Credit Underwriting Jobs

We are looking for a skilled and proactive Credit Analyst with broking experience and sound knowledge of the Australian banking system. In this role, you will act on behalf of clients to communicate with banks, handle refinancing, negotiate interest rate re-pricing, and manage the submission of all relevant documentation.

Candidate have should be knowledge of personal discussion Legal/Technical knowledge should be mandatory Local language should be knowledge.

SARVP Finance is Hiring a Branch Credit OfficerAre you ready to take the next step in your finance career? SARVP Finance is looking for a dedicated Branch Credit Manager to join our dynamic team!Location : Ahmedabad, Vadodara(Gujarat), Prayag raj-Allahabad (Uttar Pradesh), Ghazipur(Uttar Pradesh)**Position:** Branch Credit Officer**Product Focus:** LAP, Business Loan**Key Responsibilities:**- Assessing creditworthiness of potential clients for LAP and Business Loan products- Managing credit applications and ensuring timely processing- Conducting field visits and investigations as part of the credit appraisal process- Monitoring and managing credit portfolio performance- Collaborating with sales and operations teams to streamline credit processes**Requirements:**- Minimum 1-2 years of Field PD (Personal Discussion) experience in the finance industry for LAP (Mandatory)- Strong understanding of LAP and Business Loan products- Excellent analytical and decision-making skills- Ability to thrive in a fast-paced, target-driven environment- Effective communication and interpersonal abilities**Salary:** Up to 3.50 LPA + Other Benefits**How to Apply:**- **Contact:** 9875087933- **Email your CV:** recruiter@sarvpfinance.in**Why SARVP Finance?**- Opportunity to work with a leading financial institution- Dynamic and supportive work environment- Competitive salary and benefits package- Room for growth and career advancementIf you are passionate about finance and ready to make an impact, we want to hear from you! Join SARVP Finance as a Branch Credit Manager and be part of our success story.---Feel free to modify this description further to better suit your needs!

We seek a motivated and proactive insurance sales manager to join our team. The role involves driving new business by promoting and selling insurance products to prospective clients. Responsibilities: Developing an effective strategy to attract clients. Build a team in the open market. Building a strong relationship with the new and existing clients. Handling insurance policy renewals. Identify, recruit, and manage advisors/agents. Develops a base for long-term sources of clients. Explain various insurance policies and products to potential and existing clients, guiding them toward the best coverage. Requirements: 2+ years of work experience in any field sales area. Preferably a bachelors degree. Must be a local candidate. Driving and biking are mandatory. information contact here: +91 84888 33693 shraddha@tekpillar.com

Relationship Managers /Sr Relationship ManagersCompany Overview:Shriram Life Insurance is a dynamic and customer-centric insurance provider committed todelivering unparalleled service and comprehensive coverage to our clients. We are seeking ahighly motivated and results-driven Relationship Manager to join our team. The successfulcandidate will play a crucial role in converting leads into insurance policy issuance whileproviding exceptional customer service.Key Responsibilities:Lead Conversion:Proactively engage with leads generated through various channels, including but not limited to,digital marketing, referrals, and walk-ins.Build and nurture strong relationships with potential clients to understand their insurance needsand provide customized solutions.Present and explain insurance products effectively, addressing any concerns and objections tofacilitate lead conversion.Collaborate with the sales and marketing teams to implement strategies for lead generation andconversion.Insurance Policy Issuance:Guide clients through the application and underwriting process, ensuring all necessarydocumentation is completed accurately and efficiently.Collaborate with underwriting and processing teams to expedite policy issuance whilemaintaining a high standard of accuracy.Keep clients informed about the status of their applications and provide timely updatesthroughout the issuance process.Customer Service:Serve as a primary point of contact for existing clients, addressing inquiries, concerns, andpolicy-related questions promptly and professionally.Conduct regular follow-ups with clients to assess satisfaction, identify additional needs, andexplore opportunities for upselling or cross-selling.Collaborate with the customer service team to enhance overall customer experience and resolveissues in a timely manner.Relationship Building:Develop and maintain strong relationships with clients to foster long-term loyalty and retention.Attend networking

Role Objective:-The incumbent will be expected to do perform credit underwriting, due diligence and monitoring of borrowers related to Supply Chain Finance both domestic and export financeRole Responsibilities:-Assess the credit worthiness of by analyzing financial statements, CIBIL scores, GST, Bank statements, ITRsFamiliar with working capital assessment methods, cash conversion cycles including MPBFUnderstanding various Business models and potential risk factors impacting their credit worthiness.Visit the manufacturing facilities, understand the business and identify any red flagsCoordinate with relationship managers and the company to fill any information gapPrepare credit appraisal memorandum and present to the credit committee for approvalAdhere to the credit process and policy documents of the organization. Work with the team members to establish the best practices in line with industry standards.Continuous monitoring of the existing portfolio and identify early warning signals including various macro parameters

?Opening for Branch Credit Manager Company : Veritas Finance Pvt LtdLocation : Hosur Role : Branch Credit ManagerExp. : Min 1 Year in Mortgage Loan & HLJoining. : 30 - 60 Days NoticeSalary. : Increment in Current CTC + Annual Bonus + Monthly Incentives. Native - Local surrounding upto 30 kms.

