Regulatory Analyst Jobs

Position: Senior Credit Analyst / Credit Risk AnalystExperience: 8+ YearsLocation: Bengaluru, KarnatakaEmployment Type: Full-timeJob DescriptionTalent Zone Consultants is seeking an experienced Senior Credit Analyst for a leading BFSI organization in Bengaluru. The candidate will be responsible for conducting comprehensive credit assessments, evaluating the financial strength and creditworthiness of corporate/financial-institution clients, preparing credit appraisal and risk reports, monitoring portfolios, and providing well-reasoned credit recommendations.Key ResponsibilitiesConduct detailed credit assessment of corporate clients, financial institutions, NBFCs or other assigned portfolios.Analyse balance sheets, profit & loss statements, cash flows, capital structures and financial ratios.Prepare Credit Appraisal Memorandums (CAMs), credit notes, risk assessment reports and credit recommendations.Evaluate business models, industry risks, management quality, repayment capacity and overall creditworthiness.Perform financial modelling, cash-flow forecasting, sensitivity analysis and stress testing.Assess leverage, DSCR, EBITDA, working capital, liquidity and other key credit metrics.Conduct industry research, peer benchmarking and economic analysis to identify emerging credit risks.Recommend appropriate credit limits, lending structures, covenants and risk mitigants.Monitor existing portfolios, covenant compliance, financial performance and early-warning indicators.Review waivers, amendments, renewals and restructuring proposals where required.Ensure credit decisions comply with internal credit policies, risk appetite and applicable regulatory requirements.Work closely with Relationship Managers, Credit Risk, Legal, Operations and senior management.Present credit recommendations and risk findings to senior stakeholders/credit committees.Mentor junior credit analysts and review the quality of their credit deliverables.Identify opportunities for process improvement, automation and enhanced credit-risk reporting.Candidate Profile8+ years of relevant experience in credit analysis, credit underwriting, corporate banking, NBFC, financial institutions, structured lending or credit risk.Bachelor's/Master's degree in Finance, Commerce, Accounting, Economics or Business Administration.CA / MBA Finance / CFA / FRM preferred.Strong experience in corporate/non-retail credit analysis and underwriting.Excellent understanding of financial statements, accounting principles and credit-risk methodologies.Proven experience preparing credit appraisal notes and making independent credit recommendations.Strong stakeholder-management and team-mentoring capabilities.Ability to independently handle complex credit cases and work under strict timelines.

Job Purpose:To be arrived at as a summation, during the course of the interview and validated by the respondent (role holder/manager/direct report)Responsible and co-ordinate with Team for timely delivery of Financials reporting requirements, Finance and Treasury related works, Co-ordinate with Auditors, Analysis of overheads for cost reduction initiatives. To Act as a second line executive for Department Head.Challenges: Job requires continuous and seamless co-ordination with internal and external chains to ensure timely delivery financial statements. Job requires continuous updation of regulatory announcements, circulars, etc., to ensure statutory compliance of Direct Tax, SEBI, Ministry of Corporate Affairs, ICAI Accounting Standards etc., Job calls for analysis of costs including overheads and aid management for cost reduction initiatives. Job also involves managing Finance Department in the absence of Department Head.Interested Candidates contact:9385357694

Hiring for 10 Business loan Jobs in Satna, with minimum 3 Years Experience,Required Educational Qualification is : B.Com, M.C.A, M.B.A/PGDM, M.Com with Good knowledge in Financial Inclusion, Credit Policy, Mortgage Analyst, Regulatory Compliance, Communication, Analytical Skills, Problem Solving, Time Management, Interpersonal Skills, Business Development, Marketing etc.

After 45 days of free training (technical) followed by 15 days (non technical), candidates can be placed in pharma company. During training candidate need to take care of living expenses including food accomodation and local travel.

Skill Set for QA Manager (Pharmaceutical Company)1. Technical Knowledge: Good Manufacturing Practices (GMP): Comprehensive understanding of GMP regulations and guidelines. Regulatory Compliance: Knowledge of regulatory requirements and standards (e.g., FDA, EMA). Quality Control (QC) Processes: Proficiency in developing and implementing QC tests and procedures. Validation and Qualification: Expertise in validation processes (e.g., equipment, process, cleaning validation). Documentation: Ability to maintain accurate and thorough QA documentation, including SOPs and batch records.2. Analytical and Problem-Solving Skills: Root Cause Analysis: Ability to conduct thorough investigations to identify the root cause of quality issues. Risk Management: Proficiency in risk assessment and management techniques. Data Analysis: Strong skills in analyzing QC test results and other data to make informed decisions.3. Leadership and Management: Team Leadership: Ability to lead, mentor, and develop a QA team effectively. Project Management: Skills in managing projects, timelines, and resources efficiently. Decision-Making: Capable of making sound decisions under pressure and in a timely manner.4. Communication and Interpersonal Skills: Written Communication: Strong skills in writing reports, SOPs, and other QA documentation. Verbal Communication: Effective communication skills for presentations and interactions with regulatory bodies, management, and cross-functional teams. Interpersonal Skills: Ability to build and maintain positive relationships with colleagues, regulatory authorities, and other stakeholders.5. Attention to Detail: Accuracy: Ensuring all QA activities and documentation are accurate and precise. Thoroughness: A meticulous approach to quality checks, audits, and compliance activities.6. Continuous Improvement: Innovation: Ability to identify areas for improvement and implement innovative solutions. Best Practices: Keeping

