Risk Policy - Personal Loans (VP)

Waytogo Consultants Pvt Ltd

Manage policy / processes for Unsecured term loan products (Personal Loans, Eco-System Partnerships management for the consumer retail portfolio pan India.

Assist in the preparation & implementation of product programs

Facilitate regular asset quality reviews with provision of analytics insights to identify risks/ opportunities and recommend relevant actions.

Ensure credit policies and program risk acceptance criteria are reviewed regularly, with timely updates for proactive adaptation to changes in legal

Regulatory requirements, business strategies, market environment or portfolio performance

Drive portfolio management initiatives through the credit cycle management framework by working in partnership with product managers, credit systems team, credit operations team and collection team

Work in partnership with credit systems support team to implement key credit policy criteria in relevant credit acceptance & evaluation systems

Escalate on timely basis significant risk issues to business management and manager for taking appropriate remedial actions

Ensure timely completion of RCSAs including appropriate action plans to address identified control gaps

Ensure issues/action plans arising from Risk & Control Self-Assessments, risk events, KRIs, regulatory inspections or other risk issues are properly followed up.

Experience : 10 - 20 Years

No. of Openings : 10

Education : Post Graduate Diploma

Role : Loan Officer

Industry Type : Banking / Financial Services / Stock Broking

Gender : [ Male / Female ]

Job Country : India