Credit Analysis Jobs

We are looking for a hardworking and motivated Banking Officer to join our team in Bokaro. This is an entry-level position suitable for candidates with a 12th-grade education.**Key Responsibilities:**- **Customer Service:** Provide excellent support to clients by addressing inquiries and helping with account-related issues.- **Account Management:** Assist clients in opening new accounts and managing existing ones, ensuring all necessary documentation is completed accurately.- **Transaction Processing:** Handle daily transactions, including deposits, withdrawals, and transfers, while maintaining accuracy and efficiency.- **Compliance Adherence:** Ensure all banking procedures and regulations are followed to maintain the integrity of the bank and protect client information.- **Sales Support:** Promote banking products and services to customers, helping them find solutions that meet their financial needs.- **Data Entry:** Input customer and transaction data into the banking system, ensuring all information is current and accessible.**Required Skills and Expectations:**Candidates should possess strong communication and interpersonal skills to interact effectively with customers and team members. Attention to detail is crucial, as accuracy in documentation and transactions is mandatory. A basic understanding of banking operations and services is preferred. Familiarity with computer systems and software will be beneficial for data entry and transaction processing tasks. The ideal candidate should be proactive, able to work in a team, and willing to learn and grow within the banking sector. Flexibility and a positive attitude towards challenges will be highly regarded.

GEBBS HEALTHCARE Hiring for AR Roles (US Healthcare Medical Billing) Lets break down the opportunity clearly: Process DetailsProcess: Medical Billing (US Healthcare)Process Type: B2B Non-Voice Backend(No customer calling pure back-office role) Open PositionsAR (Accounts Receivable) US Healthcare Eligibility & Salary StructureAR Trainee / FreshersEligibility: Any Graduate / HSC PassedSalary: 13,000 + 5,000 IncentivesAR AssociateEligibility: Minimum 6 months experience (any field)Salary: 18,000 + 5,000 IncentivesSenior AR Associate (Females Only)Eligibility: 12 years experience (BPO / AR / International Process)Salary: Up to 25,000 (including incentives)Domain Specialist AREligibility: 9+ months mandatory AR experienceSalary: 33,000 + 5,000 Incentives Training: 3 Months (Paid Salary from Day 1) Shift DetailsShift Type: US Shift (Night Shift)Shift Window: 5:30 PM 8:30 AM(Any 9-hour shift within this window)Working Days: 5 DaysWeek Offs: Saturday & Sunday (Fixed) Job LocationsAiroliAndheriSakinakaTurbhe Key HighlightsSalary credited from Day 1 of trainingStable US Healthcare processCareer growth in Medical Billing & ARFixed weekend offsNon-voice, backend role

About UsWe are a fast-growing financial services firm committed to helping individuals and businesses secure the best loan solutions. Our team thrives on precision, integrity, and client satisfaction. We're now looking for a detail-oriented and proactive Loan Writer to join our dynamic team.Key Responsibilities Data entry into various CRMs (Infynity, MyCRM, Mercury, FLEX, Salestrekker) and Apply Online (AOL) Preparing application documents, including First Home Buyer scheme forms, grants, and discharge forms Document management: collecting, renaming, organising, and follow-up Conducting valuations, pricing requests, credit checks, and living expense analysis Handling loan applications from start to finish CRM to AOL submission, pricing, valuation, and servicing Identifying suitable lenders for specific scenarios Running scenarios with BDMs Researching and interpreting lender policies Liaising with customers, solicitors, lenders, and other relevant stakeholdersNice to Have: Certificate IV in Finance and Mortgage Broking Experience working with Australian or international loan processes Familiarity with insurance coordination and financial planningIf you're passionate about helping people achieve their financial goals and have a knack for detail, wed love to hear from you. Apply now and be part of a team that values excellence and innovation.;

We are looking for a Loan Sales Executive to join our team at Credmart Services Private Limited. the position offers a salary of 15000 - 25000.Key Responsibilities: Urgent Hiring ARO (Assistant Relationship Officer Telecaller)Minimum 0- 6 months of experience required (Personal Loan / Overdraft preferred)Good communication & convincing skillsRequires candidates who are skilled in building customer relationships, following up on leads, and maximizing sales opportunities. Identify prospects and develop sales strategies to drive business growth. Immediate joiners preferred Attractive salary package Location: [Sec-4,Noida]If interested, kindly share your resume at [rahul.gupta@cred-mart.com/9990537269].

