BFSI Job Vacancies in Nagpur

Job Title: Relationship Officer MSME / LAP / Housing LoanDepartment: Sales AssetsFunction: MSME / Loan Against Property / Housing LoanGrade: Executive / Senior Executive / Assistant Manager ILocation: As per branch requirementReporting To: Sales ManagerJob SummaryThe Relationship Officer will be responsible for quality customer acquisition as per the product bouquet of the business. The role requires strict adherence to bank processes and policies while maintaining strong customer relationships and coordination with internal teams.Key ResponsibilitiesSource loan clients in line with business plans and monthly targets.Handle Direct Market Sourcing (DST model).Manage MSME Loans, Loan Against Property (LAP), and Housing Loan products.Ensure proper documentation and file processing.Maintain strict credit discipline and ensure zero default in recovery.Monitor loan portfolio through utilization checks and regular visits.Ensure compliance with policies, procedures, and practices.Maintain accurate and timely reporting.Address customer queries and ensure customer satisfaction.Complete loan contracts by explaining terms, collecting signatures, and processing required formalities.Perform any additional tasks assigned by management.Eligibility CriteriaFor RO MSME / LAPMinimum 1 year experience in MSME Loan / Loan Against Property (LAP).Must have experience in secured business loans.Exposure to Affordable MSME / Affordable LAP is mandatory.Experience in Direct Market Sourcing required.For RO Housing LoanMinimum 1 year experience in Housing Loan / Mortgage Loan (secured).Exposure to Affordable Housing Loan segment is mandatory.Experience in Direct Market Sourcing required.Important NotesAvoid candidates from Personal Loan, Credit Card, Fresher, or Unsecured Loan background.Minimum 1 year relevant experience with proper relieving letter required.Employment gap should not exceed 4 months.Candidate must join at similar CTC.Maximum age: 30 years.CIBIL score should be 700 or above.Salary & BenefitsSalary up to 25,000 per month (based on experience and last CTC).Fuel AllowanceMediclaimTerm InsuranceQualificationGraduate in any stream (mandatory).23 years relevant experience in BFSI domain preferred.Documents Required at InterviewAadhaar Card & PAN Card copyLast 3 months payslips / latest increment letterOffer letter of current organizationExperience letter & relieving letter of previous organization

We Have Opening In HDFC Sales Pvt. Ltd.,Position Available is Home loan Sales Officer and loan officer.Job Description:HDFC Sales Private Limited is a wholly owned subsidiary of HDFC Bank,offering financial management solutions to individuals and corporations.It focuses on areas like mortgages, life and general insurance, and other financial products.Established in 2004, HDFC Sales has grown to over 380 locations across IndiaA home loan, also known as a mortgage, is a type of secured loan used to finance the purchase, construction, or improvement of a propertyHDFC Bank offers home loan interest rates starting at 8.45% p.a. The interest rate can vary based on the type of loan, loan amountWork :Key responsibilities include identifying potential clients, explaining loan options, and managing the loan application process from start to finish.For ex: You can generate the leads in Builders, Real Estate Agents, Property Broker, Direct Selling Agents Etc.Note: Graduation Mandatory

Profile- Sales Officer- Home Loan1. Selling Home Loan to the customers by going into the market catchment area.2. Cross selling different products like other loans & Insurances for incentives.100% Field workOpen Market Sourcing

Hiring Relationship Manager for Leading Life Insurance.Lead Conversion: Proactively engage with leads generated through various channels, including but not limited to, digital marketing, referrals, and walk-ins. Build and nurture strong relationships with potential clients to understand their insurance needs and provide customized solutions. Present and explain insurance products effectively, addressing any concerns and objections to facilitate lead conversion. Collaborate with the sales and marketing teams to implement strategies for lead generation and conversion. Insurance Policy Issuance: Guide clients through the application and underwriting process, ensuring all necessary documentation is completed accurately and efficiently. Collaborate with underwriting and processing teams to expedite policy issuance while maintaining a high standard of accuracy. Keep clients informed about the status of their applications and provide timely updates throughout the issuance process. Customer Service: Serve as a primary point of contact for existing clients, addressing inquiries, concerns, and policy-related questions promptly and professionally. Conduct regular follow-ups with clients to assess satisfaction, identify additional needs, and explore opportunities for upselling or cross-selling. Collaborate with the customer service team to enhance overall customer experience and resolve issues in a timely manner. Relationship Building: Develop and maintain strong relationships with clients to foster long-term loyalty and retention. Attend networking events, conferences, and other industry gatherings to expand the company's network and generate potential leads.

-Recruiting, training, & motivating agents.-Build & maintain strong, long-term relationships with agents.-Develop & maintain strong relationships with new & existing agents.-Providing continuous support and guidance to drive sales and performance.

To plan and achieve business targets in the area of productivity, new premium, persistency, agent activation etc. Take responsibility for scanning the market for emerging opportunities. To devise and implement sales strategy to promote the productivity of the field force. To promote customer-centric culture among both staff and field force.Job Profile Key Responsibilities: Responsible for quality team development and playing an important role in expanding the market Building Distribution Network: Build a robust and profitable distribution network of Advisors & FLS. Productivity & Activation: To manage productivity and activation of the Advisors within the team. To promote productivity of the field force. Establish good working habits for the force, undertake productivity improvement drives, organize specialized training programs. Recruitment of Advisors to ensure growth and productivity. Responsible for increasing share of business by offering entire range of products by achieving Monthly, Quarterly and Annual target. Managing product mix, persistency, Lead Conversion% etc Managing accurate maintenance & updating database. Achieving goal sheet & contest achievement on weekly basis. Candidate should have a minimum of 1 year of experience in any Field / Banking / Insurance/- Direct channel (Life Insurance) experience preferable

Job descriptionAchieving business goals and revenue target. Overseeing operations, managing budget, and setting performance objective. Training, and supporting managers as well as conducting regular performance appraisals. Developing and implementing businessRequired Candidate profile-Proven work experience as a Sales Manager, Area Manager-Ability to measure and analyze key performance indicator-Ability to lead, motivate sales team, communication skill, problem-solving attitude

Responsible for preparing and maintaining insurance policy records. Also handled the tasks of checking premium records on a regular basis Assisted Insurance sales team in achieving monthly sales target.Bancassurance JD :Life insurance sales through assigned Bank Branches.Coordinating between Bank and company from Lead generation to policy conversion.Follow up with Operations of Banks.To build mutually beneficial relationships with Bank and help in acquisition of clients.Customer Requirement Gathering and Analysis for better product pitching.Handling Objections and grievances and providing them with timely solutions.Guiding / mentoring new team members with required deliverable and company values.Required Skills:Excellent communication skills.Should be sales driven.High level of energy.Develop various sources of agent hiring & build a team of agent & agent pipe line- Conduct activity to enhance existing agent footfall to generate fresh referral for new agent hiring- Development of agent prospecting habits, calling habits and work habits- Work with agent on planning and reviewing of activities and goals- Identify the training needs of the agent and work with Trainers to improve the same- Meet Business Targets