Credit Analyst Job Vacancies in North Delhi

Industry - Banking SectorProfile - Credit Card ProcessShift - Branch Relationship ExecutiveQualification - Minimum 12th & Graduate With Good English Communication Skill.Salary - 18000/- to 22000/- In Hand + PF + Esic + Incentive ( Salary Depend On Interview )Experience - Minimum 1 Year In Credit Card RequiredGender - Male & Female Can ApplyLocation - East Delhi, South Delhi, North Delhi, Central Delhi, Ghaziabad, NoidaDuties & Responsibilities-----A credit card is a financial instrument issued by banks with a pre-set credit limit, helping you make cashless transactions. The card issuer determines the credit limit based on your credit score, credit history and your income.Note - Charges ApplyOnly Serious Candidate Apply

Post - Sales Marketing , Credit Card, Banking Qualification - Minimum 12th Pass And GraduateSalary - 18000/- Per Month + PF + ESI+ Incentive PlanLocation - North Delhi, West Delhi, Central DelhiGender - Only MaleDuties & Responsibilities-----Bank of Baroda (BOB or BOB) is an Indian nationalized banking and financial services company headquartered in the city of Vadodara, India. It is the fourth largest national listed bank in India, with 132 million customers, a total business of US$218 billion, and a global presence of 100 overseas offices.Note - Charges ApplyMiss Radhika

Key Responsibilities:1. Assessing creditworthiness: Reviewing financial information, credit scores, and payment history of clients to determine if they qualify for credit.2. Analyzing risk: Evaluating the risk associated with extending credit to clients based on their financial status and market conditions.3. Making credit decisions: Deciding whether to approve, deny, or modify credit applications based on the analysis conducted.4. Monitoring credit accounts: Tracking the repayment behavior of clients to ensure they are meeting their credit obligations.5. Providing recommendations: Offering suggestions for credit terms, limits, and repayment schedules to mitigate risk and maximize profitability.Required Skills and Expectations:1. Bachelor's degree in finance, accounting, or a related field.2. Strong analytical skills to interpret financial data and assess credit risk.3. Experience with financial modeling and risk assessment techniques.4. Excellent attention to detail and ability to make sound judgments.5. Good communication skills to interact with clients and colleagues effectively.6. Knowledge of regulatory requirements and compliance standards related to credit analysis.

DP Calculation at banking premises itself. Checking whether stock statement is properly entered into the system by maker and approve the same. Well versed with banking terminology Studying Memos and entering the same in banking ERP Preparation of various MIS and send to bank official. Preparation of daily MIS