We are looking for a skilled and proactive Credit Analyst with broking experience and sound knowledge of the Australian banking system. In this role, you will act on behalf of clients to communicate with banks, handle refinancing, negotiate interest rate re-pricing, and manage the submission of all relevant documentation.

About the RoleWe are seeking a motivated and detail-oriented Risk Manager with experience in NBFCs or banks. The role requires strong expertise in risk assessment, credit underwriting, and compliance monitoring to ensure a healthy loan portfolio.Key Focus AreasRisk Assessment: Identify and evaluate financial, operational, and strategic risks.Compliance Monitoring: Ensure adherence to RBI guidelines and internal risk policies.Reporting: Prepare risk dashboards and reports for management and compliance teams.Collaboration: Work with business and credit teams to align lending with risk strategies.Roles & ResponsibilitiesSanction secured loans, especially Loan Against Property (LAP) and other secured products.Evaluate borrower creditworthiness and make independent lending decisions.Analyze financial and banking statements for business loans (LAP, MSME finance, working capital, bill discounting).Develop and enforce credit risk mitigation policies on loan terms, collateral, and interest rates.Collaborate with collections teams to minimize NPAs and manage recoveries.Present risk insights and reports to senior management.Streamline loan approval processes in alignment with risk strategy.Skills & Experience RequiredEducation: Bachelors/Masters in Finance, Economics, or Business (MBA/CFA/FRM preferred).Technical: Hands-on experience with LOS, LMS, credit risk models, and data analytics tools.Regulatory: Strong knowledge of RBI guidelines and lending regulations.Soft Skills: Excellent communication, attention to detail, analytical mindset, ability to work under pressure.

Hiring for 10 Credit Relationship Manager Jobs in Satna, with minimum 3 Years Experience,Required Educational Qualification is : B.C.A, B.B.A, B.Com, M.C.A, M.B.A/PGDM, M.Com with Good knowledge in Communication, Problem Solving, Compliance, Risk Analysis, Time Management, Analytical Research etc.

SARVP Finance is Hiring a Branch Credit OfficerAre you ready to take the next step in your finance career? SARVP Finance is looking for a dedicated Branch Credit Manager to join our dynamic team!Location : Ahmedabad, Vadodara(Gujarat), Prayag raj-Allahabad (Uttar Pradesh), Ghazipur(Uttar Pradesh)**Position:** Branch Credit Officer**Product Focus:** LAP, Business Loan**Key Responsibilities:**- Assessing creditworthiness of potential clients for LAP and Business Loan products- Managing credit applications and ensuring timely processing- Conducting field visits and investigations as part of the credit appraisal process- Monitoring and managing credit portfolio performance- Collaborating with sales and operations teams to streamline credit processes**Requirements:**- Minimum 1-2 years of Field PD (Personal Discussion) experience in the finance industry for LAP (Mandatory)- Strong understanding of LAP and Business Loan products- Excellent analytical and decision-making skills- Ability to thrive in a fast-paced, target-driven environment- Effective communication and interpersonal abilities**Salary:** Up to 3.50 LPA + Other Benefits**How to Apply:**- **Contact:** 9875087933- **Email your CV:** recruiter@sarvpfinance.in**Why SARVP Finance?**- Opportunity to work with a leading financial institution- Dynamic and supportive work environment- Competitive salary and benefits package- Room for growth and career advancementIf you are passionate about finance and ready to make an impact, we want to hear from you! Join SARVP Finance as a Branch Credit Manager and be part of our success story.---Feel free to modify this description further to better suit your needs!

Job Description-Analyzes borrowers, companies, and securities to detect potential risk of default.Assesses requests for credit and determines if an individual or company is worthy of receiving financing.Evaluates clients backgrounds and assesses industry trends to predict potential outcomes.Determines the creditworthiness of applicants and performs cash flow analysis.Formulating reports about the degree of risk in lending money to clients and preparing reports with this credit information for use in decision-making.Requirements-Any degree holders can apply, including freshers.Should have two wheeler.We provide complete training to the freshersMust travel across Tamilnadu to visit potential borrowers.Must be active and Quick leaner.

