ob Description
MANDATE:
1- Experience: 10+ years in Retail banking- CASA with Team Handling
2- Qualification: Graduation mandatory
3. Should not Exceed above 45 Years of age
This role involves managing the financial and non-financial responsibilities of a branch, ensuring compliance, and leading a team to achieve business targets.
Financial Responsibilities
Devise an action plan for the branch to meet liability business targets, including CASA book size, yield, fee-based income, and business quality.
Effectively manage the sales and service environment of the branch.
Actively identify and establish business relationships with retail customers.
Strategize sales direction for cross-selling and sales planning, monitor and improve sales productivity.
Organize various sales campaigns and promotions.
Achieve business targets on book size, yield, fee-based income, and customer quality.
Lead the branch team to achieve profit targets.
Support an environment that promotes a welcoming, significant, and engaging customer experience.
Non-Financial Responsibilities
Coordinate with BOSM and team leaders for business development.
Adopt a customer-centric approach and deepen customer relationships.
Supervise daily branch functions, including vault, drawer, and ATM balancing.
Oversee teller and customer service duties, assist with customer transactions.
Provide guidance and support for new product launches.
Ensure business turnaround time superior to competition, in line with bank standards.
Monitor and control the cost of acquisition of local sales channels/FOS and branch expenditures.
Manage branch administration and ensure ethical practices in acquisition and servicing.
Monitor branch performance weekly in terms of business targets achieved.
Responsible for efficient operations, customer service, and marketing for all retail banking products.
Develop alternative channels for CASA business sourcing.
Proactively seek solutions that benefit the customer and the bank.
People Management
Plan manpower for branch staff and conduct performance appraisals.
Improve staff efficiency and productivity, including turnaround time.
Ensure the team is committed and customer-focused.
Achieve high employee satisfaction and retain good performers while managing attrition through motivation and job satisfaction.
Identify and execute actions related to business growth.
Train branch staff periodically on new products, features, and competition.
Assist in devising and implementing a customer acquisition and retention program.
Compliance & Risk Responsibilities
Adhere to regulatory compliance, bank policies, procedures, and code of conduct.
Ensure no third-party disclosure of bank information in any form.
Address critical issues and potential conflicts candidly and timely.
Qualification
Graduate, preferably Post Graduate/MBA.
Relevant Experience
10+ years of banking experience.
Functional Competencies
Experience in heading a branch with responsibility, overseeing daily operations, and ensuring service quality standards are maintained.
Knowledge of branch banking compliance and processes.
Behavioral Competencies
Selling and negotiation skills.
Clear communication and motivation skills.
Enhances customer experience.
Team management with leadership skills.
Experience
10 - 12 Years
No. of Openings
10
Education
Graduate (B.B.A)
Role
Branch Manager
Industry Type
Banking
Gender
[ Male / Female ]
Job Country
India
Type of Job
Full Time
Work Location Type
Work from Office