Branch Administration Jobs in India

We are looking for a dedicated and responsible female Hostel Warden to manage the daily operations of our hostel in Bangalore. The ideal candidate will have 2 to 4 years of experience and a graduate degree.As a Hostel Warden, you will be responsible for ensuring a safe and comfortable environment for all residents. You will oversee daily activities, facilitate communication between residents and staff, and handle any issues that arise.Key Responsibilities include:1. **Resident Support**: Assist students with their personal and academic needs, providing guidance and resolving conflicts to promote a positive living environment.2. **Supervision**: Monitor hostel activities and enforce rules and regulations for safety and discipline among residents.3. **Facility Management**: Ensure the cleanliness and maintenance of hostel facilities, coordinating with housekeeping staff and addressing maintenance requests promptly.4. **Administrative Tasks**: Maintain records of residents, occupancy rates, and incidents, reporting updates to management regularly.5. **Event Coordination**: Organize social activities and events for residents to foster community spirit and enhance their overall experience.Required skills and expectations include strong communication and interpersonal skills to connect effectively with residents, a calm demeanor to handle emergencies or conflicts, and excellent organizational abilities for managing multiple tasks. The ideal candidate should be empathetic, approachable, and committed to creating a supportive atmosphere in the hostel environment. A positive attitude and the ability to work independent are essential for this role.

We are seeking a motivated and capable Branch Manager to oversee operations at our Bangalore office. The ideal candidate will have 1 to 4 years of experience in management and hold a graduate degree. This is a full-time position, and work will be done from the office.Key Responsibilities:1. **Team Leadership**: Supervise and support staff to ensure high levels of performance and customer satisfaction. You will facilitate training and development opportunities for your team members.2. **Financial Management.

Here is a comprehensive Job Description for a Store Manager role. This version is tailored specifically for Industrial, Manufacturing, and Warehouse operations (managing raw materials, spare parts, and inventory control).(Note: If you meant a retail/showroom Store Manager instead, let me know and I can adjust it for you.)Job Title: Store Manager (Industrial / Inventory Control)Job SummaryWe are seeking an experienced and organized Store Manager to oversee our plant/warehouse store operations. The ideal candidate will be responsible for the complete lifecycle of inventory, including receipt, storage, issuance, and documentation of raw materials, engineering goods, tools, and finished products. You will ensure optimal stock levels, prevent inventory leakage, maintain strict 5S standards, and coordinate seamlessly with Production and Purchase departments.Key ResponsibilitiesInventory & Stock Management:Oversee daily receipts, inspections, storage, and issuance of all material (raw materials, consumables, tools, and spare parts).Maintain accurate inventory records in ERP/Tally and ensure zero variance between physical stock and system data.Establish and monitor minimum, maximum, and re-order levels to prevent stockouts or overstocking.Material Receipt & Inspection:Verify incoming materials against Purchase Orders (PO), Delivery Challans (DC), and invoices for quantity and quality.Coordinate with the Quality Control (QC) department for material clearance and handle rejection/returns to vendors.Warehouse Administration & 5S:Ensure proper layout, zoning, and bin allocation for quick retrieval and optimal space utilization.Implement and maintain 5S, FIFO (First-In-First-Out), and LIFO practices on the shop-floor store.Audits & Documentation:Conduct periodic physical stock verification and annual cyclical audits.Prepare daily, weekly, and monthly MIS reports regarding stock consumption, slow-moving items, and scrap status.Ensure all statutory documentation (Goods Receipt Notes/GRN, Material Requisition Notes) is accurately maintained.

We are seeking an experienced Branch Manager to oversee our operations in Kottayam, India. The ideal candidate will have a strong background in branch management and a proven track record of success in leading teams.Key Responsibilities:1. **Leadership and Team Management**: Lead and motivate the branch team to achieve performance goals. Regularly conduct training and development sessions to enhance team skills.2. **Operational Oversight**: Ensure the branch operates smoothly by managing daily activities and maintaining effective processes. Identify areas for improvement to enhance efficiency.3. **Customer Relationship Management**: Build and maintain strong relationships with customers. Address any issues or concerns promptly to ensure customer satisfaction.4. **Financial Management**: Monitor branch budgets and financial performance regularly. Develop strategies to meet financial targets and manage expenses effectively.5. **Sales and Business Development**: Identify new business opportunities and implement strategies to expand customer base. Collaborate with marketing teams to promote branch offerings.6. **Compliance and Risk Management**: Ensure that all operations comply with company policies and regulatory requirements. Assess risks and implement measures to mitigate them.Required Skills and Expectations:Candidates must possess a minimum of 10 years of experience in branch management or a related field. A graduate degree is essential. Strong leadership, communication, and problem-solving skills are necessary. The ideal candidate should be detail-oriented, proactive, and capable of working well under pressure while fostering a positive work environment.

