Financial Risk Management Jobs

Position: Senior Credit Analyst / Credit Risk AnalystExperience: 8+ YearsLocation: Bengaluru, KarnatakaEmployment Type: Full-timeJob DescriptionTalent Zone Consultants is seeking an experienced Senior Credit Analyst for a leading BFSI organization in Bengaluru. The candidate will be responsible for conducting comprehensive credit assessments, evaluating the financial strength and creditworthiness of corporate/financial-institution clients, preparing credit appraisal and risk reports, monitoring portfolios, and providing well-reasoned credit recommendations.Key ResponsibilitiesConduct detailed credit assessment of corporate clients, financial institutions, NBFCs or other assigned portfolios.Analyse balance sheets, profit & loss statements, cash flows, capital structures and financial ratios.Prepare Credit Appraisal Memorandums (CAMs), credit notes, risk assessment reports and credit recommendations.Evaluate business models, industry risks, management quality, repayment capacity and overall creditworthiness.Perform financial modelling, cash-flow forecasting, sensitivity analysis and stress testing.Assess leverage, DSCR, EBITDA, working capital, liquidity and other key credit metrics.Conduct industry research, peer benchmarking and economic analysis to identify emerging credit risks.Recommend appropriate credit limits, lending structures, covenants and risk mitigants.Monitor existing portfolios, covenant compliance, financial performance and early-warning indicators.Review waivers, amendments, renewals and restructuring proposals where required.Ensure credit decisions comply with internal credit policies, risk appetite and applicable regulatory requirements.Work closely with Relationship Managers, Credit Risk, Legal, Operations and senior management.Present credit recommendations and risk findings to senior stakeholders/credit committees.Mentor junior credit analysts and review the quality of their credit deliverables.Identify opportunities for process improvement, automation and enhanced credit-risk reporting.Candidate Profile8+ years of relevant experience in credit analysis, credit underwriting, corporate banking, NBFC, financial institutions, structured lending or credit risk.Bachelor's/Master's degree in Finance, Commerce, Accounting, Economics or Business Administration.CA / MBA Finance / CFA / FRM preferred.Strong experience in corporate/non-retail credit analysis and underwriting.Excellent understanding of financial statements, accounting principles and credit-risk methodologies.Proven experience preparing credit appraisal notes and making independent credit recommendations.Strong stakeholder-management and team-mentoring capabilities.Ability to independently handle complex credit cases and work under strict timelines.

Key ResponsibilitiesManage day-to-day accounting transactions and bookkeeping activities.Prepare monthly, quarterly, and annual financial reports.Handle accounts payable, accounts receivable, and bank reconciliations.Monitor cash flow and maintain financial records accurately.Prepare and file GST, TDS, and other statutory returns.Assist in budgeting, forecasting, and financial analysis.Coordinate with auditors during internal and statutory audits.Verify invoices, payment vouchers, and expense statements.Ensure compliance with company policies and accounting regulations.Support management with MIS reports and financial insights.

Finance Manager - Automobile DealershipLocation: Kundalahalli, Bengaluru (near ITPL Main Road/AECS Layout, Opp. Brookefield)Candidates must reside within 10 KM of office, or be open to relocating nearbyExperience: 10-15 YearsSalary: INR 12,00,000 - 15,00,000 per annumNotice Period: Immediate joiners onlyWe're hiring a Finance Manager to manage the complete financial operations of an automobile dealership - budgeting, financial reporting, cash flow, compliance, and coordination with banks and OEM partners.What you'll do:Prepare and monitor monthly, quarterly & annual financial statementsManage cash flow, working capital & banking transactionsTrack dealership profitability across sales, service & spare parts departmentsPrepare annual budgets and forecasts; analyze budget vs. actual variancesManage GST filings, TDS compliance & statutory returnsCoordinate with auditors, tax consultants & regulatory authoritiesEnsure OEM financial reporting complianceOversee vehicle inventory financing, stock reconciliation & retail finance coordination with banks/NBFCsTrack dealer incentives, claims & reimbursements from OEMsImplement internal financial controls, conduct internal & stock auditsSupervise and train the accounts & finance teamMust-haves:10-15 years in finance/accounting, preferably in automobile dealership or automotive industryCA / CMA / MBA Finance / M.Com / B.Com (CA preferred)Hands-on experience in OEM reportingRetail finance coordination experience with banks/NBFCs for customer vehicle loansStrong experience in budgeting, forecasting & compliance (GST, TDS, audits)ERP/accounting software experience - Tally, SAP, or DMSExperience with brands like Toyota, KIA, Hyundai, Tata Motors, Mahindra, Volvo, or luxury automobile brands preferredInterview process: 3 rounds (first 2 F2F/virtual, final round F2F only)Apply now: hiring@adihrconsulting.com WhatsApp/Call: +91 90388 85888Screening questions:Do you have experience in OEM reporting? Please specify.Do you have experience in retail finance coordination with banks/NBFCs for customer vehicle loans?Do you have experience handling budgeting, forecasting, and compliance (GST, TDS, audits)?Total years of experience handling finance operations specifically in an automobile dealership (minimum 10 years required)?Which automobile brand(s)/dealership(s) have you worked with?Current location - are you within 10 KM of Kundalahalli, Bengaluru, or open to relocating?Updated CV, Current & Expected CTC, Current location, DOB and notice period?

