Commercial Vehicle Loans Jobs

We are looking for a Credit Underwriter to join our team in Navi Mumbai. The ideal candidate will have 2 to 7 years of experience in credit assessment and analysis. This is a full-time role requiring presence in the office.**Key Responsibilities:**- **Evaluate Credit Applications:** Review loan applications and assess the creditworthiness of individuals or businesses to determine risk levels.- **Analyze Financial Statements:** Examine applicants' financial documents, including income statements and balance sheets, to gauge their financial health and repayment ability.- **Assign Credit Scores:** Use established credit scoring models to assign scores that reflect the risk associated with lending money to applicants.- **Communicate Decisions:** Clearly communicate loan approval or denial decisions to applicants, providing detailed explanations when necessary.- **Maintain Documentation:** Keep thorough records of all assessments and decisions made, ensuring compliance with legal and regulatory standards.- **Collaborate with Teams:** Work closely with sales and risk management teams to help streamline processes and enhance overall efficiency.**Required Skills and Expectations:**Candidates should have strong analytical skills to assess financial data accurately. Proficiency in credit analysis and knowledge of relevant financial regulations are essential. Effective communication skills are crucial for explaining decisions clearly to applicants. Attention to detail is important to ensure accurate evaluations and compliance with standards. The candidate must also have the ability to work independently and manage time effectively within a fast-paced environment. A degree in finance, accounting, or a related field is preferred.

We are looking for an Assistant Sales Manager to oversee and manage sales and collections of Electric Vehicles (EVs) in the specified region. The ASM will be responsible for driving the sales of EVs (primarily 3-wheelers - passenger and loaders), developing and nurturing relationships with customers, and ensuring timely collections of payments.Job Responsibility? Sales & Business Development:o Identify and target potential customers in the assigned area.o Promote and sell Electric Vehicles, including passenger and loader 3-wheelers.o Build relationships with dealers, fleet owners, and corporate clients.o Drive revenue growth through direct sales and partnerships.o Meet or exceed monthly/quarterly sales targets.? Collections & Credit Management:o Ensure timely collections from customers as per the defined credit terms.o Follow up on overdue accounts and resolve payment issues.o Collaborate with the finance team to assess creditworthiness and manage credit limits.o Maintain detailed records of collections and report on outstanding payments.? Market Research & Reporting:o Track market trends, competitor activities, and customer feedback to adapt sales strategies.o Provide regular reports on sales performance, collection updates, and market conditions.o Suggest new sales and promotional strategies to enhance product uptake.? Customer Service & Relationship Management:o Serve as the primary point of contact for all customer queries and concerns.o Provide after-sales support and ensure high levels of customer satisfaction.o Develop long-term relationships with clients and identify cross-selling opportunities.? Team Coordination:o Coordinate with internal teams (Sales, Finance, and Operations) to ensure smooth operationsand successful transactions.o Train and mentor junior sales staff (if applicable).? Enter into and manage partnership and alliances with Vehicle OEMs local officials and their dealers? Hands on, direct sourcing to increase our retail finance share in the local EV market? Manage monthly sales planning with partners and lead funnel? Manage collection processes with partners and collection agencies? Manage soft and hard collections? Ensure fluency in local language, handling local team and clients of the area assignedMandatory:? Proven experience in sales and collections, preferably in the CV industry.? Strong knowledge of Commercial Vehicles, especially 3-wheeler loaders and passenger vehicles.? Excellent negotiation, communication, and interpersonal skills.? Ability to work independently and manage a large area of responsibility.? Strong organizational skills with a focus on meeting deadlines.? Proficiency in Microsoft Office and CRM software.? Willingness to travel extensively within the assigned region.Target Industry: Commercial Vehicle Finance/EV - MandatoryTarget Industry: Commercial Vehicle Finance/EV - MandatoryGender: MaleExperience: 3+ yearsJob Location: ChennaiWorking Days: 6 daysAge: Upto 30 yearsQualification: Graduate/Post GraduateNotice Period: Immediate to 30 days onlyRelocation candidates: No

Job Role and Responsibilities: Structuring solution depending on customers requirement. Engaging with customers to enrich the relationships and provide solutions to meet various needs of the customer. Provide complete and comprehensive information on products, services offered by the Bank and ensure best services are provided to them. Maintaining a high service standard and compliance. Ensure stability of income from existing set of clients and explore avenues for new income generation.Deliverables: Assisting for sales target for the bank. Increase wallet share by cross selling products to the customerKey skills needed Ability to negotiate and interact with people Strong sales and relationship management skills Ability to understand processes and products Basic digital product knowledge. Backend support having basic computer knowledge. Competencies: Passion: (Constantly raises the bar for self & team, has a strong execution bias, takes initiatives even in the face of significant difficulties) Collaboration: (Forges understanding with others and carries others along, considers impact on the organization) Age 18 & above - Below 35 years.

hiring sales officer for used car loans and commercial vehicle loans.

Auto Loan executive officer

Fresher or Sales Exp required in Commercial Vehicle, Two wheeler Sales, Mortagage LoanTwo wheeler is must for this job.

Job Title: Assistant Sales Manager Financial Services - GurgaonJob Responsibility* Enter into and manage partnership and alliances with Vehicle OEMs local officials and their dealers* Hands on, direct sourcing to increase retail finance share in the local EV market* Manage monthly sales planning with partners and lead funnel* Manage collection processes with partners and collection agencies* Manage soft and hard collections* Ensure fluency in local language, handling local team and clients of the area assignedKey Skills:1. You are a proactive and independent person and are looking to take on independent responsibility2. You are good with numbers, have an analytical bent of mind and are curious by nature3. You can work as an independent contributor with little/ no support4. You are looking to join a young firm and believe in our mission (The mission of the company is to be an innovative market maker debt financing venture dedicated towards financing sustainable energy in India and catalysing the industry towards scale.)5. You can converse easily with sales staff and customers in local language as wellMandatory:* Done Retail loan sales and collections for an NBFC for atleast 2 years* Willingness to travel extensively to engage the market* Vehicle finance experience, especially new or used commercial vehicles or two wheelersTarget Industry: Commercial Vehicle Finance/EV - MandatoryGender: MaleExperience: 3 to 7 years of experience in retail lending salesJob Location: GurgaonWorking Days: 6 daysAge: 45 yearsQualification: Graduate/Post GraduateNotice Period: Immediate to 30 days only

As a Commercial Vehicle Loan Sales Executive, you will be responsible for driving sales of commercial vehicle loans in the regions of West Bengal. This is a field sales role that requires a proactive and results-driven individual with a deep understanding of the commercial vehicle finance market. The successful candidate will be tasked with achieving sales targets, building strong relationships, and promoting our loan products.Key Responsibilities:Sales Target Achievement:Customer Acquisition:Loan Product Knowledge:Relationship Management:Documentation and Process:Market Intelligence:Reporting:

Providing a personal loan and overdraft..this is a cold calling...lead generation

We are the Leading dealer of Ashok Leyland in Bihar, need Sales Manager and sales Executives for various locations in Bihar.

hiring sales officer for a bank .Person will be handling used commercial vehicles loans and used car lons.Required minimum 1 year of experience in above products