunities to assist customers in making informed decisions.- Team Leadership: Guide and support banking staff, ensuring they meet performance targets and adhere to best practices.- Performance Analysis: Regularly evaluate banking operations and financial reports to identify growth opportunities and areas for improvement.Required Skills and Expectations:- Educational Background: A degree in B.A, B.Com, or as a Chartered Accountant is essential for understanding financial principles and banking regulations.- Communication Skills: Strong verbal and written communication abilities to effectively interact with clients and team members.- Problem-Solving Ability: Aptitude for identifying issues and developing practical solutions to enhance customer experience and operational efficiency.- Attention to Detail: A meticulous approach to work is necessary to ensure accuracy in financial reporting and compliance.- Team Player: Willingness to collaborate with others and contribute to a positive work environment is crucial for success in this role.

We are looking for a dedicated Operations Manager with 3 to 9 years of experience to lead our operations in Ghansoli. The ideal candidate will be responsible for ensuring that our daily operations run smoothly and efficiently. Key Responsibilities:- Manage Daily Operations: Oversee daily activities to ensure everything runs smoothly, focusing on efficiency and productivity.- Team Leadership: Guide and motivate the operations team, fostering a collaborative environment to achieve set goals and targets.- Process Improvement: Identify areas for improvement within the operations workflow and implement strategies to enhance efficiency.- Budget Management: Monitor and control operational budgets to ensure financial targets are met without compromising quality.- Performance Monitoring: Analyze key performance metrics regularly to assess team performance and operational efficacy.- Customer Relationship Management: Ensure high levels of customer satisfaction by maintaining effective communication and quickly addressing any concerns.Required Skills and Expectations:- Strong leadership and team management skills to effectively guide and inspire staff.- Excellent communication skills, both verbal and written, to interact with team members and clients clearly and effectively.- Problem-solving abilities to navigate challenges and implement effective solutions.- Strong analytical skills to assess performance metrics and improve operations.- Familiarity with budget management and financial planning to maintain operational efficiency.- A results-oriented mindset with the ability to work under pressure and meet tight deadlines. We seek someone who is proactive, detail-oriented, and ready to take our operations to the next level.

We are looking for a dedicated Bank Officer to join our team in Delhi. This entry-level position is perfect for individuals with a passion for customer service and interest in the banking sector. Key Responsibilities:- Customer Service: Assist clients with their banking needs by answering queries, providing account information, and guiding them through various banking services.- Account Management: Help customers manage their accounts by processing transactions, updating account information, and ensuring accurate record-keeping.- Sales Support: Promote banking products and services to customers, assisting them in understanding their options and driving sales initiatives.- Compliance and Reporting: Ensure all transactions and services adhere to bank policies and regulations, reporting any discrepancies to the management.- Team Collaboration: Work closely with other bank officers and departments to provide cohesive service and achieve overall branch goals.Required Skills and Expectations:- A minimum education level of 12th grade is necessary, with any further education in finance or business being an advantage.- Excellent communication skills are essential for interacting with customers and colleagues effectively.- Strong problem-solving abilities to address client issues promptly and professionally.- Basic mathematical skills for handling cash transactions and account calculations.- A willingness to learn and adapt in a fast-paced environment, with a customer-oriented mindset.Candidates with 0 to 1 year of experience in banking or related fields will be preferred, though freshers are welcome to apply.

The Wealth Manager will be responsible for the promotion,development and handling of client relationships related to financialplanning, wealth management, tax planning.The capacity utilization of an SRM will be as follows:1. Acquisition of new client by moving into the market -60%2. Handling of portfolio and create new references from the client -30%3. In house training for operational and technical issues -10%KRA:-1. Manage Client Portfolio2. Create Leads Pipeline3. Arrange Participants for Events with the support of his Team4. Acquire Clients from Leads provided by System5. Stay Updated of Financial Market Events6. Understand Financial Planning, Wealth Management, Tax Planning