We are looking for a dedicated Branch Manager to oversee our operations in Shrirampur Ahmednagar. The ideal candidate will have 3-4 years of experience in a managerial role and a strong commitment to driving business success through effective leadership and excellent customer service.Key Responsibilities:- **Supervise Daily Operations**: Manage day-to-day activities to ensure smooth and efficient branch functioning, focusing on achieving performance targets and maintaining high service quality.- **Lead a Team**: Train, motivate, and guide branch staff to maximize their potential, fostering a collaborative environment that enhances teamwork and productivity.- **Customer Relationship Management**: Build and maintain strong relationships with customers by understanding their needs and ensuring high levels of satisfaction, which contributes to customer loyalty and retention.- **Monitor Financial Performance**: Analyze branch financial data and reports to evaluate performance, identify opportunities for growth, and implement strategies to improve profitability.- **Ensure Compliance**: Make sure that all branch operations adhere to company policies and regulatory requirements to minimize risks and maintain operational integrity.Required Skills and Expectations:The successful candidate will have strong leadership and communication skills. They should be proactive, result-oriented, and have the ability to multitask effectively in a fast-paced environment. A solid understanding of financial principles and experience in managing budgets is also important. Additionally, the candidate must demonstrate high ethical standards and professionalism in all interactions.

We are looking for an experienced and people-focused HR Manager to oversee all aspects of human resources practices and processes. The HR Manager will support business needs and ensure the proper implementation of company strategy and objectives through effective HR management.Key ResponsibilitiesDevelop and implement HR strategies and initiatives aligned with the overall business strategyBridge management and employee relations by addressing demands, grievances, and other issuesManage the recruitment and selection process (sourcing, interviewing, hiring)Oversee and manage a performance appraisal system that drives high performanceMaintain pay plans and benefits programsAssess training needs and coordinate learning and development programsEnsure legal compliance with labor laws and regulationsSupport organizational change, development, and culture initiativesMaintain HR records, policies, and proceduresRequirements and SkillsProven working experience as an HR Manager or other HR executive roleStrong knowledge of HR systems and databasesIn-depth understanding of labor law and HR best practicesExcellent active listening, negotiation, and presentation skillsStrong interpersonal and leadership abilitiesAbility to build and effectively manage relationships at all levelsBachelor

Job Details:Role: Branch ManagerLocation: Delhi NCR / GurgaonExperience: Minimum 5 years (Insurance/Financial Services)Team Handling: At least 2 years (on paper)Salary: Minimum

As an Assistant Branch Manager, you will support the branch manager in daily operations and help ensure that the branch runs smoothly and efficiently. You will play a crucial role in managing staff, customer relations, and financial transactions.Key Responsibilities:- **Assist in Daily Operations**: Help manage daily branch activities to ensure excellent customer service and smooth processes.- **Staff Training and Development**: Support the training of new staff members to ensure they understand their roles and responsibilities.- **Customer Engagement**: Address customer inquiries and concerns to maintain high satisfaction levels and build strong relationships.- **Sales Support**: Assist in achieving sales targets by promoting branch services and products effectively to customers.- **Supervise Transactions**: Ensure that all financial transactions are handled accurately and efficiently, maintaining compliance with company policies.- **Reporting**: Compile and analyze reports on branch performance, helping the manager make informed decisions.To excel in this role, you should have a Bachelor's degree in Commerce or Engineering. A minimum of 1 to 3 years of experience in a similar role is expected. Strong leadership skills are essential, along with the ability to communicate clearly and effectively. You should be comfortable working in a fast-paced environment, be detail-oriented, and possess good problem-solving abilities. A customer-first attitude is crucial for building positive relationships and enhancing customer experiences.