We are seeking a knowledgeable Product Advisor to join our team in Anpara Sonbhadra. The ideal candidate will possess 5 to 11 years of experience and a diploma in a relevant field. This role involves guiding customers through our product range, ensuring they find the right solutions for their needs.Key Responsibilities:- Customer Consultation: Engage with customers to understand their needs and provide tailored recommendations on our products.- Product Knowledge: Maintain up-to-date knowledge of our product offerings, features, and benefits to effectively educate customers.- Sales Support: Assist the sales team by providing product expertise during customer interactions, ensuring a seamless buying experience.- Feedback Gathering: Collect and relay customer feedback to help improve product offerings and service quality.- Training and Development: Share best practices and insights with junior team members, fostering a collaborative learning environment.Required Skills and Expectations:Candidates should possess strong communication skills, enabling them to clearly explain product features. A deep understanding of the industry and market trends is essential to advise customers effectively. Strong problem-solving abilities will help in addressing customer queries and concerns. Additionally, the role demands attention to detail and a customer-first attitude, ensuring that customer satisfaction remains a priority. A proven track record in a product advisory role or related function is highly desirable, as is the ability to work effectively in a team-oriented environment.

We are seeking a Commercial Manager to join our team in the Peenya Industrial Area, ideal for candidates with 2 to 3 years of experience in a relevant field. The role is designed for male candidates, and it allows for a work-from-home setup.**Key Responsibilities:**- **Market Analysis:** Conduct thorough market research to identify new business opportunities, helping the company make informed decisions.- **Client Management:** Build and maintain strong relationships with clients to understand their needs and ensure their satisfaction, which will facilitate repeat business.- **Sales Strategy Development:** Develop and implement effective sales strategies that align with company goals, enhancing overall market competitiveness.- **Financial Oversight:** Monitor and manage the budget and financial forecasts, ensuring the company stays profitable and all expenses are justified.- **Reporting:** Prepare regular reports on sales performance and market trends for senior management, aiding in strategic planning.**Required Skills and Expectations:**Candidates should have a strong foundation in business management, demonstrated through their educational background in fields like B.A., B.Ed., or relevant degrees. Effective communication skills are essential for interacting with clients and team members. The ideal candidate should possess strong analytical skills to assess market trends and data effectively. A proactive approach to problem-solving and the ability to work independently in a remote setting are crucial. Additionally, experience in sales or customer relationship management will be highly regarded.