As a Chartered Accountant (CA), you will play a pivotal role in financial management, regulatorycompliance, and strategic decision-making. Leveraging your expertise in banking, financial projections,RBI and NBFC filings, and investment banking, you will support the organization in achieving itsfinancial objectives and maintaining regulatory compliance. Oversee financial planning, budgeting, and forecasting activities to support strategic decisionmaking and ensure financial stability. Conduct financial analysis, identify key financial metrics, and provide insights to seniormanagement for performance improvement. Liaise with banks and financial institutions, managing relationships and coordinating bankingactivities. Facilitate fund management, credit facilities, and other banking transactions to optimizefinancial resources. Provide support in investment banking activities, including financial modeling, projections,valuation, and due diligence. Assist in evaluating potential investment opportunities, conducting market research, andpreparing investment proposals. Ensure compliance with regulatory requirements, including RBI guidelines and NBFC filings. Stay updated on regulatory changes and assess their impact on the organization's operationsand financial reporting. Manage multiple projects concurrently, from inception to completion, ensuring timely deliveryand adherence to project objectives. Coordinate with internal teams and external stakeholders to drive project execution and achievedesired outcomes. Monitor cash flow, liquidity, and working capital management to optimize financial resources. Prepare and analyze financial statements, including balance sheets, income statements, andcash flow statements.

Acquire New-to-Bank business banking accounts with focus on Premium CA, CMS products(POS, QR, IPG, API), TFX, SA, Working Capital Finance and Retail Assets. Develop new high net-worth customer relationships for retail liabilities & assets, Target Small and Medium Enterprises with sales turnover above 2Cr, and CASA float above5lac. Build a strong portfolio of PCA, EXIM clients with focus on client profitability. Acquire and build a portfolio of Premium Current Accounts and EXIM clients and grow themthrough multiple business banking products / cross sell. Identification and development of new business segments and geographical areas to generatebusiness opportunities. Enrich relationships and garner higher wallet share through customer engagement activitiesand increase customer stickiness by providing Corporate banking products like Tax payment,Internet banking, Trade products, CMS etc Working in a dynamic and fast paced environment with cross-functional teams to design,collaborate and provide tailored solutions for customer needs. Responsible for achieving the allocated targets pertaining to CA productivity and fee incomethrough Trade & Fx, Debit cards and CMS. Ownership of self-acquired product portfolio, pricing, revenues (including fee) Maintain working knowledge of the local market, its trends, its potential, competitors, premiereservice providers etc. Act in accordance with all regulatory, compliance and KYC policies (both internal and external) Record and track all engagement activities through the CRM system.

Job Description: Manager AccountsJob Location: Malad - MumbaiExperience: 2+ yearsA Chartered Accountant (CA) in the Merchant Banking division plays a crucial role in financial transactions, advisory services, and strategic financial planning. The responsibilities and job description for a CA in the Merchant Banking division may include the following:1Financial Analysis:Conduct financial analysis of companies, industries, and market trends to assess investment opportunities and risks.Evaluate financial statements, cash flow projections, and other financial data to make informed investment recommendations.-Due Diligence:Perform due diligence on potential investment opportunities, including reviewing legal documents, contracts, and other relevant information.Identify and assess potential risks associated with investment transactions.-Valuation:Conduct business valuation using various methods such as discounted cash flow (DCF), comparable company analysis (CCA), and precedent transactions.Provide valuation reports and recommendations to support investment decisions.-Regulatory Compliance:Stay updated on relevant financial regulations and ensure compliance with regulatory requirements.Work closely with legal teams to navigate regulatory frameworks and ensure adherence to applicable laws.-Deal Structuring:Assist in structuring financial deals, mergers, acquisitions, and other transactions to optimize financial outcomes.Collaborate with other departments to ensure that the structure aligns with the organization's overall strategy.-Financial Modeling:Develop and maintain complex financial models to support investment decision-making.Analyze different financial scenarios and provide insights into the potential impact on investment outcomes.-Client Relationship Management:Build and maintain strong relationships with clients, providing them with financial advice and updates on market trends.Act as a trusted advisor to clients,

The person should have 3+ years of proven experience as a Business AnalystThe person must understand and have prior experience with the Agile Way of workKnowledge in JIRA/CONFLUENCEThe person must have prior experience working on a Core Banking productMust have experience dealing with banking clients and must be able to convert their needs into workable functional requirementsExcellent spoken and written communication skills (English).