Atharva Endeavours LLP

Thane, Maharashtra

As a Chartered Accountant (CA), you will play a pivotal role in financial management, regulatorycompliance, and strategic decision-making. Leveraging your expertise in banking, financial projections,RBI and NBFC filings, and investment banking, you will support the organization in achieving itsfinancial objectives and maintaining regulatory compliance. Oversee financial planning, budgeting, and forecasting activities to support strategic decisionmaking and ensure financial stability. Conduct financial analysis, identify key financial metrics, and provide insights to seniormanagement for performance improvement. Liaise with banks and financial institutions, managing relationships and coordinating bankingactivities. Facilitate fund management, credit facilities, and other banking transactions to optimizefinancial resources. Provide support in investment banking activities, including financial modeling, projections,valuation, and due diligence. Assist in evaluating potential investment opportunities, conducting market research, andpreparing investment proposals. Ensure compliance with regulatory requirements, including RBI guidelines and NBFC filings. Stay updated on regulatory changes and assess their impact on the organization's operationsand financial reporting. Manage multiple projects concurrently, from inception to completion, ensuring timely deliveryand adherence to project objectives. Coordinate with internal teams and external stakeholders to drive project execution and achievedesired outcomes. Monitor cash flow, liquidity, and working capital management to optimize financial resources. Prepare and analyze financial statements, including balance sheets, income statements, andcash flow statements.

s an Operations Executive in our NBFC Bank specializing in Microfinance, you will be responsiblefor overseeing and coordinating the day-to-day operational activities of the branch.Your role will involve ensuring efficient delivery of microfinance services, maintaining compliance with regulatorystandards, and optimizing operational processes to enhance customer satisfaction and businessperformance.Key Responsibilities:Manage and supervise daily operations of the branch, including loan disbursal, repaymentcollection, customer service, and administrative tasks.Ensure adherence to operational policies, procedures, and regulatory requirements governingmicrofinance operations.Monitor branch performance metrics such as loan portfolio quality, delinquency rates, andcustomer satisfaction scores, and take corrective actions as needed.Coordinate with other departments such as credit, risk management, and finance to facilitateseamless workflow and timely decision-making.Oversee the loan application process from receipt to approval, ensuring accuracy, completeness,and compliance with lending guidelines.Conduct regular audits and checks to verify the accuracy of transaction records, documentation,and compliance with internal controls.Provide training and support to branch staff on operational processes, systems, and customerservice standards.Resolve customer complaints and inquiries in a timely and satisfactory manner, escalating issuesto higher management when necessary.Implement initiatives to streamline operational workflows, improve efficiency, and reduce costswhile maintaining service quality.Stay updated on industry trends, technological advancements, and best practices in microfinanceoperations to drive continuous improvement initiatives.

The GM in a Non-Banking Financial Company (NBFC) is a key leadership position responsible foroverseeing and managing various operational aspects of the organization. Their role encompassesstrategic planning, operational oversight, risk management, compliance, team management, andstakeholder engagement. They ensure efficient and effective functioning of operational processes,systems, and resources to drive business growth, enhance customer service, and maintain regulatorycompliance.Lead and oversee all operational activities of the NBFC, ensuring alignment with organizationalgoals and regulatory requirements.Develop and implement operational strategies, policies, and procedures to enhance efficiency,mitigate risks, and drive business growth.Manage and optimize operational processes, systems, and resources to achieve operationalexcellence and deliver exceptional customer service.Proactively manage and elevate brand reputation within the market. Strategize and implement marketing campaigns to effectively showcase products/services for business development.Ensure compliance with relevant regulatory frameworks, guidelines, and industry standards,conducting regular audits and reviews to maintain compliance.Identify and assess operational risks, implementing risk management processes and controls tomitigate risks and safeguard organizational assets.Foster a culture of teamwork, collaboration, and professional development within the operationsteam, providing leadership, guidance, and support.Build and maintain relationships with internal stakeholders, external partners, and regulatoryauthorities to facilitate effective communication and collaboration.Monitor and analyze key performance indicators (KPIs) and operational metrics, preparing andpresenting regular reports to senior management.Stay abreast of industry trends, regulatory developments, and best practices, incorporatingrelevant insights into operational strategies and initiatives