Job Title: FCRA AccountantLocation: Gadha Village, Chhatarpur, Madhya PradeshExperience Required: 4-7 YearsSalary: Competitive; Based on Experience and Current SalaryDepartment: Finance & AccountsJob SummaryWe are looking for an experienced FCRA Accountant to manage and ensure compliance with Foreign Contribution Regulation Act (FCRA) requirements. The candidate will be responsible for maintaining FCRA accounts, preparing financial reports, ensuring regulatory compliance, and coordinating with auditors and government authorities.Key ResponsibilitiesMaintain books of accounts related to FCRA funds and transactions.Ensure compliance with FCRA regulations, amendments, and reporting requirements.Prepare and file annual FCRA returns and related statutory reports.Monitor utilization of foreign contributions as per approved objectives and guidelines.Reconcile bank accounts, ledgers, and fund utilization statements.Coordinate with internal and external auditors during audits.Maintain proper documentation and records for all foreign contribution receipts and expenditures.Assist management in budgeting, financial planning, and donor reporting.Ensure timely compliance with Income Tax, TDS, GST, and other statutory requirements where applicable.Liaise with banks, government departments, and regulatory authorities on FCRA matters.QualificationsB.Com, M.Com, CA Inter, MBA Finance, or equivalent qualification.Strong knowledge of FCRA regulations, accounting standards, and financial compliance.Experience4-7 years of experience in FCRA accounting, NGO accounting, audit, finance, or compliance functions.Experience working with NGOs, trusts, charitable organizations, or development sector organizations preferred.Required SkillsFCRA Compliance & ReportingFinancial Accounting & BookkeepingAudit CoordinationTally ERP / Tally PrimeMS Excel & Financial ReportingBudgeting & Fund ManagementTaxation & Statutory ComplianceAttention to DetailPreferred Candidate ProfileExperience handling donor-funded projects and foreign contribution accounts.Strong analytical and problem-solving skills.Good communication and documentation abilities.Ability to work independently and manage multiple compliance deadlines.To Apply: 9109997283 HR@bageshwarbalaji.org

We are seeking a Planning Manager with 5 to 11 years of experience to oversee and enhance our project planning processes in Hyderabad. The ideal candidate is a strategic thinker with strong organizational skills who can effectively lead a team and coordinate across departments.Key Responsibilities:1. **Project Planning**: Develop comprehensive project plans that outline timelines, resources, and budgets. Collaborate with stakeholders to ensure alignment with business objectives.2. **Team Leadership**: Supervise and mentor the planning team to improve performance. Encourage collaboration and provide guidance to maximize team effectiveness.3. **Data Analysis**: Analyze historical data and current trends to forecast project requirements. Use insights to support decision-making and identify areas for improvement.4. **Cross-Department Coordination**: Work closely with other departments, such as finance and operations, to ensure that all planning aligns with overall company goals and strategies.5. **Reporting**: Prepare regular reports on project status, resource utilization, and potential risks. Present findings to senior management and recommend actions as needed.Required Skills and Expectations:The ideal candidate should possess a graduate degree with proven experience in project planning and management. Strong analytical skills, proficiency in planning software, and excellent communication skills are essential. The candidate must demonstrate the ability to work independently and as part of a team, adapting to changing priorities effectively. A detail-oriented approach and problem-solving mindset are crucial for success in this role. Additionally, the candidate must be willing to work full-time from the office in Hyderabad.

We are looking for Strategy Specialists to join our dynamic team in Hyderabad. This is a full-time work-from-home position, suitable for candidates with varying levels of experience, from recent graduates to those with up to six years in related roles.**Key Responsibilities:**- **Market Analysis:** Conduct thorough research to understand market trends and customer needs, helping to inform strategic decisions.- **Strategic Development:** Assist in formulating strategies to enhance business performance, focusing on growth and competitive advantage.- **Performance Monitoring:** Analyze the effectiveness of strategies and initiatives, ensuring that objectives are met consistently.- **Collaboration:** Work closely with various departments to align strategies with overall business goals and streamline processes.- **Reporting:** Create detailed reports and presentations that summarize findings and suggest actionable insights for management.**Required Skills and Expectations:**Candidates should have a Masters degree or Post Graduate Diploma in fields such as Business Administration, Law, Architecture, or Technology. Strong analytical skills are essential to evaluate data and develop insights. Excellent communication skills, both written and verbal, are necessary for effective collaboration and presentation. Basic knowledge of strategic planning processes is beneficial, along with a proactive attitude and the ability to work independently. Attention to detail and the ability to manage multiple tasks efficiently are also important for success in this role. We are especially looking for female candidates who are enthusiastic to contribute to our strategic initiatives.

Key Responsibilities:Review contracts after order is finalised, vendors, and subcontractors; manage approvals for shop drawings, budgets, and schedules.Monitor project execution against terms, handle disputes, payments, and variations; coordinate with teams for quality and timely delivery.Conduct risk assessments, ensure adherence to relevant codes and safety standards, and lead meetings with stakeholders for progress reporting.Requirements:Typically requires a B.Tech in Civil/Structural Engineering, 5-8+ years in PEB contracts, expertise in contract law, FIDIC clauses, AutoCAD, and MS Project; strong negotiation and leadership skills preferred.

