Credit Assistant 12th Pass Fresher Jobs in Chennai

Promote and sell TVS Credit Finance to customersIdentify potential customers and generate new leadsExplain loan products, eligibility, and documentation clearlyBuild and maintain good customer relationshipsAchieve monthly sales targets and follow company guidelinesCollect and verify required customer documents

Job Title: Credit Card Sales ExecutiveLocation: In-store (Apollo Pharmacy) + Field SalesCompany: [Hiring through Vendor Apollo Pharmacy Project]Openings: [As per requirement]Job Type: Full-TimeKey Responsibilities:In-Store Sales (Apollo Pharmacy):Engage with pharmacy customers to pitch suitable credit card offeringsExplain card features, eligibility, benefits, and usageCollect and verify customer documents as per KYC normsEnsure visibility of promotional materials and brandingField Sales:Visit residential areas, corporate offices, and local businesses to pitch credit cardsGenerate leads through cold calling, referrals, and walk-insFollow up on leads and close sales within turnaround time (TAT)Operational Tasks:Maintain accurate daily records of interactions and conversionsCoordinate with internal teams for processing and onboardingEnsure compliance with KYC and banking guidelinesKey Requirements:Education: Minimum 12th pass (Graduate preferred)Experience: 6 months to 2 years in credit card or financial salesFreshers with strong communication skills are welcome to applySkills:Strong communication and interpersonal abilitiesGood persuasion and negotiation skillsConfidence in direct sellingGoal-oriented and self-motivatedBasic understanding of financial products and KYC normsCompensation:Fixed Salary: 18,000 24,000 per monthIncentives: Up to 20,000 per month based on performance

Collection of Payments:Collect monthly contributions from chit fund subscribers as per the due date.Maintain accurate records of payments made, including updating collection details in the system.Follow up with subscribers for timely payments, ensuring minimal delays.Customer Relationship Management:Build and maintain strong relationships with subscribers to ensure smooth communication and payment collection.Address subscriber queries and concerns related to the chit fund program.Provide information to subscribers about upcoming payments, chit fund terms, and conditions.Cash Handling:Handle cash, cheque, and digital payments in a secure and accurate manner.Ensure proper documentation for all transactions.Documentation and Reporting:Maintain proper records and reports of all collections, including receipts, payment updates, and defaulters.Report daily collection status to the Collection Manager or Supervisor.Defaulter Management:Identify defaulters and initiate appropriate actions to collect overdue payments.Follow up with subscribers to resolve overdue balances and issue reminders or warnings as needed.Compliance:Ensure all collections are carried out in compliance with company policies and regulatory requirements.Maintain confidentiality of subscriber information and ensure data security.

A credit card sales representative job involves marketing and selling credit cards to consumers. Have to sell Credit card to the customers who are approaching to the bank. (Direct sales inside bank)Engage and educate customers on product usageConvey brand information to customers and respond to questions/inquiries that ariseResponsible for daily/monthly sales targets