Bancassurance Life InsuranceSales ProcessCustomer RelationshipAgency ChannelDirect Channel
Key Accountabilities 1. Sales: Accept leads generated from in-branch lead generators as well as warm leads provided by the bank from the database as well as generate own leads. Make appointments, explore the customers financial needs in life-related investment and insurance needs areas, select appropriate product to meet these needs from the companys product range, gain customer agreement to purchase, accurately complete sales documentation.2. Incentive programs: Cascade the incentive programs & ensure complete success in implementation of the same3. Sales completion process: Responsible for sales completion by facilitating completion of medical reports & ensuring prompt issue of policy document4. Cross Sell/ Up-Sell: Build a good customer base in order to explore opportunities to cross-sell & up-sell, Obtain referral to further prospects where appropriate.5. Relationship Building: Build long term relationship with the bank staff & clients by responding appropriately to all bank/client queries either directly received or forwarded by the service company. 6. Customer Relationship Management: Arrange meetings of banks branch managers & staff with existing clients at least once a year, acknowledging birthdays & anniversaries to review their financial circumstances & life insurance needs as well as to obtain referrals to further prospects.7. After Sales Service: Accept & follow up on suggestions, request & complaints received from clients, ensure claim requests are serviced8. Performance review: Proactively ensure performance review by submitting various sales reports as per agreed frequencies in order to ensure performance targets are achieved & exceeded, ensure meetings with manager to agree on targets & to review performance. 9. Supporting colleagues & bank sales team: Support other Relationship Managers and the bank sales team requested by the sales manager by coaching them in company knowledge, accompanying them on client visits.
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Direct Marketing Business DevelopmentChannel SalesChannel ManagementDirect Sales
Develop new business and long term account opportunities through prospecting using a variety of lead generation methodsTravel to customer sites and trade shows to promote the company's products and servicesComplete RFP's and preparation of commercial proposalsFollow up on submissions, negotiate and close business.Present product/services matching the prospect needsDevelop a sales pipeline and update sales progress status on a regular basis.Required Candidate profileRequired Candidate profileQualifications & SkillsGraduate, MBA preferredAt least 3+ years of sales experience selling software as a service and consistently achieved/exceeded sales targetsThorough understanding/appreciation of software product salesMust be extremely effective at initiating high-level contacts in accounts and have strong presentation skills to close the saleAbility to generate leads and build a business in a wide-open marketExcellent verbal and written English communication skillsSelf-starter, goal-oriented, and able to work independently to meet company objectives