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Insurance Sales Jobs

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  • 1 - 2 yrs
  • 3.0 Lac/Yr
  • Nungambakkam Chennai
General Insurance Sales Insurance Sales Telesales Executive General Insurance
Job Title: Insurance Sales Executive - Appointment BookingRole: Telesales Executive (Domestic Voice)Location: NungambakkamExperience: 3 Months - 2 YearsQualification: 12th Pass / Any GraduateJob Responsibilities:Make outbound calls to potential customers from provided leadsIntroduce and explain insurance products brieflySchedule appointments for the sales teamFollow up with customers to confirm appointmentsMaintain accurate records of calls, leads, and bookingsCoordinate with the sales team for smooth lead handoverKey Skills Required:Good communication skills Tamil + English (Optional)Strong convincing and interpersonal skillsBasic understanding of sales process (Preferred)Ability to handle objections confidentlyBasic computer knowledgeSalary & Benefits:Fixed salary + IncentivesPerformance bonusesTraining provided for freshersCareer growth in sales and insurance domain
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  • 0 - 3 yrs
  • 2.5 Lac/Yr
  • Patel Nagar Delhi
Direct Marketing Life Insurance Insurance Sales Insurance Sales Good Communication
As an Insurance Sales Officer, you will play a crucial role in providing insurance solutions to clients. This part-time position allows you to work from home, making it flexible for your schedule.**Key Responsibilities:**- **Client Engagement:** Reach out to potential clients through calls and emails to promote insurance products. Your ability to communicate effectively is essential for building trust and rapport.- **Product Knowledge:** Understand different insurance products and services to provide accurate information to clients. Knowing the details will help you answer questions and address concerns confidently.- **Sales Execution:** Follow up on leads and close sales by persuading clients to choose suitable insurance plans. You will utilize your sales skills to meet targets and achieve results.- **Documentation:** Assist clients in completing necessary paperwork for insurance applications. Attention to detail is important to ensure all documents are accurate and submitted on time.- **Customer Support:** Provide ongoing support to clients after the sale to ensure satisfaction and retention. Being responsive to their needs will help build lasting relationships.**Required Skills and Expectations:**Candidates should have strong communication skills to interact effectively with clients. A basic understanding of sales techniques will be beneficial, although training will be provided. A proactive attitude and willingness to learn are essential for success in this role. Candidates must be organized and able to manage their time well. A minimum education of 12th grade is required. Experience in sales is a plus, but not mandatory.
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  • 0 - 1 yrs
  • 3.8 Lac/Yr
  • Visakhapatnam
Marketing Sales Insurance Digital Marketing B2B Sales Business Development
As a Business Development Intern, you will play a key role in supporting our team in various tasks aimed at driving business growth. This internship is an excellent opportunity for you to gain practical experience and develop skills in the business development field.**Key Responsibilities:**- **Market Research:** Conduct research to identify potential markets and customer needs. This involves gathering information about competitors and analyzing market trends to find new business opportunities.- **Lead Generation:** Assist in finding new clients by gathering their contact information and understanding their requirements. You will help develop lists of potential leads to pursue.- **Sales Support:** Support the sales team by preparing presentations and proposals for potential clients. This includes creating engaging content that effectively communicates our services.- **Communication:** Maintain regular communication with leads and clients via email or calls. Your role will involve following up on inquiries and building strong relationships with potential customers.- **Reporting:** Help in tracking and reporting on business development activities. You will document your findings and provide regular updates to your supervisor about your progress.To succeed in this internship, you must have strong communication skills, both written and verbal. You should be self-motivated and able to work independently, as this role requires doing tasks from home. Familiarity with MS Office and basic data analysis tools will be beneficial. A willingness to learn and a keen interest in business development are essential for this position.
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Hiring Fresher - Telemarketing Manager - Delhi

Life Way Solutions Advisory LLP

  • Fresher
  • 2.3 Lac/Yr
  • Moti Nagar Delhi
Good Communication Insurance Sales
An insurance company is a financial organization that provides protection against future risk and losses. It collects a fixed amount of money called premium form for customer and ,in return ,offer financial support durning unexpected event such as accident , illness or death.companies like life Insurance Corporation of India
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Looking For Business Development Manager

