NBFC Job Vacancies in Ludhiana

Department: Sales- Secured LoansRole:CAM/Sr.CAMAs a Customer Acquisition Manager (CAM/Senior CAM), you will be responsible for acquiring new clients for Loan Against Property (LAP), driving sales and generating business for the organization. This is a field-based, target-driven sales role requiring strong market networking and product knowledge. The acquisition would be through Direct Channels like Events, Exhibitions, Road Shows, Database & Micro marketing Activities.Responsibilities: Sourcing & Lead GenerationIdentify and acquire new MSME customers through Direct Acquisition using field visits, telecallingreferences, micro-marketing activity and market research.Build a strong local market presence to generate a steady pipeline of secured LAP business leads and disbursement.Build a profitable customer pool of 25 MSME customers as a Key Account Manager (KAM) and manage the entire customer life cycle for any service queries, renewals, top ups, SOA etc. File Login & Application ProcessingCollect accurate customer documentation and ensure timely login of loan applications.Guide customers through eligibility and documentation, ensuring compliance with internal policies. Cross-functional CollaborationCoordinate with Credit, Risk, Operations, and Legal, Technical teams for smooth file processing and issue resolution.Act as the single point of contact for internal follow-ups and ensure end-to-end loan application execution. Disbursement & post-sales follow-UpTrack loan application status and facilitate timely disbursement by resolving process delays.Explain disbursement terms and support clients with post-loan queries and servicing needs. Relationship Building & Client RetentionBuild strong client relationships to drive repeat business, referrals, and long-term loyalty.Maintain regular client engagement to understand evolving needs and offer tailored financial solutions Proactive On-Ground OutreachConduct regular face-to-face visits to rural & semi-urban marketsidentify new loan leads (home/SME/microfinance), explain our products clearly, and assist customers through application and documentation processes, ensuring compliance with RBI & internal KYC standardsLead in-person recovery efforts by visiting delinquent borrowers' residences or businesses to collect overdue payments, assess individual financial situations, and develop tailored repayment arrangements compliant with RBI guidelines. Early bucket-PDM and collection managementDrive portfolio quality through Pre Delinquency and Collection Management drivers like presentation date, EMI amount, SMS/ telecalling/ Notification and help to collect overdue amount along with penal charges/ late payment interest through direct customer engagement, regular field collection efforts and visits. Qualification&Experience:Educational BackgroundGraduate/ Postgraduate in Commerce, Science, or any related field (mandatory).Experience Requirements1 to 5 years of experience in a Bank, NBFC, or Insurance company, preferably in a direct acquisition modelPrior experience in selling HL, LAP is Preferable.Key Skills &Competencies: Strong local market knowledge and merchant network. Good understanding of loan products, customer needs, and financial documentation. Target-oriented, self-motivated, and team player with strong execution ability. Excellent communication and interpersonal skills. Demonstrated ability to perform effectively under pressure while consistently achieving monthly targets. Ability and competency to work in the field/marketplace in the neighborhood lending model. Performance Metrics: Achievement of monthly and quarterly disbursement targets. Number of new Business merchant acquisitions. Productivity through direct and channel sourcing. Conversion rate from leads to disbursed accounts. Early bucket collection efficiency, bounce rate, entry rate and resolution;

Sales Manager SalesTitle: Sales Manager - Sales Education: Graduate / Post Graduate Years of Experience: 5 - 10 years Desired Skills:Graduate or Post graduate - Any Specialization. Prefer 5 -10 yrs experience in Channel/Partner Sales/Service.Should have strong Sales orientation..Leadership skills (Though more tactical than strategic)Cost efficiency through processAn immense interest in developing relationships.Should have good communication & presentation skills.Should be a self-starter, proactive & target oriented.Should possess strong networking & relationship building skillsKey responsibilities:Responsible for new Partner acquisition, building new relationships and increasing depth in existing relationships with PartnersEnd to end partner relationship management.Revenue Generation & Management.Will work within the boundaries of our business model using expertise of the product group and complying with requirements and processes in place.Resolving escalated grievances and queries of partners and their customers on a day- to-day basis.Developing the satisfaction level of partner & customers by rendering services beyond excellence in order to optimize a high percentage of partner & customer satisfaction and retention.Responsible for achieving targets as assigned by the organization on a monthly basis.Understands clients risk profile and maximizes the - risk vs. reward- balance for individual clients & Partners by optimizing product mix.Comply with KYC/SEBI/RBI rules, regulations, and legislation governing the financial services industry.