We are looking for an enthusiastic Administrative Executive to join our team in Pakur. The ideal candidate will be responsible for managing daily administrative tasks and supporting various departments within the organization.**Key Responsibilities:**- **Office Management:** Oversee the daily operations of the office, ensuring a smooth workflow and maintaining a professional environment.- **Scheduling Meetings:** Coordinate and schedule meetings, appointments, and travel arrangements for executives, ensuring efficient time management.- **Document Preparation:** Prepare reports, presentations, and various documents as needed, ensuring accuracy and professionalism.- **Communication Liaison:** Act as a point of contact for both internal and external communications, facilitating information flow and strengthening relationships.- **Inventory Management:** Maintain office supplies and inventory by ordering new materials as necessary to prevent disruptions in daily operations.**Required Skills and Expectations:**Candidates should have 1 to 5 years of experience in an administrative role. A strong understanding of office software, such as MS Office, is essential for document creation and data management. You should possess excellent organizational skills and the ability to multitask efficiently. Strong communication skills, both verbal and written, are crucial for a successful interaction with team members and clients. A proactive attitude and attention to detail are expected, along with the ability to work collaboratively in a team environment. Candidates must be reliable, punctual, and dedicated to maintaining a functional and productive workplace.

We are seeking an experienced and responsible Branch Manager to oversee daily operations, manage staff, drive sales, and ensure excellent customer service standards at our wellness & spa branch. The candidate should have strong leadership skills and the ability to handle operations efficiently.

A Branch Head in a security agency with a focus on Business Development acts as the Profit & Loss (P&L) owner for a specific geographic territory. This role balances high-stakes security operations with aggressive sales growth, requiring a candidate who can both manage a large workforce and secure high-value corporate or government contracts. 1. Business Development & Revenue GrowthMarket Expansion: Identify and qualify new sales opportunities in sectors like retail, healthcare, data centers, and gated communities.Strategic Bidding: Lead the preparation of technical and commercial proposals for large-scale tenders and service agreements.Portfolio Diversification: Cross-sell high-margin Technology-as-a-Service (TaaS), such as CCTV, remote monitoring, and access control, alongside traditional manned guarding.Client Relationship Management: Act as the primary point of contact for top-tier clients, ensuring high retention rates (target >90%) and upselling additional services. 2. Operational ExcellenceP&L Accountability: Manage the entire branch budget, focusing on improving gross margins through efficient labor scheduling and cost-containment strategies.Manpower Management: Oversee the recruitment, training, and deployment of security personnel, ensuring all shifts are filled and bench time (unbillable hours) is minimized.Compliance & Risk: Ensure the branch adheres to all local labor laws, security regulations, and health and safety standards.Emergency Response: Coordinate with operational teams to manage critical incidents, security breaches, or labor disputes. 3. Key Performance Indicators (KPIs)Revenue Targets: Achievement of monthly and annual sales quotas.Client Retention Rate: Percentage of existing contracts renewed annually.Guard Utilization Rate: Targeting over 90% of paid hours as billable to clients.Days Sales Outstanding (DSO): Managing timely billing and collections to ensure healthy cash flow.Incident Response Time: Maintaining high service standards for on-site emergencies. Preferred QualificationsEducation: Bachelors degree in Business or Security Management; an MBA is preferred for P&L-focused roles.Experience: 510 years in the security industry, with at least 3 years in a leadership or business development capacity.Tools: Proficiency in CRM software like Salesforce or HubSpot and workforce management platforms.