Sbi life insurance company limited

  • 2 - 8 yrs
  • 3.8 Lac/Yr
  • Barabanki
Cross Selling Insurance Sales Team Building
Business Development Manager - Cross sell insurance
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  • 0 - 2 yrs
  • 2.5 Lac/Yr
  • Okhla Delhi
Direct Marketing Corporate Sales Channel Sales Marketing Communication Direct Sales Lead Generation Sales Administration Insurance Sales Field Sales Inside Sales Negotiation Skills Cold Calling B2B Sales Sales Business Development Sales Ability Sales
We are looking for a motivated Sales Executive to join our team in Okhla, Delhi. This role is ideal for individuals with 0 to 2 years of experience who are eager to develop their sales skills in a dynamic environment. Key Responsibilities:- **Engage with Customers**: Interact with potential clients to understand their needs and offer suitable products or services. Building a rapport with customers is essential for successful sales.- **Generate Leads**: Identify new sales opportunities through research, networking, and outreach. You will be responsible for finding potential clients to increase our customer base.- **Achieve Sales Targets**: Work towards meeting or exceeding set sales goals. Your ability to close deals will directly impact both your success and the company
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  • 0 - 6 yrs
  • Kanpur
Marketing Insurance Sales Insurance Marketing Insurance Sales Interpersonal Skills Investor Relations Presentation Skills
We are looking for a Life Insurance Agent in Kanpur who will help clients choose the right life insurance policies. This role is suitable for individuals with a passion for helping others and an interest in the insurance field. **Key Responsibilities:**- **Client Consultation:** Meet with clients to discuss their insurance needs, ensuring they understand their options and can make informed decisions.- **Policy Recommendation:** Analyze different insurance policies and recommend the best options based on clients' financial goals and family needs.- **Sales Activities:** Actively seek new clients by networking, cold calling, or using social media to build a client base.- **Paperwork Management:** Prepare and process all needed documentation for policy applications, ensuring accuracy and compliance with industry standards.- **Ongoing Support:** Provide continuous support to clients after the sale, answering questions and assisting with claims or adjustments to their policies.- **Market Research:** Stay updated on the latest insurance trends and products to better serve clients and improve sales strategies.**Required Skills and Expectations:**Candidates should have excellent communication skills, allowing them to explain complex insurance terms clearly. A strong sense of empathy and understanding is essential to connect with clients on personal levels. Individuals must be sales-driven and determined to meet goals while also being organized and detail-oriented in handling paperwork. Previous experience in sales or customer service is a plus, but not mandatory, making this role suitable for new graduates or those with less experience in the insurance industry. A minimum education of 10th pass is required.
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  • 3 - 5 yrs
  • 7.0 Lac/Yr
  • Patna
Lead Generation Field Sales Selling Skills Field Marketing Insurance Sales Target Achievement
As a Field Sales Executive, you will play a crucial role in driving sales and building strong relationships with clients. Your main responsibilities include:- **Identifying New Clients:** Actively seek out potential customers through research and networking to expand the sales pipeline.- **Visiting Clients:** Meet clients in person to present products, understand their needs, and offer tailored solutions to increase satisfaction and loyalty.- **Sales Presentations:** Prepare and deliver effective product demonstrations and presentations to showcase the benefits and features of the offerings.- **Maintaining Client Relationships:** Foster lasting relationships with existing clients by regularly checking in, addressing concerns, and ensuring their needs are met.- **Sales Reporting:** Track sales activities and prepare regular reports to help management understand trends and areas for improvement.- **Collaboration:** Work closely with the sales and marketing teams to align on strategies and share feedback from clients to improve products and services.To succeed in this role, you should have 3 to 5 years of experience in field sales, preferably in a similar industry. Strong communication skills are essential for building relationships with clients. You should be goal-oriented, motivated, and able to work independently. Problem-solving skills and the ability to adapt to changing environments are also critical. Familiarity with sales software and a valid driver's license may be required for client visits.
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  • 1 - 6 yrs
  • 3.5 Lac/Yr
  • Laxmi Nagar Delhi
Sales Process Field Sales Insurance Sales Marketing Agency Sales
As an Insurance Manager, you will be responsible for overseeing the insurance operations and ensuring a smooth process in managing client policies and claims. Your role is crucial in maintaining customer satisfaction and fostering a strong relationship with clients. **Key Responsibilities:**- **Policy Management:** Monitor and manage insurance policies for clients, ensuring that they are up-to-date and meet legal regulations. This includes reviewing terms and coverage to provide the best options to clients.- **Claims Processing:** Assist clients with filing claims, ensuring all necessary documentation is completed accurately and submitted on time. You will play a key role in resolving any issues that may arise during the claims process.- **Client Communication:** Maintain regular communication with clients to address questions or concerns regarding their policies and claims. Building strong relationships will help in retaining clients.- **Market Research:** Stay updated on industry trends and competitor offerings to advise clients on the best insurance options. This will help in enhancing the service provided and keeping the company competitive.- **Team Collaboration:** Work closely with other team members to ensure efficient operation and share insights that could improve processes.**Required Skills and Expectations:**Candidates should possess strong analytical skills to assess clients needs accurately. Excellent communication skills are essential for effective interaction with clients and team members. A solid understanding of insurance policies and processes is necessary alongside proficiency in customer service. A proactive approach, attention to detail, and the ability to work independently are highly valued in this role. Previous experience in the insurance sector is preferred.
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Opening For Sales Executive