Position Overview:As a skilled and experienced Branch Manager you will play a pivotal role in overseeing branchoperations, driving business growth, ensuring regulatory compliance, and delivering exceptionalcustomer service. With your strong leadership abilities, strategic mindset, and deep understanding offinancial services, you will be responsible for achieving business objectives, managing deposits,fostering customer retention, and maintaining high-quality standards.Key Responsibilities:Responsibilities:1. Branch Operations Management:a. Provide strategic direction and leadership to the branch team, ensuring adherence toregulatory frameworks, company policies, and operational procedures.b. Oversee day-to-day branch operations, including deposit management, lending activities,compliance requirements, and financial transactions.c. Monitor and analyze branch performance metrics, implementing effective strategies tooptimize operational efficiency, minimize risk, and enhance customer experience.2. Business Development and Growth:a. Identify and explore potential business opportunities by conducting market research,analyzing customer needs, and assessing competition.b. Build and maintain strong relationships with existing and potential customers, keystakeholders, and local business networks.c. Drive the sales process, promote financial products and services, and explore cross-sellingopportunities to maximize revenue generation.3. Customer Relationship Management and Retention:a. Build and maintain strong relationships with customers, understanding their financial needs,and providing appropriate solutions.b. Ensure exceptional customer service delivery, promptly addressing customer inquiries,complaints, and feedback.4. Compliance and Regulatory Requirements:a. Stay updated with the latest regulatory guidelines, ensuring strict adherence to compliancerequirements at the branch level.b. Conduct regular internal audits to identify any compliance

Good Knowledge of loan collections, debt recovery, or related roles within the banking sector is essential. Experience in managing a collections team is preferred. Optimize recovery processes to minimize losses and maximize returns. Ensure compliance with legal and regulatory requirements in the recovery process.Coordinate legal actions, including filing cases and liaising with external legal teams. Oversee the evaluation and management of recovery team all over the company. Recovery vendor management, Team leadership,Negotiate with defaulting customers for settlements and repayment plans. Facilitate discussions to achieve mutually beneficial agreements, Documentation and Record Keeping, Collaborate with internal departments such as legal, risk management, and operations. Establish and monitor key performance indicators for the recovery team. Maintain effective communication with defaulting customers to facilitate resolution.Handle customer inquiries and concerns professionally.

Key Responsibilities - Market Research, Site Selection, Feasibility Studies ,Coordinate with Teams Analyze demographic, economic, and competitive factors to assess market viability. Collaborate with stakeholders to determine branch requirements and preferences.Conduct a thorough market analysis to find suitable locations for new branches. Evaluate and suggest specific sites based on set criteria.Analyze industry reports and market data for opportunities and risks. Provide regular updates on branch search progress.Qualifications and Skills : Bachelors degree in Business, Commerce, or a related field. 1 to 3 years of experience in market research, site selection, or related roles. Strong analytical and problem-solving skills. Excellent communication and presentation skills. Familiarity with the real estate and leasing process. Proficient in data analysis tools and Microsoft Office suite.

Branch Operations: Oversee day-to-day operations of the branch.Team Leadership: Motivate and lead the team to achieve sales targets and service goals. Customer Relationship Management: Build and maintain strong relationships with existing and potential customers & Address customer inquiries, concerns, and complaints effectively. Business Development: Develop and execute strategies to achieve branch sales targets. Financial Management: Budget and expense management to maximize branch profitability & Monitor financial performance, analyze data, and report to the management. Reporting: Prepare and submit reports on branch performance, financials, and key metrics & Keep management informed of market trends, competition, and customer feedback.

Mumbai-based startup NBFC (non-banking financial corporation) which is currently seeking Marketing Executives, pay scale for these positions ranges from 10,000/- to 40,000/- per month depending on the position.These posts are open for both males and females.They must be able to ride a vehicle for easy travellingLanguages - Hindi, Marathi, EnglishPrior experience - can be 1-3 years in Loans, Banks, NBFCs, Credit cooperative societyPreferably having basic computer knowledge ( Basic Excel and Google Form)The minimum educational qualification required is at least 12th pass, with preference given to candidates with a post-graduation degree in Commerce and HR.Dont miss this opportunity to be a part of fastest Growing financial Sector.*Immediate requirement.*Regards,Chintapalli Raj Shastry