Key ResponsibilitiesManage and oversee day-to-day accounting and finance operations.Prepare monthly, quarterly, and annual financial statements and management reports.Ensure accurate maintenance of general ledger, accounts payable, accounts receivable, and bank reconciliations.Monitor cash flow, working capital, and financial performance.Lead budgeting, forecasting, and variance analysis activities.Ensure compliance with statutory requirements, GST, TDS, Income Tax, and other applicable regulations.Coordinate internal and external audits and ensure timely closure of audit observations.Review and approve financial transactions, journal entries, and reconciliations.Develop and implement financial controls, policies, and accounting procedures.Manage relationships with banks, auditors, tax consultants, and regulatory authorities.Analyze financial data and provide strategic recommendations to senior management.Supervise and mentor accounting team members to ensure efficiency and professional growth.Support business planning, cost control, and profitability improvement initiatives.Ensure compliance with accounting standards and company policies.

We are looking for a proactive and results-oriented Business Development Manager to drive business growth, strengthen client relationships, identify new business opportunities, and build strategic partnerships. The ideal candidate will have strong communication, networking, relationship-management, and business planning skills.Key ResponsibilitiesIdentify and develop new business opportunities across relevant markets and sectors.Build and maintain strong, long-term relationships with clients, partners, and key stakeholders.Research market trends, emerging opportunities, and competitor activities to support business growth.Develop and implement business development strategies aligned with organizational objectives.Explore and establish strategic partnerships and collaborations.Understand client requirements and coordinate with internal teams to develop suitable solutions.Prepare business proposals, presentations, company profiles, and partnership documents.Represent the company at meetings, networking events, conferences, and industry forums.Maintain regular communication with prospective and existing clients and partners.Coordinate with operations, management, and other departments to ensure smooth execution of business initiatives.Monitor business development activities and prepare regular reports for management.Contribute ideas and initiatives that improve the company's market presence, brand positioning, and long-term growth.Maintain a professional understanding of the company's services, capabilities, and competitive strengths.Required SkillsExcellent communication and interpersonal skills.Strong relationship-building and networking abilities.Good negotiation and presentation skills.Strategic thinking and problem-solving ability.Strong market research and analytical skills.Ability to work independently and collaboratively with different teams.Professional attitude with strong organizational and follow-up skills.Proficiency in MS Office / Google Workspace and basic business reporting tools.Preferred ExperienceBachelor's degree in Business Administration, Management, Marketing, or a related field.Prior experience in business development, client relationship management, partnerships, consulting, or a related role is preferred.Experience in the relevant industry will be an added advantage.What We OfferProfessional growth and career development opportunities.Opportunity to work with clients, partners, and industry professionals.A collaborative and professional working environment.Performance-based growth opportunities.Exposure to strategic business initiatives and market expansion project

As a Wealth Manager intern, you will play a key role in assisting individuals with managing their financial assets and investments. Your focus will be on helping clients achieve their financial goals through effective planning and advice.Key Responsibilities:- Client Relationship Management: Build and maintain strong relationships with clients. Understand their financial needs and goals to provide tailored investment advice.- Investment Analysis: Assist in analyzing different investment options. Gather information about market trends and financial products to recommend suitable choices for clients.- Portfolio Management: Help manage client portfolios by monitoring performance and making adjustments as needed. Ensure that investment strategies align with clients' risk tolerance and objectives.- Financial Planning: Support in developing comprehensive financial plans for clients. This includes budgeting, savings strategies, and retirement planning.- Market Research: Conduct thorough research on financial products and market conditions. Keep informed about trends and news that might affect clients' investments.- Reporting: Prepare regular reports on client investments and market analysis. Communicate findings clearly to help clients understand their financial status.Required Skills and Expectations:You should be a recent 12th-grade graduate with a keen interest in finance and investment. Strong communication skills are essential for explaining complex concepts to clients. A proactive attitude and willingness to learn are highly valued. Basic knowledge of Microsoft Office applications and an eagerness to engage with clients will contribute to your success in this role. Freshers are welcome; this internship provides an excellent opportunity to gain hands-on experience in wealth management.