Company Name: BharatPeJob Role - Manager - FP&ASalary - 20 -26 lakhsRequired Skills: Excellent verbal and written communication skills,Experience in Financial planning & Analysis (FP&A),Highly Proficient in MS Excel Skills,Prepares financial reports for internal use,Good Analytical & Decision-making skillsDescription - Grow fast and work with the top management on key business decisions .Responsibilities - Manager -Financial Planning & Analyst is required for preparation of financial plans and reports, monthly financial analysis and provide ad-hoc analysis for the Top-Management. Required to support team in planning and decision making by identifying, maintaining, and evaluating information. Position is required to focus on improving efficiency and effectiveness of the forward-looking processes and generate business insights.Key Responsibilities - Reporting and analysis of Business performance to the Management, Business Heads, Functional Heads and other key stakeholders.Analysis of products level profitability, segment level profitability, merchant life-cycle, credit cost etc. and discussions for corrective actions and controls on key business parameters.Communication with the stakeholders for business analytics, planning, forecasting, budgeting.Simulating and studying the impact of any key business results, decisions etcBudgeting & planning process of the organization and for various business verticals.Prepares financial reports for internal use at the company by collecting, analyzing, formatting and presenting information.Analyze the trend of Key Performance Indicators (KPIs) and helping leadership team in decision making.Performs ad hoc analysis as required.Qualifications - Chartered Accountant.Skills, experiences & behaviors1-3 Years of experience in Financial planning & Analysis (FP&A), business finance; preferably in startups or Fintech.Highly Proficient in MS Excel SkillsAn excellent communicator and have the ability to understand

1. Will be responsible for sourcing the business Branch & Open Market.2. Will be responsible to interact with the customers & explain about the product.3. Should be able to manage relationship with customers/branches/ Managers.4. Will be responsible for End-to-end documentation, with the customers.5. Execute activities/events from time to time augument business effort.6. Will be responsble for daily updation of leads/lead tracking/business tracking.7. Ensure the prescribed guidelines & laid down process is in execution of your responbility.

Key Responsibilities:Project TL and WC CMA Creation: Develop Term Loan (TL) and Working Capital (WC) Credit Monitoring Arrangements (CMA) data for loan syndication and financing.Financial Ratio Analysis: Conduct comprehensive financial ratio analysis to support decision-making in terms of loan evaluation and project feasibility.DPR Creation: Prepare Detailed Project Reports (DPR) for loan applications and syndication.TEV and LIE Report Preparation: Conduct thorough evaluations of project viability and submit Lenders Independent Engineer (LIE) and Techno-Economic Viability (TEV) reports to clients and financial institutions.Loan Syndication Support: Assist in managing relationships with banks, investors, and clients for financial due diligence and loan syndication.Cash Flow Forecasting: Prepare financial models including cash flow forecasting, balance sheet projections, and profit & loss analysis.Compliance & Advisory: Ensure all project financials adhere to current regulations and provide financial advisory support for critical decisions.Risk Assessment: Perform in-depth risk assessments and financial audits to mitigate potential risks associated with loan syndication and project financing.Client Interaction: Liaise with clients, stakeholders, and financial institutions to gather and verify relevant information for financial reporting and analysis.

Financial Analysis & Reporting: Strong understanding of financial statements, accounting principles, and performance indicators. Regulatory Knowledge: In-depth knowledge of RBI regulations, financial compliance, and NBFC-specific guidelines. Credit Risk Assessment: Ability to assess and evaluate credit risk and loan portfolio management. Analytical & Problem-Solving: Ability to analyze complex financial data and develop actionable strategies. Communication & Interpersonal Skills: Strong verbal and written communication skills for liaising with clients, stakeholders, and team members. Technical Proficiency: Familiarity with financial management software, accounting tools, and Microsoft Excel for data analysis.