Prolegion Private Limited

  • 1 - 5 yrs
  • 1.3 Lac/Yr
  • Pune
Convincing Power Field Sales Sales Ability Sales Insurance Health Insurance Life Insurance
Job Description - Sales Executive (Life Insurance) Location: Pune Work mode: OnsiteExperience Required: 6 months to 2 years About the RoleWe are looking for a dynamic and result-driven Sales Executive to join our Life Insurance team. The role involves generating leads, engaging with customers, and driving sales through a mix of telecalling and field interactionsRoles And Responsibilities: Handling outbound/inbound calls to generate leads Explaining and selling life insurance products to customers 75% work will be telecalling from office 25% field work (client meetings if required) Understanding customer needs and suggesting suitable policies Follow-ups and closure of leads within timelines Coordinating with internal teams for documentation Requirements: Good communication and convincing skills Comfortable with telecalling and field work Experience in insurance/Any sales will be preferred
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  • 0 - 1 yrs
  • 2.0 Lac/Yr
  • Thiruninravur Chennai
Direct Marketing Retail Sales Channel Sales Direct Sales Marketing Consultant Lead Generation Marketing Communication Corporate Sales Sales Administration Insurance Sales International Sales Communication Skills Sales Business Development Sales Ability Sales B2B Sales Convincing Power International Call Center International Business Development International Voice Process Business Development
We are looking for a Senior Business Development Executive to help drive our growth and expand our market presence. In this role, you will identify and pursue new business opportunities while building strong relationships with clients. This position allows you to work from home, providing flexibility in how you achieve your goals.Key Responsibilities:1. Identify New Business Opportunities: Research and analyze market trends to find potential clients and areas for growth. Your insights will help shape our business strategies.2. Build and Maintain Client Relationships: Establish and nurture relationships with new and existing clients. Regular communication will ensure client satisfaction and loyalty.3. Prepare and Deliver Presentations: Create compelling presentations that showcase our products and services to prospective clients. Your ability to communicate effectively will help win new business.4. Collaborate with Teams: Work closely with marketing and sales teams to align efforts and achieve business objectives. Teamwork is essential for overall success.5. Track Market Competition: Keep an eye on competitors and industry trends to provide insights for improvement. Understanding the market landscape is crucial to staying ahead.Required Skills and Expectations:You should have a graduate degree and a keen understanding of business development principles. Excellent communication and interpersonal skills are essential for building relationships and presenting ideas. A proactive attitude and the ability to work independently are important. Additionally, you should be comfortable navigating digital tools for research and communication in a remote work environment.
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  • Fresher
  • Rohtak
Good Communication Skills Customer Service Life Insurance Insurance Sales
We are seeking a motivated and enthusiastic individual to join our team as a Life Insurance Advisor in Rohtak, India. This part-time position is suitable for freshers with at least a 12th-grade education.As a Life Insurance Advisor, you will help clients understand and choose the best life insurance plans that meet their needs. You will build strong relationships with clients and guide them through the insurance process. Key Responsibilities:1. **Client Consultation**: Meet with clients to discuss their financial goals and insurance requirements. Listen to their needs to provide tailored insurance solutions.2. **Product Knowledge**: Understand various life insurance products and services. Stay updated with industry trends to provide accurate information to clients.3. **Sales and Marketing**: Promote life insurance products and reach out to potential clients. Utilize marketing strategies to generate leads and increase sales.4. **Documentation**: Assist clients in completing necessary paperwork for insurance applications. Ensure all documentation is accurate and submitted on time.5. **Customer Support**: Address any queries or concerns from clients regarding their policies. Provide ongoing support and follow up with clients regularly.Required Skills:To succeed in this role, you should have strong communication skills and the ability to build relationships. Being goal-oriented and self-motivated is essential since you will be working independently. Basic knowledge of insurance concepts is a plus, but we will provide the necessary training to help you excel in your role.
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  • 0 - 2 yrs
  • Kolkata
Sales Insurance Advisor
We Need Insurance Advisor Any One of Any Age Can Apply for this Job
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Looking For Sales Executive