We are looking for a motivated Sales Manager with 3 to 9 years of sales experience to join our team in Noida Sector 63. The ideal candidate will lead the sales team and drive revenue growth while ensuring customer satisfaction.Key Responsibilities:- Lead Sales Team: Manage and guide a team of sales representatives to achieve sales targets and maximize performance.- Develop Strategies: Create and implement effective sales strategies to meet company goals and improve market penetration.- Client Relationship Management: Build and maintain strong relationships with clients to understand their needs and ensure satisfaction.- Sales Forecasting: Analyze sales data and market trends to provide accurate sales forecasts to senior management.- Training and Development: Provide training and support to team members to enhance their skills and knowledge in sales techniques.Required Skills and Expectations:The successful candidate will possess strong leadership and communication skills, with a proven ability to motivate and inspire a team. Experience in developing sales strategies is essential. The candidate should demonstrate analytical thinking to assess sales data effectively and possess excellent problem-solving skills. A customer-focused attitude and the ability to build relationships are crucial. As a male candidate, a commitment to achieving high standards is expected, along with a proactive approach to driving sales results. The ability to work full time from the office is required for this role.

Key ResponsibilitiesBranch Operations & Customer Service ManagementOversee day-to-day branch operational processes, cash management, clearing operations, and general ledger maintenance.Address and resolve escalations from high-net-worth (HNI) and retail clients, ensuring top-tier service standards and fast query resolution.Manage account opening verification, service requests, locker operations, and electronic fund transfers (NEFT/RTGS/IMPS).Cross-Selling & Business GrowthDrive portfolio penetration by identifying cross-sell opportunities within the existing branch customer base.Promote retail financial products, including Savings & Current Accounts (CASA), Fixed Deposits, Loans, Credit Cards, Mutual Funds, and Insurance.Support Branch Managers and team members in achieving monthly and quarterly operational and business targets.Compliance, Risk & Audit AdherenceMaintain full compliance with KYC, AML (Anti-Money Laundering), and RBI regulatory mandates.Ensure the branch stays fully compliant during internal, concurrent, and regulatory audits with zero high-risk observations.Perform regular verification of customer documentation, signature updates, and mandatory record archiving.Team Leadership & Administrative CoordinationGuide, coach, and supervise frontline desk staff and customer service executives.Monitor daily operation metrics, turn-around times (TAT), and service error logs to drive operational efficiencies.

Key ResponsibilitiesBranch Operations & Service DeliveryManage day-to-day branch service desk operations, including cash processing, clearing operations, demand drafts, and general ledger reconciliation.Process account opening documentation, service requests, locker allocations, and electronic fund transfers (NEFT/RTGS/IMPS).Deliver high-quality customer service, handling HNI and retail client queries, service requests, and escalations promptly within established turnaround times (TAT).Cross-Selling & Portfolio GrowthIdentify financial needs of existing account holders and cross-sell HDFC Banks core product suit: Savings & Current Accounts (CASA), Fixed/Recurring Deposits, Debit/Credit Cards, and Personal/Business Loans.Support the distribution of third-party products, including Mutual Funds (NISM), Life Insurance, General Insurance, and wealth solutions.Collaborate with internal relationship teams to meet monthly branch portfolio expansion targets.Audit, Risk & Statutory ComplianceEnsure 100% compliance with internal HDFC Bank operational policies, KYC/AML mandates, and RBI guidelines.Coordinate internal, statutory, and concurrent branch audits with a target of zero high-risk audit observations.Maintain complete data accuracy, physical voucher management, and documentation integrity across desk operations.Team Coordination & Administrative OperationsSupervise, support, and guide frontline staff and customer service executives in routine desk operations.Ensure smooth functionality of branch infrastructure, including cash counting equipment, passbook printers, and self-service kiosks.

