1. Work experience as a Credit Manager, Risk Manager ,Credit Analyst similar role.2. Relevant experience in Banking/NBFC /Microfinance3. Solid understanding of lending procedures4. Excellent analytical skills, with the ability to understand Financials , cash flow and Credit parameters5. Credit assessment related experience Retail Loan/Personal Loan /MSME6. Minimum 1 year of experience in relevant field or above7. Candidate based in Chennai