A Branch Relationship Manager (BRM) is a key role within banks, financial institutions, and service-based companies, responsible for maintaining and growing customer relationships at the branch level. They focus on ensuring excellent service, sales performance, and customer satisfaction, often acting as the face of the branch for many clients.Key Responsibilities:Customer Relationship Management:Build and maintain strong, long-term relationships with new and existing clients.Understand clients financial needs and offer appropriate products and services (e.g., loans, savings accounts, credit cards).Provide personalized services to enhance customer satisfaction and retention.Sales and Business Development:Identify and pursue new business opportunities to meet sales targets.Cross-sell and up-sell banking products (such as mortgages, insurance, or investment products).Achieve branch sales goals and KPIs by engaging with both individual and business clients.Client Onboarding and Account Management:Assist clients in opening new accounts, ensuring compliance with all legal and regulatory requirements.Guide clients through the process of applying for loans, mortgages, and other banking products.Monitor clients' account activities and provide ongoing advice as needed.Service Excellence:Address and resolve customer complaints and issues promptly and efficiently.Ensure clients receive the highest level of service during their interactions with the branch.Act as a liaison between customers and other bank departments to fulfill clients needs.Team Collaboration & Training:Work closely with branch staff, including tellers, customer service representatives, and other managers, to ensure smooth branch operations.Provide guidance and training to junior staff on customer service best practices.Help ensure team members meet their targets by providing insights and support.Operational and Compliance Tasks:Ensure that all transactions and activities comply with internal policies, regulatory requirements, and industry standards.Oversee the accurate documentation and processing of transactions.Maintain up-to-date knowledge of banking products and market trends.Reporting & Performance Monitoring:Track and report on branch performance, including sales figures, customer satisfaction, and other KPIs.Provide feedback to branch management regarding branch performance, opportunities, and challenges.Required Skills:Strong Communication Skills:Ability to communicate clearly and persuasively with clients and internal teams.Sales and Negotiation Skills:Proven ability to sell banking products and services, with a focus on customer needs.Comfort with negotiating terms and conditions with clients.Customer-Centric Mindset:Strong commitment to providing excellent customer service.Ability to build trust with clients and offer solutions tailored to their financial needs.Analytical Skills:Ability to assess clients' financial positions and recommend the right products or services.Strong attention to detail when handling accounts and financial data.Leadership and Teamwork:Ability to lead by example and support branch staff to meet shared goals.Collaboration with other departments (e.g., operations, marketing) to ensure comprehensive customer service.Problem-Solving:Quick thinking and problem-solving ability to resolve customer issues effectively.Technical Proficiency:Familiarity with banking software and CRM tools.Competence in using office tools such as MS Office and any relevant banking platforms.Qualifications & Experience:Educational Background: Typically requires a bachelors degree in business, finance, economics, or a related field.Experience: At least 2-3 years of experience in banking, finance, or customer relationship management. Previous experience as a relationship officer, sales officer, or personal banker is highly valued.Certifications: Some roles may require certifications in finance or banking.Work Environment:Branch Relationship Managers work at bank branches, and may be required to work flexible hours, including weekends, depending on branch hours.They often work in a team environment, reporting to the Branch Manager or Regional Manager.In summary, the role of a Branch Relationship Manager is crucial for driving business growth, ensuring customer satisfaction, and maintaining strong relationships with clients. The job requires a combination of sales, customer service, and leadership skills, along with the ability to meet sales targets and comply with regulatory guidelines.

Job Summary:We are seeking a responsible and vigilant Night Administrator to oversee hospital operations during night shifts. The role ensures smooth functioning of clinical and non-clinical services, patient coordination, staff supervision, and adherence to hospital policies during night hours. The ideal candidate should be calm under pressure, organized, and capable of handling emergencies and operational issues independently.Key Responsibilities:Oversee overall hospital operations during night shift and act as the administrative in-charge.Coordinate with doctors, nursing staff, security, housekeeping, and support services to ensure uninterrupted patient care.Handle patient admissions, discharges, bed management, and inter-department coordination during night hours.Address patient and attendant concerns, complaints, and emergencies promptly and professionally.Ensure availability of essential services such as pharmacy, laboratory, radiology, and ambulance support.Monitor staff attendance, duty rosters, and discipline during night shift.Ensure safety, security, and adherence to hospital protocols and emergency procedures.Maintain night reports, incident reports, and handover notes for day administration.Coordinate with on-call consultants and escalate critical issues to senior management when required.Support audits, NABH compliance, and hospital policies during night operations.Qualifications & Experience:Bachelors degree in Hospital Administration, Healthcare Management, or related field (MBA/MHA preferred).25 years of experience in hospital administration or supervisory role; night-duty experience preferred.Strong communication, coordination, and problem-solving skills.Ability to work independently and manage stressful situations.Basic computer knowledge and experience with HIS systems.

As a Principal of the School, you are expected to take care of end to end operation of the institution and also the first person to come and last person to leave the school. Additionally, must be flexible with timings.

