Assistant Credit Manager Jobs

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Job Title: Assistant Manager (Credit) Entry LevelDepartment: Credit / Retail BankingLocation: Across India (as per banks requirement)Employment Type: Full-time, Regular / ProbationaryEligibility Education: Graduate degree in any discipline from a recognized university. Experience: Fresh graduates can apply (bank may prefer candidates with internship/short-term banking experience). Age Limit: 2130 years (relaxations as per Govt. norms).Key Responsibilities1. Evaluate loan applications and prepare credit appraisal reports.2. Assist in processing term loans, working capital finance, and retail loan products.3. Verify customer documents for KYC, income proof, and collateral security.4. Monitor existing loan accounts to detect potential risks or defaults.5. Coordinate with relationship managers and branch managers for smooth loan processing.6. Maintain accurate records in the banks Core Banking System (CBS).7. Provide customer service related to credit products and schemes.Required Skills Basic understanding of banking products & services. Good command over MS Office (especially Excel & Word). Analytical thinking and numerical aptitude. Good communication (Hindi & English) and interpersonal skills. Ability to work in a target-driven environment.Preferred Skills (Not Mandatory) Knowledge of RBI guidelines & basic credit risk concepts. Internship or part-time work in banking/finance. Familiarity with digital banking tools & apps.Pay Scale As per JMGS-I scale: 22,000 35,480 per month (plus allowances & benefits)

Contact :- 6352448697* Candidate have to recruit agents team under them & they have to develop a business threw team members.* As per monthly report regarding candidates work & team work company will give them incentives other then salary.* Lead will not provided by co0mpany.* Candidate must have to build up his own team base on his network.

Responsibilities: - Candidate would be responsible for appraising & assessing risks for loan under the consumer-focused Loan. - The incumbent will be responsible for underwriting personal loan proposal as per the laid down policies & procedure to honor the agreed SLAs and manage city/area business volumes. - To conduct personal discussion with customers to establish Credit worthiness. - Interact with the client, gather requirements, financial statements and other inputs for performing quality Credit analysis and due diligence. (for renewal & new borrowers) - To prepare Credit Appraisal Memo (CAM). - Responsible for Credit Assessment. -To coordinate with sales to achieve targets and ensure TAT or SLAs are met. - Work closely with RM/Product partners in structuring Credit solutions and ensuring appropriateness of the products, and expediting approvals Qualification & Experience Required: Graduate/MBA with at least 2 to 4 years relevant experience in Credit Underwriting for Salaried Personal Loan Product of Banks, NBFCs. Good experience in Credit analysis - Balance sheet, Profit & Loss Statement, Bank Statement. Credit underwriting work experience within retail lending with any large NBFC or Bank. Ideal candidate should understand the credit risk of consumer-focused loan and SME segment lending. Prospective candidate should have hands-on experience on how to review, assess and underwrite secured and unsecured loans with focus in personal loan underwriting.Office Timing & Working Days: 9:30 AM to 6:30 PM (can be stretched depending upon workload)- Monday to Saturday

Responsibilities:- Candidate would be responsible for appraising & assessing risks for loan under the consumer-focused Loan.- The incumbent will be responsible for underwriting personal loan proposal as per the laid down policies & procedure to honor the agreed SLAs and manage city/area business volumes.- To conduct personal discussion with customers to establish Credit worthiness.- Interact with the client, gather requirements, financial statements and other inputs for performingquality Credit analysis and due diligence. (for renewal & new borrowers)- To prepare Credit Appraisal Memo (CAM).- Responsible for Credit Assessment.-To coordinate with sales to achieve targets and ensure TAT or SLAs are met.- Work closely with RM/Product partners in structuring Credit solutions and ensuring appropriateness of the products, and expediting approvals

Hi Everyone, Greetings From T-Hire Global Services!!!We Have Wonderful Opportunity as Assistant Credit Manager With Top NBFC Company. Interested Candidates Can Apply and We will Call You Immediately.Position: Assistant Credit ManagerExperience: 2+ YearsQualification: Any GraduationLocation: MumbaiSalary: 5 LpAResponsibilities:- Candidate would be responsible for appraising & assessing risks for loan under the consumer-focusedLoan.- The incumbent will be responsible for underwriting personal loan proposal as per the laid down policies & procedure to honor the agreed SLAs and manage city/area business volumes.- To conduct personal discussion with customers to establish Credit worthiness.- Interact with the client, gather requirements, financial statements and other inputs for performing quality Credit analysis and due diligence. (for renewal & new borrowers)- To prepare Credit Appraisal Memo (CAM).- Responsible for Credit Assessment.-To coordinate with sales to achieve targets and ensure TAT or SLAs are met.- Work closely with RM/Product partners in structuring Credit solutions and ensuring appropriateness of the products, and expediting approval

Salary Upto - 6 LPAShift - DayResponsibilities: The person will be responsible for smart result-oriented management of the collections write-off portfolio w.r.t credit cards of the Company. The incumbent will ensure implementation of credit policies and risk management strategies for effective portfolio management. Demonstrates good understanding and exposure to credit cards collections Managing agencies / tele-calling team to help improve resolution rates for pre-write-off accounts and money collection on write-off/180+ cases. Meet allocated budgets and benchmarks for the team. Designs and improves processes to improve cash flows and reduce Actively assists in development and management of portfolio MIS for effective portfolio tracking as well as identifying mapping risk triggers to assist the business in achieving the optimum risk reward equation. Development and management of outsourced collection agencies for optimal results at the best cost. Implementation and management of all compliance regulatory and other customer experience related norms during execution. Develop and update robust MIS and ensure all reporting requirements are met for statutory, compliance and regulatory requirements. Leverage alternate resolution mechanisms including legal to maximize Create and manage a robust tele-calling strategy. Undertake regular timely agency reviews/tele-calling team reviews to help increase engagement levels and improving upon performance

