Sales Business DevelopmentCash CollectionRecovery SpecialistLoan Officer
Duties and responsibilitiesStarting business in a new villageVillage identification within the radiusFeasibility study of the village based on demographics, activities and financial needs of the customersSourcing of businessIdentification of customers and forming of Joint Liability GroupsFilling up of the application formVerification of the residence and business of the customerKYC verificationPre-disbursement trainingVisiting potential customers in order to develop businessDisbursementsCollection of KYC documentsLoan documentationCollection of current duesGroup-wise collection as per scheduled time by following the processDeposit of collection moneyData entry in internal systemCollection of over duesFollow up with the customers with updated data report of assigned portfolioCollection of money as per processDepositing the money in bankAssist the legal team in initiating action against the defaulters
Asirvad as name indicates, started the journey of being benefactor to the society in the year of 2007. Initially concentrating in Tamil Nadu where it took early leads in attending financial needs of marginalized but highly spirited working people, it gradually spread its operational wings to other states meeting the aspirations of struggling mass. Beneficiaries were women folk, with poor and low-income group but with high ambitions. Asirvad nurtured it by providing them Income Generating Product Loans so that financial stability could be achieved and the financial stability could be sustained.
In 2015, came the watershed moment in the life of Asirvad Micro Finance Limited. It became subsidiary of Manappuram Finance Limited one of the leading NBFCs and path-breaker in gold loan business in India. Post-take over period saw spurt not only in financial growth of Asirvad but also in operational depth and introduction of vast range of products that catered to the ever- changing needs of working community.
Share your thoughts with other customers for Asirvad Micro Finance Ltd