An SBI PO (Probationary Officer) has a diverse and crucial role in banking operations, encompassing customer service, loan processing, account management, and business development. The job involves both managerial and administrative tasks, requiring the PO to handle customer interactions, ensure compliance, and supervise clerical staff.
Here's a more detailed breakdown of an SBI PO's responsibilities:
Customer Service and Account Management:
Customer Interaction:
Assisting customers with account-related queries, resolving complaints, and ensuring customer satisfaction.
Account Opening and Maintenance:
Handling account opening, managing account transactions, and issuing chequebooks.
Public Relations:
Acting as a public relations officer, addressing customer concerns and maintaining a positive bank image.
Banking Product Knowledge:
Providing guidance on various banking products like loans, credit cards, and savings schemes.
Loan Processing and Financial Operations:
Loan Application Processing:
Handling loan applications, evaluating creditworthiness, and ensuring compliance with loan regulations.
Loan Sanctioning:
Participating in the loan sanctioning process and ensuring timely disbursement of loans.
Financial Management:
Overseeing financial activities like account drafting, billing, and check clearance.
Cash Management:
Managing cash flow and ensuring smooth banking operations.
Business Development and Supervision:
Business Development: Developing strategies to promote banking products and services.
Clerical Supervision: Supervising clerical staff and verifying their work to ensure accuracy and efficiency.
Decision-Making: Contributing to decision-making processes within the bank regarding development and operational issues.
Compliance and Other Responsibilities:
Compliance: Ensuring adherence to banking regulations and internal policies.
Fraud Prevention: Being aware of various types of bank fraud and taking preventive measures.
Staying Updated: Keep
Experience
0 - 1 Years
No. of Openings
15
Education
B.A, B.C.A, B.Com, B.Sc, M.Com
Role
Probationary Officer
Industry Type
Accounting / Finance
Gender
[ Male / Female ]
Job Country
India
Type of Job
Full Time
Work Location Type
Work from Office
Face interview location
ANS.DHIVYAM OPPOSITE SIDE DHARMAPURI MAIN ROAD NARASOTHIPATTI