Business Loan Working Capital ManagementBusiness Banking Relationship ManagerBFSINew Client Acquisition
1. Acquire new clients and manage existing clients portfolio of Business Banking department. Monitor the portfolio closely and ensure book size, fee income, delinquency containment targets are met. Regular visits to customer to understand and explore additional funding requirement.2. Use credit knowledge and knowledge of various products for deal structuring. Use Knowledge of market in order to acquire new clients and manage existing clients.3. Increase wallet share of customer by cross selling retail asset products to the customer. Ensure stability of income through various revenue lines and explore avenues for new income generation from existing as well as new clients.4. Ensure the portfolio health through timely servicing of dues /overdues ; timely renewals , stock statement submission, insurance submission, monitoring Out Of Order. Manage the portfolio hygiene items to ensure closure of deferrals and post disbursal document submission within approved TAT.5. Regularly interact and visit customer to ensure timely service delivery and delight. Onboard customer to various digital, alternate channels for ease of transaction. Act as a one point contact for all client queries / concerns related to BBG products.6. Regularly visit assigned branches and train the branch staff on eligible, qualified lead generation for BBG products. Be in constant touch with branch staff to appraise them of the case status and support for quick decisioning.
Work Experience: Candidates must have 2+ years of experience in business modelling andvaluation roles, commercial advisory, bid document preparation, and PPP, strategy. Must knowthe areas of project proposals, project finance management, and all the financialaccountabilities related to multiple projects.Roles and Responsibilities: Preparing financial models in Excel, and performing financial assessments of projects, assets/companies. Perform market and commercial research or assessment of businesses Preparing valuation models Project Financing Prepare financial models for several projects to deliver cash flow forecasts, scenario analyses, risk assessments, and return analyses. To compile and prepare cost and performance reports as per Indian GAAP, cost-benefitanalysis, and critical analysis of cost reports, recommending necessary corrective actions. Analyze bidding documents, draft business proposals, and prepare bid documents Bid process managementSkills Required Have strong knowledge of financial modelling, capable of building sophisticated project finance economic models from scratch. Strong analytical and problem-solving skills. Excellent written and verbal communication skills. Ability to work independently and in a team environment. Possess organizational skills for document control and file management