Graduate/MBA with Total experience 2 years and at least 6 Months relevant experience in Credit Underwriting for Salaried Personal Loan Product of Banks, NBFCs.

Job Title:-credit Analyst.qualification:-mba/post Graduate; Semi Qualified Ca/cwa/cfa.experience:- 1-3 Years in Credit Assessment.job Type:-full Time.shift:-day.job Location:-mumbai.salary:-commensurate with Industry Normsroles & Responsibilities:-evaluating the Financials of Listed and Unlisted Entities.ratio Analysis.peer Comparison.ability to Work in Teams, Help the Management in Maintaining the Mis, Ability to Multi Task.key Skills Required:-well Versed in English Language.proficient in Ms Office

Responsibilities:- Candidate would be responsible for appraising & assessing risks for loan under the consumer-focused Loan.- The incumbent will be responsible for underwriting personal loan proposal as per the laid down policies & procedure to honor the agreed SLAs and manage city/area business volumes.- To conduct personal discussion with customers to establish Credit worthiness.- Interact with the client, gather requirements, financial statements and other inputs for performingquality Credit analysis and due diligence. (for renewal & new borrowers)- To prepare Credit Appraisal Memo (CAM).- Responsible for Credit Assessment.-To coordinate with sales to achieve targets and ensure TAT or SLAs are met.- Work closely with RM/Product partners in structuring Credit solutions and ensuring appropriateness of the products, and expediting approvals

1. Candidate must have worked on full analysis of deals of more than 20 crs. Loan/Debt syndication field.2. Credit Assessment of prospective clients for fund-based exposure like Working Capital, Overdraft/Cash credit/ Term Loan etc. and non-fund-based exposure like Letter of credit / Bank Guarantee etc.3. Carrying out financial statement analysis/ ratio analysis along with notes to accounts, tax forms, cash flow history and finding out overall creditworthiness of the client.4. Preparation of Information memorandum/Teaser and other supporting documents.Co-ordinating with the banker/client in order to ensure successful and timely disbursement of funds.5. Preparation of Detailed Project Report covering project analysis, location analysis, profitability analysis, Break-even analysis, SWOT analysis, Market analysis, Industry analysis and Peer analysis and forming conclusion about the project viability

Urgent Hiring for Credit ManagerWe Have an Urgent Opening for Banking IndustryPosition - Credit ManagerJob location - Mumbai(Kalyan)CTC- Up to 12LPAProduct - Prime LAPRole and responsibility :- Preparing Credit Approval Memo (CAM), KYC Analysis, Financial Analysis, Banking Analysis, CIBIL check and Conducting Personal Discussions with customers and evaluating their credit worthiness.- Follow up with Legal, Technical, FI and FCU vendor for WIP cases and discussion on resolution for same- Maintaining Property Papers MIS- Co-ordination with sales and CPA for maintaining the quality of login and raise discrepancies.- Maintaining/Reporting the branch activities on various parameters to seniors within TAT Sanction /Disbursement of files- Responsible for scrutinizing loan application for mandatory requirements as per KYC, Income documents, banking, Financial & property.- A good involvement in resolving audit queries raised by auditor's post loan process and in-process of residential mortgage securitization.

Hi Everyone, Greetings From T-Hire Global Services!!!We Have Wonderful Opportunity as Assistant Credit Manager With Top NBFC Company. Interested Candidates Can Apply and We will Call You Immediately.Position: Assistant Credit ManagerExperience: 2+ YearsQualification: Any GraduationLocation: MumbaiSalary: 5 LpAResponsibilities:- Candidate would be responsible for appraising & assessing risks for loan under the consumer-focusedLoan.- The incumbent will be responsible for underwriting personal loan proposal as per the laid down policies & procedure to honor the agreed SLAs and manage city/area business volumes.- To conduct personal discussion with customers to establish Credit worthiness.- Interact with the client, gather requirements, financial statements and other inputs for performing quality Credit analysis and due diligence. (for renewal & new borrowers)- To prepare Credit Appraisal Memo (CAM).- Responsible for Credit Assessment.-To coordinate with sales to achieve targets and ensure TAT or SLAs are met.- Work closely with RM/Product partners in structuring Credit solutions and ensuring appropriateness of the products, and expediting approval

