Pratima Credit Services

Kadru, Ranchi

Pratima Credit Services, founded in 2022 by Mr. Nitesh Kumar Sinha, is a proprietorship consultancy firm offering end-to-end financial solutions for individuals, SMEs, and corporates. Leveraging Mr. Sinhas 23 years of banking expertise across ICICI Bank, Axis Bank, Canara Bank, and State Bank of Indore, the firm blends industry insight with institutional partnerships to address diverse client needs. Services include MSME loan advisory, credit counselling, working capital and term loan solutions, retail loan facilitation (home, vehicle, personal, LAP), trade finance and international banking support, investment options such as mutual funds and NPS, insurance advisory across life, health, and general insurance, and holistic financial planning. By integrating lending, investment, and protection products, Pratima Credit Services positions itself as a trusted one-stop partner for growth, security, and long-term wealth creation.