Review loan requests Assess clients financial status Evaluate creditworthiness and risks Contact clients to gather financial data and documentation Calculate financial ratios (e.g. credit scores and interest rates) Maintain updated records of loan applications Follow up with clients about loan renewals Monitor progress of existing loans

Responsibilities: Develop and validate quantitative models for various risk management purposes, including credit risk, market risk, and operational risk. Collaborate with cross-functional teams to design and implement advanced statistical andmachine learning techniques to enhance risk assessment and decision-making processes. Conduct thorough analysis of large datasets to identify patterns, trends, and potential risks,and provide actionable insights to senior management. Stay abreast of industry best practices, regulatory guidelines, and market developmentsrelated to credit risk management, decision models, CCAR, IFRS9 and CECL, and incorporate findings into model development and validation processes. Work closely with client & stakeholders, including risk management, finance, and regulatory reporting teams, to address model-related issues and provide expert guidance on risk management strategies. Prepare comprehensive documentation, including model documentation, validation reports,and regulatory submissions, to ensure transparency and regulatory compliance.Qualifications: Master's or Ph.D. degree in quantitative finance, mathematics, statistics, computer science or a related field. Minimum of 1-2 years of experience in quantitative modeling and risk management withinthe financial services industry. Strong programming skills in languages such as Python, R, or MATLAB, with experience in data manipulation, statistical analysis, and machine learning techniques. Good knowledge of credit risk modeling methodologies, including probability of default (PD), loss given default (LGD), and exposure at default (EAD). Familiarity with CCAR stress testing, including scenario design, model development, anddocumentation. Familiarity with CECL/IFRS9 implementation and its impact on credit loss estimation andprovisioning.Certification such as FRM (Financial Risk Manager) or CFA (Chartered Financial Analyst) is a plus

*Hiring the Finance Professional across the Industries for UK*Industries: Banking, Finance, Hospitality, Healthcare, Engineering, IT, FMCG The Additional certification and Documents needed for all International Candidates *Language Certificates*: IELTS UKVI General Training Band 5.5 and above UK Naric Band B PTE Score 60% *Documents* : Non-Criminal Certificate / PCC from Native Country and If you have worked in any International Country other than UK Tuberculosis Test Experience: 3 to 20+ SALARY: Min 30,000 GBP +++++ Depends upon experience and the Band POSITION REQUIRED 1. Investment banking2. Financial Analyst3. Financial planner4. Accountant5. Chattered Accountant 6. Risk management7. Credit Management 8. Compliance and Credit9. Treasury manager10. Finance Manager11. Auditors12. Cost Analyst13. Chief Financial Officer14. Corporate finance15. Asset Management16. Portfolio Management17. Private Equity Associate18. Controller19. Finance20. Finance Assistant21. Finance Coordinator22. Financial analysisProcess and Cost : Unless and otherwise mention, The Candidates need to pay for VISA Application Fee , Healthcare Surcharge &

Role Objective:-The incumbent will be expected to do perform credit underwriting, due diligence and monitoring of borrowers related to Supply Chain Finance both domestic and export financeRole Responsibilities:-Assess the credit worthiness of by analyzing financial statements, CIBIL scores, GST, Bank statements, ITRsFamiliar with working capital assessment methods, cash conversion cycles including MPBFUnderstanding various Business models and potential risk factors impacting their credit worthiness.Visit the manufacturing facilities, understand the business and identify any red flagsCoordinate with relationship managers and the company to fill any information gapPrepare credit appraisal memorandum and present to the credit committee for approvalAdhere to the credit process and policy documents of the organization. Work with the team members to establish the best practices in line with industry standards.Continuous monitoring of the existing portfolio and identify early warning signals including various macro parameters

Analyzes borrowers, companies, and securities to detect potential risk of defaultAssesses requests for credit and determines if an individual or company is worthy of receiving financingEvaluates clients' backgrounds and assesses industry trends to predict potential outcomesDetermines the creditworthiness of applicants and performs cash flow analysisFormulating reports about the degree of risk in lending money to clients and preparing reports with this credit information for use in decision-makingRequirements-Any degree holders can applyShould have two wheeler.We provide complete training to the freshersMust travel across Tamilnadu to visit potential borrowers.