New Liftrucks Engineering Pvt. Ltd.

  • 2 - 5 yrs
  • 4.3 Lac/Yr
  • Uran Raigad
Sales Marketing Tendering Customer Relationship Marketing Consultant Corporate Sales Marketing Communication Insurance Sales Field Sales Negotiation Skills Cold Calling Sales Consulting Inside Sales
We are looking for a motivated and skilled Sales Executive to join our team in Uran. The ideal candidate will have 2 to 5 years of experience in sales, preferably with a background in B.A or B.B.A. This full-time position requires the candidate to work from the office.**Key Responsibilities:**- **Identify Sales Opportunities:** Research and analyze market trends to find new leads and potential clients, allowing the company to expand its customer base.- **Build and Maintain Relationships:** Establish strong relationships with existing customers and potential clients, ensuring their needs are met and encouraging repeat business.- **Conduct Presentations and Demonstrations:** Present products and services to clients, demonstrating their benefits and features, which helps in closing sales effectively.- **Prepare Sales Reports:** Compile and analyze sales data to track performance and identify areas for improvement, ensuring the team meets sales targets.- **Collaborate with Team Members:** Work closely with colleagues in marketing and customer service to ensure a seamless experience for clients and to share insights that can enhance sales strategies.**Required Skills and Expectations:**The ideal candidate should possess excellent communication and interpersonal skills, enabling effective interaction with clients. Strong negotiation skills are essential for closing deals successfully. The candidate should be goal-oriented and able to work independently as well as part of a team. Time management skills are important to prioritize tasks and meet deadlines efficiently. A good understanding of sales principles and customer service practices is also expected.
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Hiring For Sales Executive

Impact HR & KM Solutions

  • 4 - 5 yrs
  • 4.5 Lac/Yr
  • Nashik
Direct Marketing Marketing Consultant Retail Sales Corporate Sales Channel Sales Marketing Communication Direct Sales Lead Generation Sales Administration Insurance Sales Sales Consulting Field Sales Inside Sales Negotiation Skills Convincing Power Cold Calling
Key ResponsibilitiesLead Generation & Prospecting: Identifying new business opportunities through cold calling, networking, and attending industry events (such as NIMA exhibitions).Product Presentations: Conducting professional pitches or product demonstrations that highlight the Unique Selling Proposition (USP).Negotiation & Closing: Handling objections regarding pricing, delivery, or specifications to reach a mutually beneficial agreement.Market Research: Monitoring competitor activities, pricing trends, and new industrial developments within the North Maharashtra region.Relationship Management: Maintaining contact with existing clients to ensure satisfaction and to secure repeat business or referrals.CRM & Documentation: Updating the Customer Relationship Management (CRM) system with daily activities, lead statuses, and revenue forecasts.
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Insurance Manager - Full Time