Recruitment for Export Development Manager.

We are hiring an Equity Manager for our financial advisory firm. The role involves analysing equity markets, providing technical and fundamental research, generating trading and investment recommendations, and managing client portfolios. The candidate will monitor market trends, prepare research reports, guide the advisory team, and ensure effective risk management for clients. The ideal candidate should have strong knowledge of the stock market, analytical skills, and experience in equity research and trading. Relevant experience in financial advisory or investment research and certifications such as NISM will be an added advantage.

We are seeking a strategic and commercially focused Chief Financial Officer (CFO) to lead the financial operations of a media organization. The role involves driving financial strategy across advertising, subscription, licensing, and digital platforms while ensuring strong financial governance and operational efficiency. The CFO will work closely with the CEO and Board of Directors to provide financial insights that support business growth, content investments, and long-term profitability.Key Responsibilities:Develop and implement financial strategies aligned with advertising, subscription, licensing, and digital revenue models to support organizational growthProvide financial insights and strategic recommendations to the CEO and Board of Directors for business expansion and content investment decisionsLead budgeting and forecasting processes across production, programming, marketing, and operational functionsMonitor content production costs and conduct variance analysis to ensure financial discipline and profitability across broadcast, OTT, and digital platformsOversee end-to-end accounting operations including revenue recognition, royalty management, vendor payments, payroll, and financial reportingEnsure preparation and timely submission of monthly, quarterly, and annual financial statements while maintaining compliance with accounting standards and tax regulationsPresent financial performance reports to senior leadership and stakeholders while supporting decision-making through financial analysis and insightsManage internal controls, risk management frameworks, and regulatory compliance including audit coordinationOversee cash flow planning, optimize working capital, and evaluate financial feasibility of major content and digital investment projectsMaintain relationships with financial institutions, investors, and external partners to support funding and financial growth initiativesRequired Skills & Qualifications:Bachelors degree in Finance or Accounting with MBA / CA / CPA preferred8+ years of financial leadership experience preferably in media, entertainment, or digital platform organizationsStrong understanding of media revenue models including advertising, subscriptions, licensing, and digital monetizationExpertise in budgeting, forecasting, financial planning, and project-based accounting practicesStrong knowledge of accounting standards, taxation, financial compliance, and audit processesProven leadership experience managing finance teams and working with executive leadershipExcellent analytical, communication, and stakeholder management skillsAbility to drive strategic financial decisions and manage large-scale financial operations

DescriptionWe are seeking a Finance and Accounts Manager to oversee our financial operations and ensure the integrity of our financial data. The ideal candidate will have a strong background in accounting and finance, with the ability to manage budgets, conduct financial analysis, and support strategic planning.ResponsibilitiesOversee daily financial operations and ensure compliance with accounting policies and regulations.Prepare financial statements, reports, and forecasts to assist in strategic decision-making.Manage accounts payable and receivable, ensuring timely processing of invoices and payments.Conduct budget preparation and variance analysis to monitor financial performance.Collaborate with cross-functional teams to provide financial insights and support business initiatives.Ensure accuracy in financial reporting and maintain proper documentation for audits.

Job Title: Senior Account ExecutiveLocation: Umbargaon, GujratExperience : 4 to 6 YearsRoles & Responsibilities: Manage and oversee all accounts receivable and payable functions, ensuring data is updated promptly and accurately. Prepare and file monthly GST returns (GSTR-1, GSTR-3B) and ensure timely reconciliation of GST input and output. Handle TDS computation, deduction, and filing of quarterly TDS returns (Form 24Q/26Q) as per statutory timelines. Issue invoices, process vendor and client payments, and diligently follow up on overdue accounts to maintain healthy cash flow. Reconcile accounts regularly and resolve any discrepancies or issues that arise. Maintain detailed and organized ledgers for travel expenses, petty cash, and other financial transactions. Assist in preparation of audit schedules and provide necessary support to external auditors during audit processes. Ensure that all audit findings and statutory compliances are addressed and resolved efficiently. Assist the Accounts Manager in daily accounting operations and other ad-hoc financial tasks.Required Qualifications and Skills: Bachelors degree or CA Attempt in Accounting, Finance, or a related field. 4 to 6 years of experience in accounting, preferably with exposure to GST and TDS filings. Strong knowledge of Tally and Microsoft Excel (vlookups, pivot tables, data validation, etc.). Good understanding of basic accounting principles and statutory compliance. High attention to detail, accuracy with numbers, and strong quantitative and analytical skills. Effective communication skills both verbal and written. Ability to work independently and collaboratively within a small team.Job Types: Full-time, PermanentBenefits:Health insuranceProvident FundApplication Question(s):What is your total years of experience ?What is your current in-hand salary ?What is your expected in-hand salary ?Work Location: In person - FactoryPreferred Manufacturing and Engineering Industry only.Company Name - Safety Projects Pvt. Ltd.Share resume at - careers1@safetyprojects.co.inJob Types: Full-time, PermanentBenefits:Health insurancePaid time offProvident FundWork Location: In person

