Housing Loan Job Vacancies in Lucknow

Hiring: Relationship Officer MSME / LAP / Housing LoanDepartmentSales AssetsDesignationExecutive / Senior Executive / Assistant Manager IReporting ToSales ManagerRole OverviewThe Relationship Officer will be responsible for sourcing quality customers as per business targets while strictly following bank processes and policies. The role requires strong coordination with internal teams and maintaining long-term customer relationships.Product CategoriesRO MSME / LAPMinimum 1 year experience in MSME Loan / Loan Against Property (secured business loans).Must be handling Direct Market Sourcing (DST model).Strong understanding of MSME / LAP products, documentation, and sourcing mechanism.Exposure to Affordable MSME / Affordable LAP is mandatory.RO Housing LoanMinimum 1 year experience in Housing Loan / Mortgage Loan (secured).Must be handling Direct Market Sourcing (DST model).Good understanding of Housing Loan products, documentation, and sourcing process.Exposure to Affordable Housing Loan segment is mandatory.Key ResponsibilitiesSourcing loan customers as per business plan and targets.Maintaining strict credit discipline and ensuring zero default.Monitoring loan portfolio through regular visits and utilization checks.Ensuring compliance with policies and procedures.Handling complete documentation and file processing.Maintaining accurate records and timely reporting.Resolving customer queries and ensuring satisfaction.Completing loan formalities including explanation of terms, signature collection, and documentation.Performing additional tasks assigned by management.Eligibility & CriteriaGraduation in any stream (mandatory).Minimum 1 year relevant experience with proper relieving letter.23 years BFSI experience preferred.Maximum age: 30 years.CIBIL score: 700 or above.Employment gap should not exceed 4 months.Candidates must join at similar CTC.Avoid candidates from Personal Loan, Credit Card, Fresher, or Unsecured Loan background.Salary & BenefitsSalary up to 25,000 per month (depending on experience & last CTC).Fuel AllowanceMediclaimTerm InsuranceDocuments RequiredAadhaar Card & PAN Card (Copy)Last 3 months payslips / Latest increment letterCurrent organization offer letterExperience & Relieving letter of previous organization

We Have Opening In HDFC Sales Pvt. Ltd.,Position Available is Home loan Sales Officer and loan officer.Job Description:HDFC Sales Private Limited is a wholly owned subsidiary of HDFC Bank,offering financial management solutions to individuals and corporations.It focuses on areas like mortgages, life and general insurance, and other financial products.Established in 2004, HDFC Sales has grown to over 380 locations across IndiaA home loan, also known as a mortgage, is a type of secured loan used to finance the purchase, construction, or improvement of a propertyHDFC Bank offers home loan interest rates starting at 8.45% p.a. The interest rate can vary based on the type of loan, loan amountWork :Key responsibilities include identifying potential clients, explaining loan options, and managing the loan application process from start to finish.For ex: You can generate the leads in Builders, Real Estate Agents, Property Broker, Direct Selling Agents Etc.Note: Graduation Mandatory

Profile- Relationship Officer- MSMEKey Responsibilities:* Source MSME/small business loan leads through fieldwork* Meet customers, explain loan products, and collect documents* Conduct field verification of business and residence* Submit files for processing and follow up till disbursal* Cross-sell bank products like accounts and insurance* Ensure compliance with bank policies and credit normsWe are hiring for a leading bankRole: Relationship Officer HL / LAP / MortgageType: 100% Field SalesCTC: Up to 3 LPA + IncentivesLocation: Gorakhpur, Mahmoorganj, Deoria, Bareilly, Lucknow, Moradabad, Requirement: Graduate with Min. 1 yr exp in HL/LAP/Mortgage SalesInterested candidates can share their resume at *9759214475.Local & relevant candidates onlyReferences appreciated

We are Hiring, Sales Manager - DSA/DST- Channel: Near Prime & Affordable- Product: HL & Lap- Sourcing from DSA , Connecter, Builder or references- Candidate should earn incentives in last 3 months* Hr. Shivani -9429770204

Roles & Responsibilities: - HL / Lap/ BLResponsible for calling on the Quality leads generated by the company for Home Loan product, end to end responsible from login to disbursement.Should be able to understand various business profiles of self-employed & non- professionals.End to end complete customer assessment by visiting his business place, residence and security proposed with ownership attitude.Ability to understand customers' needs, explain various products and convince them about the product offerings.Responsible for taking care of all the home loans requirements such as Home Loans documentation, Project Updates to customer, Site Visits, if required.Provide all the relevant information to the customer during various Lending Cycle.Provide all the Project approvals, financial, technical documentations as required by the bank or any financial institute.Establishing strong credibility between the organization and all leading financial institutions.Active counselling to home buyers on the potential of home loans and options available.Pursuing the files shared with banks for faster processing.Checking the CIBIL report of the customer.

Urgently required experienced Field Loan Officers for a reputed Bank. 1. Should have minimum 1yr experience as Loan Officer (mortgage lending, banking)2. Should have worked on any of these loans: Home Loan Secured Loan LAP MSME loans Gold loans CASA. KCC CROP LOAN Business Secured loans. Insurance3. Should have two wheeler4. Should have worked with Bank or Finance companyAttractive salary package and incentives.

1) Quality acquisition of Home Loan for Resident / Non-resident Indian by goingout into the market & catchment area.2) Ensure quality sourcing of new customer to sell different kind of loans and insurance3) Generate leads of customer through referral, meeting branch walk-ins customer, associates, e-mailing,direct mailing, cold calls in the catchment area.4) Ensure quality customer service is delivered.5) Meeting productivity norms as defined through support of channels & own efforts.6) Strictly adhere & maintain KYC norms compliance.7) Adhere the norms, regulation & practices of banks religiously.

1) Quality acquisition of Home Loan for Resident / Non-resident Indian by goingout into the market & catchment area.2) Ensure quality sourcing of new customer to sell different kind of loans and insurance3) Generate leads of customer through referral, meeting branch walk-ins customer, associates, e-mailing,direct mailing, cold calls in the catchment area.4) Ensure quality customer service is delivered.5) Meeting productivity norms as defined through support of channels & own efforts.6) Strictly adhere & maintain KYC norms compliance.7) Adhere the norms, regulation & practices of banks religiously.