Assistant Credit Manager Job Vacancies in Maharashtra

Responsibilities: - Candidate would be responsible for appraising & assessing risks for loan under the consumer-focused Loan. - The incumbent will be responsible for underwriting personal loan proposal as per the laid down policies & procedure to honor the agreed SLAs and manage city/area business volumes. - To conduct personal discussion with customers to establish Credit worthiness. - Interact with the client, gather requirements, financial statements and other inputs for performing quality Credit analysis and due diligence. (for renewal & new borrowers) - To prepare Credit Appraisal Memo (CAM). - Responsible for Credit Assessment. -To coordinate with sales to achieve targets and ensure TAT or SLAs are met. - Work closely with RM/Product partners in structuring Credit solutions and ensuring appropriateness of the products, and expediting approvals Qualification & Experience Required: Graduate/MBA with at least 2 to 4 years relevant experience in Credit Underwriting for Salaried Personal Loan Product of Banks, NBFCs. Good experience in Credit analysis - Balance sheet, Profit & Loss Statement, Bank Statement. Credit underwriting work experience within retail lending with any large NBFC or Bank. Ideal candidate should understand the credit risk of consumer-focused loan and SME segment lending. Prospective candidate should have hands-on experience on how to review, assess and underwrite secured and unsecured loans with focus in personal loan underwriting.Office Timing & Working Days: 9:30 AM to 6:30 PM (can be stretched depending upon workload)- Monday to Saturday

Responsibilities:- Candidate would be responsible for appraising & assessing risks for loan under the consumer-focused Loan.- The incumbent will be responsible for underwriting personal loan proposal as per the laid down policies & procedure to honor the agreed SLAs and manage city/area business volumes.- To conduct personal discussion with customers to establish Credit worthiness.- Interact with the client, gather requirements, financial statements and other inputs for performingquality Credit analysis and due diligence. (for renewal & new borrowers)- To prepare Credit Appraisal Memo (CAM).- Responsible for Credit Assessment.-To coordinate with sales to achieve targets and ensure TAT or SLAs are met.- Work closely with RM/Product partners in structuring Credit solutions and ensuring appropriateness of the products, and expediting approvals

Hi Everyone, Greetings From T-Hire Global Services!!!We Have Wonderful Opportunity as Assistant Credit Manager With Top NBFC Company. Interested Candidates Can Apply and We will Call You Immediately.Position: Assistant Credit ManagerExperience: 2+ YearsQualification: Any GraduationLocation: MumbaiSalary: 5 LpAResponsibilities:- Candidate would be responsible for appraising & assessing risks for loan under the consumer-focusedLoan.- The incumbent will be responsible for underwriting personal loan proposal as per the laid down policies & procedure to honor the agreed SLAs and manage city/area business volumes.- To conduct personal discussion with customers to establish Credit worthiness.- Interact with the client, gather requirements, financial statements and other inputs for performing quality Credit analysis and due diligence. (for renewal & new borrowers)- To prepare Credit Appraisal Memo (CAM).- Responsible for Credit Assessment.-To coordinate with sales to achieve targets and ensure TAT or SLAs are met.- Work closely with RM/Product partners in structuring Credit solutions and ensuring appropriateness of the products, and expediting approval

Salary Upto - 6 LPAShift - DayResponsibilities: The person will be responsible for smart result-oriented management of the collections write-off portfolio w.r.t credit cards of the Company. The incumbent will ensure implementation of credit policies and risk management strategies for effective portfolio management. Demonstrates good understanding and exposure to credit cards collections Managing agencies / tele-calling team to help improve resolution rates for pre-write-off accounts and money collection on write-off/180+ cases. Meet allocated budgets and benchmarks for the team. Designs and improves processes to improve cash flows and reduce Actively assists in development and management of portfolio MIS for effective portfolio tracking as well as identifying mapping risk triggers to assist the business in achieving the optimum risk reward equation. Development and management of outsourced collection agencies for optimal results at the best cost. Implementation and management of all compliance regulatory and other customer experience related norms during execution. Develop and update robust MIS and ensure all reporting requirements are met for statutory, compliance and regulatory requirements. Leverage alternate resolution mechanisms including legal to maximize Create and manage a robust tele-calling strategy. Undertake regular timely agency reviews/tele-calling team reviews to help increase engagement levels and improving upon performance

Role Objective:-The incumbent will be expected to do perform credit underwriting, due diligence and monitoring of borrowers related to Supply Chain Finance both domestic and export financeRole Responsibilities:-Assess the credit worthiness of by analyzing financial statements, CIBIL scores, GST, Bank statements, ITRsFamiliar with working capital assessment methods, cash conversion cycles including MPBFUnderstanding various Business models and potential risk factors impacting their credit worthiness.Visit the manufacturing facilities, understand the business and identify any red flagsCoordinate with relationship managers and the company to fill any information gapPrepare credit appraisal memorandum and present to the credit committee for approvalAdhere to the credit process and policy documents of the organization. Work with the team members to establish the best practices in line with industry standards.Continuous monitoring of the existing portfolio and identify early warning signals including various macro parameters

Graduate/MBA with Total experience 2 years and at least 6 Months relevant experience in Credit Underwriting for Salaried Personal Loan Product of Banks, NBFCs.