Key Responsibilities:1. Manage employee records: Maintain and update employee information, such as personal details, attendance, leaves, and performance evaluations.2. Recruitment support: Assist in the recruitment process by scheduling interviews, conducting background checks, and coordinating with candidates.3. Onboarding process: Facilitate the onboarding process for new employees, including conducting orientation sessions and ensuring compliance with company policies.4. HR documentation: Prepare and maintain HR documents, such as employment contracts, offer letters, and HR policies.5. Leave management: Monitor and track employee leave requests, maintain leave balances, and ensure compliance with company leave policies.Required Skills and Expectations:1. Bachelor's degree in Human Resources, Business Administration, or a related field.2. 2-4 years of experience in HR administration or a related role.3. Strong attention to detail and organizational skills.4. Excellent communication and interpersonal abilities.5. Proficiency in MS Office and HRIS software.6. Knowledge of labor laws and regulations.7. Ability to handle confidential information with discretion.8. Ability to work independently and as part of a team.9. Strong problem-solving and decision-making skills.

The Branch Manager will oversee daily operations in our Hyderabad location, ensuring smooth functioning and optimal performance of the branch while leading a team to achieve business goals.**Key Responsibilities:**- **Team Leadership:** Manage and motivate a team of employees, providing guidance and support to help them reach their full potential in their roles.- **Operational Management:** Oversee daily branch operations, ensuring efficiency and adherence to company policies, which is crucial for maintaining high service standards.- **Sales Targets:** Set and monitor sales targets for the branch and develop strategies to achieve these goals, driving revenue growth.- **Customer Service:** Ensure exceptional customer service by addressing client queries and concerns effectively, enhancing customer satisfaction and loyalty.- **Financial Oversight:** Monitor financial reports, budgets, and expenditures to ensure the branch operates within budget while maximizing profitability.- **Compliance and Standards:** Ensure the branch complies with legal and regulatory requirements and maintains high operational standards.**Required Skills and Expectations:**Candidates should possess a Bachelors Degree in Engineering or a related professional field. A minimum of 3 to 9 years of experience in branch management or a similar role is essential. Strong leadership skills and the ability to motivate a team are required. Excellent communication and interpersonal skills are necessary for effective client interaction. Candidates must be results-driven, with a proven ability to meet sales targets and manage budgets efficiently. A positive attitude and problem-solving abilities are also important to succeed in this role.

We are looking for candidates who have experience in BFSI as a branch manager, having 5 years of experience in total with 2 years in team handlingThe person will get a 30-35 % hike in current CTC.

Key Responsibilities Inventory & Material ManagementStock Control: Maintain optimal inventory levels using FIFO (First-In, First-Out) or LIFO methods to prevent stockouts or material expiration.Goods Receipt (GRN): Inspect incoming raw materials against Purchase Orders (PO), verify quality, and prepare Goods Received Notes.Material Issuance: Issue raw materials or components to the production floor based on the Bill of Materials (BOM) and internal indents.Audits: Conduct regular physical stock verification (cycle counting) and reconcile discrepancies between physical stock and ERP data. Operational Efficiency & SafetyWarehouse Layout: Optimize storage space to ensure easy accessibility and efficient movement of heavy industrial goods.Documentation: Maintain meticulous records, including Bin Cards, Stock Registers, Gate Passes, and Material Return Notes.Safety & Compliance: Ensure the warehouse follows safety protocols (e.g., proper stacking, fire safety) and labor laws. Implement 5S methodology for a clean and organized workspace. Team & Vendor CoordinationManpower Supervision: Lead a team of store assistants, loaders, and forklift operators, managing their shifts and productivity.Procurement Liaison: Coordinate with the Purchase department to highlight shortages and follow up on pending deliveries.Vendor Management: Verify vendor invoices and coordinate with the Accounts Executive for payment processing.

Core Responsibilities and Duties1. Sales and Commercial PerformanceStrategy: Develop and implement strategies to maximize sales and achieve store financial targets and Key Performance Indicators (KPIs).Budget & P&L: Manage the store's Profit and Loss (P&L), including controllable costs, budgets, and labor hours.Merchandising: Oversee the visual presentation, product display, and execution of company merchandising strategies to maximize product sell-through.Inventory: Ensure accurate inventory counts, manage stock levels, and coordinate product deliveries and stockroom organization.2. Leadership and People ManagementTeam Development: Hire, train, coach, and develop all store team members, providing continuous feedback and conducting performance management.Scheduling: Create and manage staff schedules to ensure adequate coverage and optimal efficiency while adhering to labor budgets.Culture: Establish a positive, inclusive, and high-performing store culture that promotes teamwork and a strong sense of belonging.Compliance: Ensure all team members adhere to company policies, procedures, and relevant legal regulations (e.g., safety, labor laws).3. Customer Experience and OperationsService Excellence: Lead the team in delivering a world-class guest experience, modeling best practices for customer connection and product knowledge.Issue Resolution: Handle customer escalations, complaints, and urgent requests efficiently and effectively.Operational Excellence: Oversee the daily operations of the store, ensuring all standard operating procedures (SOPs), safety, and security protocols are followed.Maintenance: Manage and direct store cleanliness, repair, and maintenance to ensure a presentable and safe environment.