Care Health Insurance

  • 0 - 2 yrs
  • Kolkata
Health Insurance Manager Agency Sales
As an Insurance Manager in Kolkata, you will be responsible for overseeing our insurance operations and ensuring that our clients receive the best service. This is a full-time position, and you will work from our office.**Key Responsibilities:**- **Managing Insurance Policies:** You will handle the creation, maintenance, and renewal of various insurance policies, ensuring that all documentation is accurate and up-to-date.- **Client Communication:** Establishing and maintaining strong relationships with clients is essential. You will address their queries and provide information about different insurance products.- **Risk Assessment:** You will evaluate potential risks faced by clients and recommend suitable insurance coverage to minimize their liabilities.- **Training and Support:** Assisting junior staff or new team members in understanding insurance processes and products will be part of your role, ensuring a knowledgeable team environment.- **Compliance Monitoring:** Keeping up to date with relevant regulations and ensuring that all operations adhere to legal standards will be necessary.**Required Skills and Expectations:**Candidates should possess strong communication and interpersonal skills to interact effectively with clients and team members. Basic knowledge of insurance products and principles is preferred, but not mandatory. Candidates should be detail-oriented, with the ability to analyze information carefully. A proactive attitude and willingness to learn will help you excel in this role. Being organized and capable of managing multiple tasks effectively is also crucial for success.
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  • 3 - 9 yrs
  • 5.0 Lac/Yr
  • Delhi
Insurance Sales Manager Insurance Sales Executive Insurance Sales BFSI Walk in
Should be Graduate with minimum 3 years experience in Life Insurance / General Insurance / Health Insurance industry.Should have handled Insurance Sales.Would be responsible for Sales and Business Development of Insurance products.Would be responsible for Retail and Corporate Sales of Insurance products.
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Insurance Sales Executive Jobs For 12th Pass Freshers

RION INSURA INSURANCE BROKING PVT.LTD

  • 0 - 3 yrs
  • 3.0 Lac/Yr
  • Alwar
BPO Voice TELECALLING
As an Insurance Sales Executive in Alwar, your primary role is to promote and sell insurance products to clients. You will work in a team environment, engaging with customers to help them find the best insurance options for their needs. **Key Responsibilities:**- **Client Interaction:** Reach out to potential clients through phone calls, emails, and in-person meetings, providing information about different types of insurance products available.- **Product Knowledge:** Stay updated on various insurance products and their features, helping clients understand the benefits and coverage options.- **Needs Assessment:** Analyze the specific needs of clients and recommend insurance plans that best suit their requirements.- **Sales Presentation:** Create and deliver persuasive sales presentations to clients, highlighting the advantages of the insurance products.- **Paperwork Management:** Assist clients with the completion of necessary documentation and processes to finalize insurance purchases.- **Follow-Up:** Maintain regular contact with clients after sales to ensure satisfaction and address any questions or concerns.**Required Skills and Expectations:**Candidates should possess excellent communication skills, both written and verbal, to effectively engage with clients. A strong customer service orientation is essential for understanding client needs and providing tailored solutions. Basic knowledge of insurance products is beneficial but not mandatory, as training will be provided. A positive attitude and the ability to work in a team are crucial. Candidates should be comfortable in a fast-paced sales environment and be willing to learn and adapt to new challenges.
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Sales Executive || Freshers & Experienced

LIFE WAY SOLUTIONS ADVISORY LLP

  • 0 - 1 yrs
  • 6.5 Lac/Yr
  • Moti Nagar Delhi
Insurance Sales Sales Consulting Lead Generation
CALL CUSTOMERS AND INFORM THEM ABOUT HEALTH INSURANCE TERM INSURANCE(MEDICAL SECURITY,FAMILY PROTECTION,ETC.)SUGGEST SUITABLE INSURANCE PLAN BASED ON THEIR REQUIRMENT.EXPLAIN BENEFITS,PREMIUM AND COVERAGE IN SIMPLE TERM.FOLLOW UP WITH INTRESTED CUSTOMERS.
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  • 0 - 3 yrs
  • 3.5 Lac/Yr
  • Chennai
Field Sales Business Loan Personal Loans Sales Officer Openmarket Field Sales Executive Loan Sales Insurance Sales
Key ResponsibilitiesIdentify and acquire new customers for business loans Micro Business loan, Cow Based loansegment)Conduct field visits, generate leads, and build a strong sales pipelineExplain loan products, eligibility, and documentation requirements to clientsAssist customers through the loan application and approval processMaintain relationships with existing clients for cross-selling and referralsMeet and exceed monthly and quarterly sales targetsCoordinate with internal teams for smooth loan processing and disbursalKeep updated with market trends and competitor offeringsRequirementsIf anyone interested Kindly Contact Me : 7010364128 Thanks & Regards .Abishake S IDFC First Bharat Limited
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Looking For Sales Executive

