Loan Sales Officer Jobs

Roles & Responsibilities:1. Prospecting with suspect leads. A suspect is a person who hasstill not decided on taking a loan.2. Converting a suspect to a prospect. Thisinvolvesthe following:Establishing contact with the prospect, this could involve several calls and may need a call at a time beyondoffice hours.This will also involve making calls at different times in order to achieve success.Need AnalysisEligibility ProfilingSetting up an appointmentFollow up with the prospect post every meeting with the sales officer until conclusion.3. Basis feedback from the prospect, seek interventions from the senior sales resource or by your own-selfin satisfying customer needs with the objective of converting the prospect to a customer4. Responsible for conversion ofsuspectsto prospectsto customers5. Provide support to the sales team in increasing conversions by:Prompt calling to allsuspects / prospectsTimely follow up with all prospectsCordial relationships with the sales officer mapped.Collaboration with the sales officer in providing feedback.6. Responsible for complete knowledge of company products and policies as well as those of competition7. Responsible for quality of the conversation, which entailsthe following:AccuracyProduct KnowledgeAppraisal SkillsPunctuality & TOSTAT commitments8. Ability to handle objections9. Updating the software. You must capture your conversation with the customer effectively such that a thirdperson is able to carry on the conversation with the customer where you left off.10. Generating References: The quality of your conversation and your ability to connect with the customer is alsoreflected in the number of references that you generate.11. Providing market feedback to the supervisor: It is important to share with your supervisor any trends that youcome across whilst speaking to a prospect. Examples could be objections from prospects regards the processingfee being charged by us vis--vis the same being charged by a specific competitor.Intrested Candidates Can Apply ; 9033526313

Axis Bank - Branch Banking ExecutiveDesignation: Branch Banking Executive / Branch ExecutiveDepartment: Branch BankingEmployment: Full-timeExperience: Freshers and experienced candidates may be considered depending on the opening.Key ResponsibilitiesHandle customers visiting the branch and resolve banking queries.Assist with Savings/Current Account opening, KYC and account maintenance.Support customers with debit cards, cheque books, Internet Banking and Mobile Banking.Explain and promote banking products such as CASA, FD/RD, Credit Cards, Loans and Insurance, depending on the assigned role.Generate leads and acquire new customers through referrals and customer visits.Maintain existing customer relationships.Process customer service requests within prescribed timelines.Maintain proper documentation and follow KYC, compliance and risk-management requirements.Coordinate with branch teams and maintain daily activity/business reports. Typical EligibilityQualification: Graduate in any discipline.Freshers: Can be eligible for certain Axis Bank entry-level programs.Skills: Good communication, customer handling, basic banking knowledge and sales orientation.For Axis Bank's Sales Academy, the current stated criteria include graduation with at least 50%, age 21-28, and for that specific program a driving licence and two-wheeler access.

We are seeking a motivated and detail-oriented Loan Officer to join our team in Nellore, India. As a Loan Officer, you will help clients secure loans by assessing their financial needs and guiding them through the loan application process.Key Responsibilities:1. Client Interaction: Communicate with customers to understand their financial needs, assess their eligibility for loans, and provide the necessary information about loan products.2. Application Processing: Collect and verify all required documentation from clients to ensure a complete loan application, including income statements and identification.3. Credit Analysis: Evaluate credit histories and financial information to determine the risk and ability of applicants to repay the loan.4. Loan Recommendations: Provide suitable loan options based on client needs, ensuring they understand the terms and conditions.5. Compliance: Ensure all loan processes adhere to established regulations and company policies, maintaining a high level of integrity and accountability.Required Skills and Expectations:Candidates should hold a graduate degree and possess strong communication skills, as interaction with clients is a core part of the role. Attention to detail is crucial for processing applications accurately. The ideal candidate should be an analytical thinker who is comfortable working with numbers and financial data. A proactive attitude and the ability to work in a fast-paced environment are essential for success in this role.