Key ResponsibilitiesPortfolio Management & Relationship BuildingAct as a dedicated financial advisor to a portfolio of High-Net-Worth Individual (HNI) and retail account holders.Deepen existing client relationships by analyzing their financial goals, investment risk profile, and liquidity requirements.Maintain regular contact through face-to-face meetings, financial check-ups, and proactive service management.Revenue Generation & Product Cross-SellingDrive revenue across key core product verticals, including CASA (Current & Savings Accounts), Fixed Deposits, and Wealth Management products.Cross-sell third-party financial products, including Mutual Funds (AMFI/NISM products), Life Insurance, Health Insurance, and structured investments.Asset product sourcing including credit cards, home loans, personal loans, and business banking credit solutions.Client Acquisition & Business ExpansionAcquire new-to-bank (NTB) high-value individual and commercial clients through local field visits, personal network referrals, and digital leads.Participate in local branch outreach activities and corporate payroll acquisition drives.Compliance & Regulatory AdherenceEnsure all customer onboarding, financial transactions, and documentation strictly comply with KYC, AML (Anti-Money Laundering), and RBI regulations.Adhere to internal bank audit standards and transparent sales practices.Complete and maintain active mandatory regulatory certifications (NISM / IRDAI) as required for financial advisory roles.

Job Title: Branch ManagerLocation: Surendranagar , GujaratExperience: Minimum 5 years in Banking or 2 years as Branch Manager and retired person also preferred.Job Summary:We are looking for an experienced and dynamic Branch Manager to lead branch operations, drive business growth, and ensure excellent customer service. The ideal candidate should have strong leadership skills, good knowledge of banking products, and experience handling branch operations and team management.Key Responsibilities:1. Business Development & SalesAchieve branch sales targets for deposits, loans, insurance, and other banking products.Identify new business opportunities and build relationships with customers.2. Branch Operations ManagementOversee day-to-day branch functioning including cash management, audit compliance, and regulatory guidelines.Ensure smooth operations, timely reporting, and adherence to RBI norms (where applicable).3. Team LeadershipLead, train, and mentor branch staff for improved productivity and service quality.Conduct regular performance reviews and ensure team achieves individual and branch goals.4. Customer Service & Relationship ManagementBuild strong customer relationships and ensure high customer satisfaction.Handle key customers, large accounts, and corporate relations in the region.5. Compliance & Risk ManagementEnsure full compliance with company policies and banking regulations.Monitor branch risks, overdue accounts, and implement corrective measures.Coordinate with audit teams and ensure zero non-compliance observations.Requirements and Qualification:Graduation mandatory; MBA/PGDM preferred (optional).Strong knowledge of retail banking, lending products, and operations.Excellent communication, leadership, and problem-solving skills.Ability to meet targets and manage business pressure.

As the company works on advisory model, the Wealth Manager will be responsible for the promotion, development and handling of client relationships related to financial planning and wealth management.The capacity utilization of a WM will be as follow1. Marketing activities including moving into the market 60%2. Handling of portfolio including doing technical analysis- 30%3. Tax planning 10%

