Kavinath Swaminathan has an impressive background! With his Bachelor of Engineering degree from Sona College of Technology and a Masters in Banking & Finance from Kingston University, he has built a solid foundation in both technical and financial domains. His 12 years of experience in retail banking and credit rating, especially his decade-long focus on corporate credit ratings, must have provided him with deep insights into the financial health and risk profiles of various companies. His unique experience in public finance adds another layer of expertise, making him a well-rounded professional in the field.