Credit Assistant

Spandana Sphoorty Financial Ltd

Responsibilities

Evaluate credit worthiness by processing loan applications and documentation within specified limits

Interview applicants to determine financial eligibility and feasibility of granting loans

Determine all applicable ratios and metrics and set up debt payment plans

Communicate with clients either to request or to provide information

Justify decisions (approvals/rejections) and report on them

Complete loan contracts and counsel clients on policies and restrictions

Update job knowledge on types of loans and other financial services

Maintain and update account records

Assess customer needs, explore all options and introduce different types of loans

Develop referral networks, suggest alternate channels and cross-sell products and services to accomplish quotas

Go the extra mile to build trust relationships, customer loyalty and satisfaction throughout the underwriting process

perate in compliance with laws and regulations and adhere to lending compliance guidelines

Experience : 0 - 1 Years

No. of Openings : 10

Education : Higher Secondary, Secondary School

Role : Credit Assistant

Industry Type : Banking / Financial Services / Stock Broking

Gender : Male

Job Country : India