SME Relationship Manager Company: Talent Zone ConsultantJob Title: Senior SME Relationship Manager / SME Lending Relationship ManagerExperience: 8-10 YearsLocation: Bangalore / Mysore / ChennaiEmployment Type: Full-timeJob SummaryTalent Zone Consultant is looking for an experienced SME Relationship Manager with 8-10 years of experience in SME lending, business banking, NBFC, FinTech or financial services.The ideal candidate will be responsible for SME customer acquisition, credit assessment, loan sourcing, portfolio management and revenue growth. The role requires strong knowledge of working capital, business loans, term loans and secured/unsecured SME lending, along with the ability to build long-term relationships with SME clients.Current SME banking roles in Bangalore emphasize acquiring, growing and retaining profitable SME portfolios, structuring appropriate credit facilities and managing portfolio returns.Key ResponsibilitiesAcquire new SME/MSME customers through direct sourcing, referrals, channels and market outreach.Develop and maintain strong relationships with SME business owners, promoters and key decision-makers.Manage the complete lending lifecycle from lead generation to sanction and disbursement.Understand customer business models, financial requirements and working-capital needs.Conduct preliminary credit assessment and financial analysis of SME borrowers.Analyse financial statements, cash flows, banking transactions and repayment capacity.Prepare and coordinate credit proposals and loan documentation with Credit and Risk teams.Handle Working Capital Loans, Term Loans, Business Loans, LAP and other SME lending products.Coordinate with Credit, Operations, Legal, Risk and Collections teams for timely processing and disbursement.Manage and grow an existing SME lending portfolio while maintaining portfolio quality.Track customer repayment behaviour, exposure, delinquency and credit risk.Identify cross-sell and up-sell opportunities across lending, payments, cash management and other financial products.Achieve monthly/quarterly acquisition, disbursement, revenue and portfolio growth targets.Build relationships with DSAs, channel partners, brokers and referral networks.Monitor market trends, competitor offerings and emerging SME financing opportunities.Ensure compliance with internal policies, KYC requirements, credit guidelines and applicable regulations.Required SkillsCore Skills:SME Lending, MSME Lending, Business Banking, Credit Assessment, Credit Analysis, Loan Processing, Loan Origination, Customer Acquisition, Portfolio Management, Relationship Management, Business Development, Financial Analysis, Financial Statement Analysis, Working Capital Loans, Term Loans, Business Loans, LAP, Secured Lending, Unsecured Lending, Credit Appraisal, Credit Underwriting, Risk Assessment, Portfolio Growth, Revenue Growth, Cross Selling, Upselling, Channel Management, DSA ManagementAnalytical / Technology Skills:Financial Modelling, Credit Risk Analysis, Banking Analysis, Cash Flow Analysis, MS Excel, CRM, MIS Reporting, Portfolio Analytics, Business AnalyticsSoft Skills:Client Relationship Management, Stakeholder Management, Negotiation Skills, Communication Skills, Presentation Skills, Business Acumen, Market Development, Problem Solving, Target OrientationCandidate Profile8-10 years of experience in SME/MSME lending, business banking, NBFC, FinTech or financial services.Strong track record in SME customer acquisition and portfolio management.Hands-on experience in credit assessment and loan processing.Good understanding of financial statements, cash flow and borrower creditworthiness.Experience handling working capital and term lending products is preferred.Candidates with experience managing high-value SME portfolios will be preferred.Strong ability to acquire new customers while retaining and expanding existing relationships.Experience working with Credit, Risk, Operations and Collections teams.MBA/PGDM in Finance/Marketing or equivalent qualification preferred.

Position: Senior Relationship Manager Experience: 7+ YearsLocation: Bengaluru, KarnatakaEmployment Type: Full-timeJob DescriptionTalent Zone Consultants is looking for an experienced Senior Relationship Manager for a leading BFSI organization in Bengaluru. The candidate will be responsible for managing and growing an existing client portfolio, acquiring new customers, increasing revenue and wallet share, and providing suitable banking/financial solutions.Key ResponsibilitiesManage and deepen relationships with existing corporate, business, HNI or affluent clients.Identify and acquire new-to-bank customers through market mapping, referrals and networking.Drive revenue, portfolio growth, customer acquisition and wallet-share targets.Understand client business/financial requirements and recommend appropriate banking and financial products.Cross-sell products such as loans, working-capital facilities, trade finance, cash management, insurance, investments and other banking solutions.Develop and execute client acquisition and relationship-growth strategies.Conduct regular client meetings, portfolio reviews and business discussions.Coordinate with Credit, Risk, Product, Operations and Compliance teams to ensure smooth delivery of solutions.Prepare business proposals and support credit appraisal/structuring wherever applicable.Monitor portfolio performance, customer satisfaction and potential business/risk issues.Maintain strong knowledge of market trends, competitor offerings and BFSI products.Ensure adherence to KYC, AML, RBI regulations, internal policies and responsible-sales practices.Maintain accurate customer records, pipeline reports and MIS.Meet and exceed individual and team business targets.Candidate Requirements7+ years of relevant experience in Relationship Management, Corporate Banking, Business Banking, Retail/Commercial Banking, Wealth Management, NBFC or Financial Services.Graduate degree required; MBA/CA preferred for corporate/business banking roles.Proven track record of client acquisition, portfolio growth and revenue generation.Strong understanding of banking products and financial solutions.Experience managing high-value/corporate client relationships preferred.Strong negotiation, presentation and stakeholder-management capabilities.Ability to independently manage targets, client portfolios and business development activities.