Location: GuwahatiDepartment: Home LoanProfile: Sales OfficerNumber of Positions:25Experience: Minimum 1 year in Home Loan, Personal Loan, Business Loan, or Real Estate.:

Job Responsibilities for CM Identification of potential village/ area for operation through village/area survey Conducting village/area level meetings, discuss about the company and various products/ services offered. Identification of potential customers in approved village/ area for providing financial support Loan origination Completing all necessary documentations and field verifications of all potential customers who apply for loan Collection of loan recovery and deposit in the bank (no deposit required for cashless) Monitoring and follow up of loan recovery and loan utilization Adhering to rules and norms prescribed by the company Adhering to basic code of conduct and fair practices code defined for microfinance industry Maintaining healthy portfolio and 100% recovery rate Conducting pre-disbursement and post-disbursement visits Maximum customer retention and relationship management at centers Providing training to new CMs Dealing with the customers in proper manner as prescribed under code of conduct Commitment and dedication for business growth and profitability of the branch Assist the branch manager to generate new business Complying to all the requirements by the Branch and HO

Job Title: Loan OfficerCompany: Share India Fincap Private LimitedJob Description:Share India Fincap Private Limited is hiring energetic and result-oriented candidates for the position of Loan Officer. The selected candidates will be responsible for sourcing customers, promoting the company's financial products, and managing the complete loan process while building strong customer relationships.Key Responsibilities:- Source new customers through field visits and local market activities.- Promote and sell Group Loans and other financial products.- Conduct customer verification and KYC documentation.- Explain loan products, eligibility, and repayment terms to customers.- Coordinate loan disbursement and ensure timely collections.- Build long-term relationships with customers and maintain portfolio quality.- Achieve monthly business and collection targets.- Ensure compliance with company policies and RBI guidelines.Eligibility:- Graduate in any discipline.- Freshers and experienced candidates are welcome to apply.- Good communication and interpersonal skills.- Willingness to travel for fieldwork.- Two-wheeler with a valid Driving Licence is preferred.Benefits:- Competitive Salary- Attractive Performance Incentives- PF & ESI Benefits- Travel Allowance- Career Growth Opportunities- Supportive Work Environment

ROLE & RESPONSIBILITY:Drive business for improving market share, profitability & growth across channels and products for the branch through demand generation, fulfillment and portfolio management with strong focus for growth in affordable segment. Driving business through acquiring new customers in the allocated region with focus to improve the affordable reach Nurturing the relationship with all sourcing partners - Connectors, Referral Partners and I Bank Enhancing business through increase in market share of affordable mortgage and deeper geography penetration along with other products i.e. LAP, Mortgage, Home Loan. Ensuring high levels of engagement for effective pre & post customer service. Responsible for login of files and ensuring smooth processing of files using available digital methods Complete control of NPA and Collections / overdue cases sourced Maintenance of portfolio health by ensuring lend to collect culture is followed up to the last mile Liaison with and manages legal, technical, collection, FI and RCU vendors Strong focus on post onboarding services, customer retention and audit management KEY SKILLS Understanding of mortgage related products and credit policies Regulatory, legal and compliance Knowledge relating to the mortgage industry Thorough understanding of market landscape and competitors in the region Selling and negotiation skills Excellent relationship management skills Good articulation and communication skills

Mentioned is JD of the post.1. Work on dialer and call on database to generate prospects for home loan2. Appointment generation for prospects and assignment to field team for visit.3. Track working of filed officer for appointment, document collection4. File status tracking till submission of documents to credit and serial no. generation.5. Complete login time of 9 hours per day6. Talk time to be 3.5 hours + and break time not to exceed 1 hour7. Attend weekly feedback session with Quality team at the slotted time8. Attend Weekly Review done by team leader to check progress onAppointment count and serial no. generation9. Responsible for quality of the conversation, which entails the following - Accuracy Product Knowledge Profiling Appraisal Skills Soft skills TAT commitments Ability to handle objections Documentation - CRM/LMS10. Provide support to the sales team in increasing conversions by - Prompt calling to all customers Timely follow up with them Cordial relationships with the sales officer mapped, collaborating with the sales officer inproviding feedback (audit), seeking feedback from him.11. Having complete knowledge of company products and policies aswell as those of competition.12. Generating References while talking to customers to increase business.13. Follow basic floor hygieneEligibility: -1- Candidate must be Graduate in any stream.2- Communication skill should be Good (Hindi/English/Gujarati).3- Fresher's can applyIntrested candidate can contact on: 9428506605/7623888872

We are seeking a dedicated Relationship Manager to join our team in Ahmedabad. The ideal candidate will have 2 to 8 years of experience and a graduate degree. This full-time position requires a professional who excels in building and maintaining strong relationships with clients.Position:- Relationship ManagerLocation:- AhmedabadQualification:- graduationExperience:- Minimum 2 yearsNeed minimum 2 years experience in sale of insurance, mutual funds, loan sales, financial products etc...Interested candidate can contact on 7623888872

1. Must be a graduate from any stream. BFSI experience will be given preference.2. Should have minimum 1yr of experience in sales.3. Candidates with prior experience in BFSI will have an added advantage4. Open to travel. Must have a Two Wheeler. 5. Must have good communication skills.