Looking for a male Graduate to join our team as a Branch Service Manager in Khambhat. Key responsibilities include overseeing daily branch operations, managing customer service, resolving client issues, and supervising branch staff. Strong communication, leadership, and problem-solving skills are required. Previous experience is not necessary, as freshers are welcome to apply.

As a Sales Development Manager, you will play a key role in driving the growth of our sales team and expanding our customer base. Your responsibilities will include the following:- **Lead Generation**: Identify and pursue new business opportunities through research and outreach, helping to grow the company's customer list.- **Customer Engagement**: Establish and maintain relationships with potential clients by reaching out through calls, emails, and meetings to understand their needs and introduce our services.- **Sales Strategy Development**: Collaborate with the sales team to create effective strategies that support lead generation and conversion, ensuring alignment with the companys goals.- **Market Analysis**: Conduct research to monitor market trends and competitor activities, providing insights that will inform decision-making and strategy adjustments.- **Performance Tracking**: Monitor and analyze sales metrics to evaluate performance against targets, ensuring continuous improvement of sales processes.Candidates for this position should possess strong communication and interpersonal skills, allowing you to effectively engage with clients. A basic understanding of sales principles and practices is essential. You should be self-motivated, goal-oriented, and capable of working independently in a fast-paced environment. Organizational skills will be crucial to manage multiple leads and tasks efficiently. A degree in fields such as B.A, B.C.A, B.B.A, or related areas will be advantageous, along with a willingness to learn and adapt to evolving market demands.

Position: Senior Relationship Manager Experience: 7+ YearsLocation: Bengaluru, KarnatakaEmployment Type: Full-timeJob DescriptionTalent Zone Consultants is looking for an experienced Senior Relationship Manager for a leading BFSI organization in Bengaluru. The candidate will be responsible for managing and growing an existing client portfolio, acquiring new customers, increasing revenue and wallet share, and providing suitable banking/financial solutions.Key ResponsibilitiesManage and deepen relationships with existing corporate, business, HNI or affluent clients.Identify and acquire new-to-bank customers through market mapping, referrals and networking.Drive revenue, portfolio growth, customer acquisition and wallet-share targets.Understand client business/financial requirements and recommend appropriate banking and financial products.Cross-sell products such as loans, working-capital facilities, trade finance, cash management, insurance, investments and other banking solutions.Develop and execute client acquisition and relationship-growth strategies.Conduct regular client meetings, portfolio reviews and business discussions.Coordinate with Credit, Risk, Product, Operations and Compliance teams to ensure smooth delivery of solutions.Prepare business proposals and support credit appraisal/structuring wherever applicable.Monitor portfolio performance, customer satisfaction and potential business/risk issues.Maintain strong knowledge of market trends, competitor offerings and BFSI products.Ensure adherence to KYC, AML, RBI regulations, internal policies and responsible-sales practices.Maintain accurate customer records, pipeline reports and MIS.Meet and exceed individual and team business targets.Candidate Requirements7+ years of relevant experience in Relationship Management, Corporate Banking, Business Banking, Retail/Commercial Banking, Wealth Management, NBFC or Financial Services.Graduate degree required; MBA/CA preferred for corporate/business banking roles.Proven track record of client acquisition, portfolio growth and revenue generation.Strong understanding of banking products and financial solutions.Experience managing high-value/corporate client relationships preferred.Strong negotiation, presentation and stakeholder-management capabilities.Ability to independently manage targets, client portfolios and business development activities.