Role: Area Credit ManagerLocation:ChennaiInterview Mode:VirtualExperience:7-10 YearsJob Description:ResponsibilitiesResearch and evaluate clients creditworthinessCreate credit scoring models to predict risksApprove or reject loan requests, based on credibility and potential revenues and lossesCalculate and set interest ratesNegotiate loan terms with clientsMonitor paymentsMaintain records of loan applicationsFollow up with clients to manage debt settlements and loan renewalsEnsure all lending procedures comply with regulationsDevelop, review and update our companys credit policiesRequirements and skillsProven work experience as a Credit Manager, Credit Analyst or similar roleHands-on experience with accounting softwareSolid understanding of lending proceduresExcellent analytical skills, with the ability to create and process financial spreadsheets (e.g. in Excel)Negotiation skillsBSc in Accounting, Economics, Banking and Finance or relevant field

Candidate should have experience in Credit Underwriting,Home Loan , Mortgage loanNotice period_ 45 days maxQualification- MBA OR CA MUST

We are looking for an individual adept in credit and underwriting in Consumer Lending.This individual must be meticulous and well versed with the KYC norms for Consumer lending. Should have an eye for detail and be a quick learner. Must possesses good inter personal skills to be a team player. This individual must be customer centric and business oriented.

Credit Manager Job DescriptionRoles and Responsibilities As a Credit Analyst, you will be working closely with the Credit Head and will be responsible to handle all credit risk functions. Analysing creditworthiness and credit risk of SME borrowers, including review of financial statements and cash flow analysis Performing Credit appraisals of loan applicants within the defined policy guidelines Assessing the quality of various SME loans and assisting in the underwriting and processing of SME credits Underwriting new and existing SME loans through analysis of borrowers alternate data, credit history, financial performance, current market trends, collateral, and feasibility Coordinating with Vendors and handling all the business and vendor queries Monitoring, analysing, and commenting daily or weekly credit risk indicators and the company's KPIs Assisting the company in enhancing the quality-of-service delivery relating to credit applications Participating in internal projects that improve credit process efficiency and effectiveness to assist in achieving key strategic objectives Identifying risks/mitigants and making recommendations to senior management regarding additional credit enhancements to mitigate credit riskRequired Candidate profile Experience in Credit Appraisal/Underwriting role or similar profile Exp. in Business Loan processing/management systems, Documentation processing,Handling KYC etc. Experience in SME business lending Should have a general knowledge of loan underwriting, documentation, banking, and financial statements analysis Possess Basic knowledge about financial statements/ITR/Banking. Should be able to use MS-Word, Excel Excellent Communication Skills - Should be able to communicate well in Telugu, English and Hindi. Strong analytical, interpersonal, and presentation skills

Credit Manager is responsible for managing a team that recovers unpaid monies owed to the organization. The debts may be from either business (commercial collection) or individuals (consumer collection). The credit function plays a vital role in the finance department to ensure that invoices are paid on time to assist the organization. This role often shares a number of responsibilities with the Accounts Receivable Manager.

Required Assistant Credit Manager at Bajaj Finance Ltd for Gandhidham location.Candidate local from Gandhidham, MBA Fresher and willing to join immediately can share CV to below mentioned e mail ID.Approx CTC - Rs. 3.5 L

ExternalInternalRole directly reports toArea ManagerCredit UnderwritingPreferably CA/CA Inter/ ICWA/ MBA Finance / Post Graduate/ Graduate1 5 years of relevant experience in Credit underwriting Retail AssetBanking products, services and operations (preferably in private sector,HL & LAP/SME)Deep experience & understanding of retail financial services acrossNBFCs, bankingCustomersVendorsInternal auditorsCredit BureausCredit Head for HFCRisk & Compliance teamCredit Analyst and OperationsLegal teamSales teamCollections teamKnowledge of local markets and trends in retail lendingUnderstanding of local business and micro economyAbility to work under tight deadlines and to prioritize conflicting andchanging prioritiesKeen understanding and focus on risk, controls, compliance andregulatory frameworkAbility to liaise with internal stakeholders and cross functional teamsStrong customer focus and management of stakeholder expectationsStrong analytical & communication skills (written & verbal)Should be willing to adapt to digital tools and processesResponsible for upholding the Piramal brand by preparing quality proof proposal documentdetailing the loan eligibility as underwriting/sanction procedure for approving/rejecting loanapplications procured by SalesBranch Underwriting1A/1B/1CInternal UseInternal Use----ConfidentialConfidential