Axis Bank - Branch Banking ExecutiveDesignation: Branch Banking Executive / Branch ExecutiveDepartment: Branch BankingEmployment: Full-timeExperience: Freshers and experienced candidates may be considered depending on the opening.Key ResponsibilitiesHandle customers visiting the branch and resolve banking queries.Assist with Savings/Current Account opening, KYC and account maintenance.Support customers with debit cards, cheque books, Internet Banking and Mobile Banking.Explain and promote banking products such as CASA, FD/RD, Credit Cards, Loans and Insurance, depending on the assigned role.Generate leads and acquire new customers through referrals and customer visits.Maintain existing customer relationships.Process customer service requests within prescribed timelines.Maintain proper documentation and follow KYC, compliance and risk-management requirements.Coordinate with branch teams and maintain daily activity/business reports. Typical EligibilityQualification: Graduate in any discipline.Freshers: Can be eligible for certain Axis Bank entry-level programs.Skills: Good communication, customer handling, basic banking knowledge and sales orientation.For Axis Bank's Sales Academy, the current stated criteria include graduation with at least 50%, age 21-28, and for that specific program a driving licence and two-wheeler access.

Axis Bank - Branch Banking ExecutiveDesignation: Branch Banking Executive / Branch ExecutiveDepartment: Branch BankingEmployment: Full-timeExperience: Freshers and experienced candidates may be considered depending on the opening.Key ResponsibilitiesHandle customers visiting the branch and resolve banking queries.Assist with Savings/Current Account opening, KYC and account maintenance.Support customers with debit cards, cheque books, Internet Banking and Mobile Banking.Explain and promote banking products such as CASA, FD/RD, Credit Cards, Loans and Insurance, depending on the assigned role.Generate leads and acquire new customers through referrals and customer visits.Maintain existing customer relationships.Process customer service requests within prescribed timelines.Maintain proper documentation and follow KYC, compliance and risk-management requirements.Coordinate with branch teams and maintain daily activity/business reports. Typical EligibilityQualification: Graduate in any discipline.Freshers: Can be eligible for certain Axis Bank entry-level programs.Skills: Good communication, customer handling, basic banking knowledge and sales orientation.For Axis Bank's Sales Academy, the current stated criteria include graduation with at least 50%, age 21-28, and for that specific program a driving licence and two-wheeler access.

Axis Bank - Branch Banking ExecutiveDesignation: Branch Banking Executive / Branch ExecutiveDepartment: Branch BankingEmployment: Full-timeExperience: Freshers and experienced candidates may be considered depending on the opening.Key ResponsibilitiesHandle customers visiting the branch and resolve banking queries.Assist with Savings/Current Account opening, KYC and account maintenance.Support customers with debit cards, cheque books, Internet Banking and Mobile Banking.Explain and promote banking products such as CASA, FD/RD, Credit Cards, Loans and Insurance, depending on the assigned role.Generate leads and acquire new customers through referrals and customer visits.Maintain existing customer relationships.Process customer service requests within prescribed timelines.Maintain proper documentation and follow KYC, compliance and risk-management requirements.Coordinate with branch teams and maintain daily activity/business reports. Typical EligibilityQualification: Graduate in any discipline.Freshers: Can be eligible for certain Axis Bank entry-level programs.Skills: Good communication, customer handling, basic banking knowledge and sales orientation.For Axis Bank's Sales Academy, the current stated criteria include graduation with at least 50%, age 21-28, and for that specific program a driving licence and two-wheeler access.

Client Interaction & Sales Find and contact new clients to offer loan options.Talk with applicants to collect personal and financial data.Explain loan types, interest rates, and repayment terms.Answer questions and guide borrowers through the process.Financial Analysis & EvaluationVerify income, employment history, and asset details.Pull and check credit reports to measure risk.Run or review data through underwriting software.Decide to approve, deny, or send applications to management.Processing & CompliancePrepare complete, accurate loan contracts and paperwork.Follow local, state, and federal banking laws.Track closing dates and coordinate with underwriters.Maintain clean records and manage the active loan pipeline.

Client Interaction & Sales Find and contact new clients to offer loan options.Talk with applicants to collect personal and financial data.Explain loan types, interest rates, and repayment terms.Answer questions and guide borrowers through the process.Financial Analysis & EvaluationVerify income, employment history, and asset details.Pull and check credit reports to measure risk.Run or review data through underwriting software.Decide to approve, deny, or send applications to management.Processing & CompliancePrepare complete, accurate loan contracts and paperwork.Follow local, state, and federal banking laws.Track closing dates and coordinate with underwriters.Maintain clean records and manage the active loan pipeline