designation: branch manager
location: kota (rajasthan), zirakpur (punjab)
ctc: lakh per annum
product: home loan, loan against property
required relevant exp. for bm: mini. 6-7 years
total position- 2
responsibilities:
- the branch manager will work closely with credit, collections, operations and finance for proper functioning and profitability of branch.
- to drive the top line and bottom line growth of the branch along with maintaining a healthy operating margin on a monthly basis.
- responsible for sanctioning and disbursing loans at branch level as part of the branch sanctioning committee.
- responsible for managing quality file logins and process for hl and lap, mortgage.
- monitoring and developing channel sales and marketing activities, implementing effective strategies to maximize sales through a network of direct sales team.
- ensuring high standards of integrity across the business.
- to establish sales goals that staff members are expected to accomplish, coach, supervise and help them achieve the business targets.
- validate the disbursement request; ensure legal compliance on property documents and co-ordinate with ho for timely disbursement.
- develop marketing strategy to increase new business and find the new prospective clients.
- review of portfolio quality on periodic basis. responsible for branch audits.
- interact with customers with a view of ascertaining the genuinity of loan and the customer.
skills:
- working effectively with the team and providing inspirational leadership
- someone who can leverage existing and new relationship to expand the customer base.
- interpersonal relationship to manage peers and influence them on decisions for aggressive growth of business.
- familiar with banking regulations, underwriting techniques and lending laws
- experienced with home loan / loan against property and mortgage loan experience of banks/nbfcs/hfc’s.