Prolegion Private Limited

  • 1 - 2 yrs
  • Pune
Lead Generation Insurance Sales Field Sales
Job Description - Sales Executive (Life Insurance) Location: Pune Work mode: OnsiteExperience Required: 6 months to 2 years ATS Link: https://www.prolegion.com/marketplace/03db0e92-92ca-4096-88e8-30358e2a0eb2/sales-executive-(life-insurance)?utm_source=placementindiaAbout the RoleWe are looking for a dynamic and result-driven Sales Executive to join our Life Insurance team. The role involves generating leads, engaging with customers, and driving sales through a mix of tele-calling and field interactionsRoles And Responsibilities: Handling outbound/inbound calls to generate leads Explaining and selling life insurance products to customers 75% work will be tele-calling from office 25% field work (client meetings if required) Understanding customer needs and suggesting suitable policies Follow-ups and closure of leads within timelines Coordinating with internal teams for documentation Requirements: Good communication and convincing skills Comfortable with telecalling and field work Experience in insurance/Any sales will be preferred Note:1. Applications will only be accepted through the ATS link provided above. Profiles shared through other means will not be considered.2. Prolegion does not charge any fee from candidates at any stage. If anyone approaches you for money in exchange for this opportunity, treat it as fraud and report it to us immediately.
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Looking For Tele Sales Officer

Shivay HR Consulting

  • 1 - 6 yrs
  • 3.3 Lac/Yr
  • Delhi
Insurance Sales Telecalling Executive Telesales Executive Telesales Officer Telesales Representative Walk in
TELESALES EXECUTIVE :JOB LOCATION : ROHINI - NORTH DELHIWould be responsible for :1. Generate leads through telecalling.2. Follow-ups with the interested Clients.3. Visit the clients in case of Lead generation4. Should be able to explain the Insurance products properly over Call.5. Maintaining the Calling and follow-up data.
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Insurance Sales Telecalling Executive Telesales Executive Telesales Officer Telesales Representative Walk in
TELESALES EXECUTIVE :JOB LOCATION : ROHINI - NORTH DELHIWould be responsible for :1. Generate leads through telecalling.2. Follow-ups with the interested Clients.3. Visit the clients in case of Lead generation4. Should be able to explain the Insurance products properly over Call.5. Maintaining the Calling and follow-up data.
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Insurance Sales Manager Insurance Sales Executive Insurance Sales BFSI Walk in
Should be Graduate with minimum 3 years experience in Life Insurance / General Insurance / Health Insurance industry.Should have handled Insurance Sales.Would be responsible for Sales and Business Development of Insurance products.Would be responsible for Retail and Corporate Sales of Insurance products.
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  • 0 - 3 yrs
  • 3.3 Lac/Yr
  • Kirti Nagar Delhi
Marketing Insurance Sales Insurance Health Insurance Life Insurance Sales
We are Looking for a Dedicated Insurance Consultant to Join Our Team from a Work-from-home Setting. in this Part-time Role, You Will Assist Clients in Understanding Their Insurance Needs and Provide Guidance On Various Foreign Trip Banker Student Retired Bussinessman also can Join.
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  • 0 - 3 yrs
  • 3.3 Lac/Yr
  • Moti Nagar Delhi
Insurance Sales Insurance Marketing Insurance Life Insurance
As a Life Insurance Advisor, you will help individuals and families understand their life insurance needs and provide them with suitable options to secure their financial future. This part-time role offers the flexibility to work from home while making a meaningful impact on people's lives.**Key Responsibilities:**- **Client Consultation:** Meet with clients to assess their insurance needs and explain policy options, ensuring they make informed decisions.- **Product Knowledge:** Stay updated on various life insurance products and policies, enabling you to offer accurate information and tailored recommendations.- **Sales Support:** Assist clients through the application process, guiding them at every step to ensure a smooth experience.- **Relationship Building:** Establish and maintain strong relationships with clients to instill trust and encourage referrals.- **Market Research:** Monitor trends in the life insurance market to identify potential sales opportunities and develop appropriate strategies.**Required Skills and Expectations:**Candidates should possess excellent communication and interpersonal skills to effectively interact with clients. A basic understanding of financial principles is beneficial. Strong organizational skills are essential to manage appointments and documentation efficiently. A willingness to learn about life insurance products and sales techniques is crucial for success in this role. Candidates should be self-motivated, proactive, and capable of working independently. A minimum education level of 12th pass is required, and prior experience is not mandatory; beginners are encouraged to apply.
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