**Job Title:** HR Assistant **Company:** RightFit Resources OPC Pvt Ltd **Job Type:** Full-Time **Location:** **PAN Odisha & PAN India** ### **Job Description:** RightFit Resources OPC Pvt Ltd is looking for a dynamic **HR Assistant** to support our human resources operations across **Odisha and PAN India**. The ideal candidate will assist in recruitment, employee engagement, and HR administrative tasks. ### **Key Responsibilities:** - Assist in **recruitment** by screening resumes, scheduling interviews, and coordinating with candidates. - Maintain and update employee records and HR databases. - Handle employee queries and support HR policies and procedures. - Assist in onboarding new employees and conducting orientation sessions. - Help organize training programs and employee engagement activities. - Prepare reports and assist in payroll and attendance management. ### **Requirements:** - Bachelor's degree in HR, Business Administration, or a related field. - 0-2 years of experience in HR or a related role. - Good communication and interpersonal skills. - Proficiency in MS Office (Excel, Word, PowerPoint). - Ability to multitask and work in a fast-paced environment. ### **Benefits:** - Opportunity to work in a dynamic HR team. - Hands-on experience in recruitment and employee management. - Career growth opportunities within the company. ** Apply for jobs:** [https://forms.gle/Z5AttdqEpRC2VCZ6A](https://forms.gle/Z5AttdqEpRC2VCZ6A)

Job Role:-He would be responsible for the overall branch. His primary responsibility is business development. Need to add more IFA / Business partners, active and motivate the existing partners for business, to do various activities to generate leads for recruitment of new partners. He needs to handle the team of Unit Managers - Sales who are involved in partner recruitment and relationship management.Job Description for Branch Manager - Sales Overall responsible for business development of the Financial Products Distribution for the given location. To oversee and manage the branch staff, including their coaching, development and discipline to help meet sales targets, strict adherence to policies and procedures, and to provide services Groom the team on product knowledge, system usages and guiding them to achieve the business objectives. Help the team to design and implement the business plans, ensuring the branch compliances, policies and process To do the regular performance review of employees and evaluate, guide them for achieving the set goal.Products: Mutual Funds, Insurance, LAS (Loan against Securities), Bonds etc. Business targets: Recruitment of Financial Products Distributor, Product sales etc.Experience: 5-10 yrsSalary Range: 5.5 to 6 Lac Fixed CTC plus 4.5 - 5 Lac performance based annual incentive (Variable) i.e. total of up 10-11 Lac (Fixed + Variable)

Job Role:-He would be responsible for the overall branch. His primary responsibility is business development. Need to add more IFA / Business partners, active and motivate the existing partners for business, to do various activities to generate leads for recruitment of new partners. He needs to handle the team of Unit Managers - Sales who are involved in partner recruitment and relationship management.Job Description for Branch Manager - Sales Overall responsible for business development of the Financial Products Distribution for the given location. To oversee and manage the branch staff, including their coaching, development and discipline to help meet sales targets, strict adherence to policies and procedures, and to provide services Groom the team on product knowledge, system usages and guiding them to achieve the business objectives. Help the team to design and implement the business plans, ensuring the branch compliance, policies and process To do the regular performance review of employees and evaluate, guide them for achieving the set goal.Products: Mutual Funds, Insurance, LAS (Loan against Securities), Bonds etc. Business targets: Recruitment of Financial Products Distributor, Product sales etc.Experience: 5-10 yrsSalary Range: 5.5 to 6 Lac Fixed CTC plus 4.5 - 5 Lac performance based annual incentive (Variable) i.e. total of up 10-11 Lac (Fixed + Variable)