We are seeking an experienced and dynamic Store Manager to lead the retail team. As a Store Manager, you will be responsible for overseeing all aspects of the store's operations, including customer service, sales, inventory management, and team management.Responsibilities:Develop and implement store policies and procedures that align with company goals and objectives.Manage and motivate the store team, including hiring, training, scheduling, and performance management.Provide excellent customer service, including resolving customer complaints and inquiries, and ensuring a positive shopping experience.Monitor and analyze sales performance, including sales data and customer feedback, and make recommendations for improvements.Manage inventory levels, including ordering, receiving, and stocking products, and conducting regular inventory counts to ensure accuracy.Develop and implement marketing strategies to promote store sales, including creating store displays, organizing promotional events, and collaborating with marketing teams.Ensure compliance with all relevant regulations and policies, including health and safety regulations, labor laws, and company policies.Manage store finances, including monitoring budgets, tracking expenses, and analyzing financial reports to identify areas for improvement.Requirements:Bachelor's degree in business administration, marketing, or a related field.Minimum of 1 year of experience in retail management, with experience in a fast-paced environment, preferred.Strong leadership and management skills, with the ability to motivate and develop teams.Excellent communication and customer service skills, with the ability to build and maintain relationships with customers and team members.Strong analytical and problem-solving skills, with the ability to analyze sales data and financial reports to make strategic recommendations.Knowledge of retail operations and inventory management, including merchandising and pricing.

Role Objective:-The incumbent will be expected to do perform credit underwriting, due diligence and monitoring of borrowers related to Supply Chain Finance both domestic and export financeRole Responsibilities:-Assess the credit worthiness of by analyzing financial statements, CIBIL scores, GST, Bank statements, ITRsFamiliar with working capital assessment methods, cash conversion cycles including MPBFUnderstanding various Business models and potential risk factors impacting their credit worthiness.Visit the manufacturing facilities, understand the business and identify any red flagsCoordinate with relationship managers and the company to fill any information gapPrepare credit appraisal memorandum and present to the credit committee for approvalAdhere to the credit process and policy documents of the organization. Work with the team members to establish the best practices in line with industry standards.Continuous monitoring of the existing portfolio and identify early warning signals including various macro parameters

Required Credit ManagerAssistant Manager Credit Experience: 1-3 years (Preferred) Role: Assistant Manager - Credit Employment Type: Permanent Job, Full Time Specialization: Credit Analysis, Financial Analysis, Customer Application Screening, Underwriting. Location: Kolkata Notice Period: 15-30 days (Preferred) Age: Should not be more than 40 yearsJob Description:Assistant Manager - Credit position is accountable for the credit granting process, including the consistentapplication of credit policies, periodic credit reviews of existing customers and the assessment of thecreditworthiness of potential customers with the goal of optimizing the mix of company sales and bad debtlosses.Key Responsibilities Area: Fair understanding of NBFC lending dynamics. Direct experience with credit risk portfolio analysis / modelling shall be preferred. To prepareCreditAppraisal Memo (CAM). Analyse and verify customer financial information. Due Diligence increditanalysis, customer application screening, evaluation, underwriting andsanctioning of loan. To ensure completion ofcredit/KYC documents and verification- telephonic, field & collateral visits. Credit Appraisals of loan application within defined guidelines and accordingly recommend forapproval to higher authorities.

Required Assistant Credit Manager at Bajaj Finance Ltd for Gandhidham location.Candidate local from Gandhidham, MBA Fresher and willing to join immediately can share CV to below mentioned e mail ID.Approx CTC - Rs. 3.5 L

Profile - Credit Card Executive & Sales ExecutiveQualification - Minimum 12th & Graduation Experience - Minimum 1 YearSalary - 15000/- to 19000/- Per MonthGender - Male & Female Can ApplyLocation - DelhiDuties & Responsibilities----A credit card is a financial instrument issued by banks with a pre-set credit limit, helping you make cashless transactions. The card issuer determines the credit limit based on your credit score, credit history and your income.Credit cards offer you a line of credit that can be used to make purchases, balance transfers and/or cash advances and requiring that you pay back the loan amount in the future. When using a credit card, you will need to make at least the minimum payment every month by the due date on the balance.Note - Normal Charges Apply

Industry - Banking SectorBank Name - Kotak Mahindra BankProfile - (AMD) Assistant Manager Digital SalesQualification - Minimum Graduate /PG With Good Communication Skill.Experience - 1 Year To 5 Year in Banking Sales, Insurance Sales, Loan Sales,Financial Product Sales,Credit Card Sales & BFSI SalesSalary :- Up to 3.20 LpaGender - Male & Female Can ApplyLocation - All Delhi/NCR, Gurgaon & FaridabadDuties & Responsibilities------Kotak Mahindra Bank Limited is an Indian banking and financial services company headquartered in the city of Mumbai, India. It offers banking products and financial services for corporate and retail customers in the areas of personal finance, investment banking, life insurance, and wealth management.Note - Charges ApplyOnly Serious Candidate Apply

Graduate/MBA with Total experience 2 years and at least 6 Months relevant experience in Credit Underwriting for Salaried Personal Loan Product of Banks, NBFCs.