Job Title: Executive / Senior Executive - Repo Resale & Hard Bucket Collections Location: Agra Kanpur Bangalore Mumbai Delhi NCR ( Delhi East/ Noida) Role Purpose: This role sits at the intersection of collections and asset monetization, responsible for driving recoveries from hard bucket accounts (90+ DPD) and ensuring efficient resale of repossessed vehicles through self-sourced channels. The role demands a strong field mindset, negotiation skills, and the ability to convert repossessed inventory into realized cash flows quickly. Key Responsibilities 1. Hard Bucket Collections (Primary) Manage 90+ DPD delinquent accounts Drive resolution through follow-ups, settlements, and repossession Ensure monthly recovery targets are met 2. Repossession & Coordination Execute vehicle repossession in coordination with internal teams Ensure proper documentation, compliance, and asset tracking Maintain control over yard inventory 3. Repo Resale (Self-Sourcing Focus) Drive end-to-end resale of repossessed vehicles (3W / CV / EV) Build and manage a network of buyers (dealers, brokers, aggregators) Reduce dependency on auctions through direct liquidation Negotiate pricing to maximize recovery value 4. Inventory & Liquidation Management Monitor repo inventory ageing and movement Ensure faster turnaround and minimal holding cost Track realization vs expected value 5. Market Intelligence Stay updated on used vehicle pricing trends (especially 3W/CV/EV segment) Provide inputs on resale value and liquidation strategies Eligibility Criteria Experience: 3-6 years in collections / repo resale / CV financing Product Exposure: Commercial Vehicles (mandatory) Exposure to 3W / EV financing preferred Education: Graduate (any discipline) Preferred Background Candidates from leading NBFCs / EV ecosystem such as: Shriram Finance Limited Cholamandalam Investment and Finance Company Limited Turno Vidyut Key Skills Hard bucket collections (90+ DPD) Repo handling & resale Strong negotiation and closure skills Dealer / broker network (added advantage) Field execution & ownership mindset Compensation As per Industry norms. Incentives: Performance-linked (recovery & resale efficiency) What Were Looking For: Candidates who can own recovery like a business Ability to self-source buyers and close deals independently Strong on-ground execution capability What We Will Not Consider: Frequent job switchers (