-Handle all kinds of requirements-Planning, sourcing, and Understanding the client's requirement.-Screening profiles from various channels viz: internal database, referrals and job portals, networking sites.-Short listing the profiles.-Obtaining feedback and scheduling the different levels of interview.-Communicating/Following up with candidates at all stages of recruitment cycle (Post interview and Post offer)We are looking for recruitment professionals who have good communication skills, Age- Below 30 Years

Profile: Area Sales/ Credit ManagerExperience: Minimum 2 years of experience in Sales/ CreditLocation: Etawah, Etah, Bareilly, Chandigarh, Indore, Jaipur, Gwalior, Aligarh, Kanpur, Moradabad, Firozabad, Ludhiana, Mathura, AgraPreferred Industry: Banking And FinanceSkill SetDealer developmentNetwork developmentCredit ControlTeam ManagementPromoting sales from dealersMarket intelligenceFocus on credit developmentNetwork developmentCredit ControlTeam ManagementPromoting sales from influencersMarket intelligenceChannel salesBusiness DevelopmentDealer promotionSales growth.Duties and ResponsibilitiesMaintaining and increasing sales of your companys productsReaching the targets and goals set for your areaEstablishing, maintaining and expanding your customer baseServicing the needs of your existing customersIncreasing business opportunities through various routes to marketSetting sales targets for individual reps and your team as a wholeAllocating areas to sales representativesDeveloping sales strategies and setting targetsMonitoring your teams performance and motivating them to reach targetsCompiling and analyzing sales figuresPossibly dealing with some major customer accounts yourselfCollecting customer feedback and market researchReporting to senior managersKeeping up to date with products and competitors

We are looking for an ambitious and energetic Business Development Manager to help us expand our clientele. You will be the front of the company and will have the dedication to create and apply an effective sales strategy. The goal is to drive sustainable financial growth through boosting sales and forging strong relationships with clients.Responsibilities:Develop a growth strategy focused both on financial gain and customer satisfactionConduct research to identify new markets and customer needsArrange business meetings with prospective clientsPromote the companys products/services addressing or predicting clients objectivesPrepare sales contracts ensuring adherence to law-established rules and guidelinesKeep records of sales, revenue, invoices etc.Provide trustworthy feedback and after-sales supportBuild long-term relationships with new and existing customersDevelop entry level staff into valuable salespeopleRequirements:Proven working experience as a business development manager, sales executive or a relevant roleGraduation from any field 2 years of experience in sales & Marketing Proven sales track recordExperience in customer support is a plusProficiency in EnglishMarket knowledgeCommunication and negotiation skillsAbility to build rapportTime management and planning skills

Profile: Area Manager - Collections/Senior Area Manager CollectionsExperience: Minimum 3 years of experience in CollectionLocation: Agra, Mathura, Ludhiana, Gwalior, Kanpur, Aligarh, Khurja, Jaipur, Faridabad, Moradabad, Chandigarh, Etawah, AhmedabadPreferred Industry: Banking And FinanceDuties and ResponsibilitiesTo achieve collection targets of the area assignedControl bucket flow cases and focus on non-startersEnsuring documented feedback.Ensuring meeting Targets and Meeting the Target on Cost of Collections.Ensuring documented feedback.Ensuring legal guidelines are complied with while repossessing of products, other related matters and audit queries are complied withEnsuring adequate Feet on Street availability area-wise / bucket-wise / segment-wise and controlling bucket flow.Manage productivity by fixing productivity parameters Collection OfficersEnsuring background and reference check of agenciesMonitoring performance against set parameters and Weekly review with the collection executives.Ensuring timely and profitable disposal of seized stock & safe custody of seized productsIdentify and manage training needs the CEs.Support collection officers in legal / police issues.Ensuring timely and profitable disposal of seized stock safe custody of seized products Visit Random customers.Visit Random customers, People Management, Demonstrated success, communication skills and achievement orientation