Risk Manager Graduate Experience Jobs in Gurgaon

Key Responsibilities:1. Assessing creditworthiness: Reviewing financial information, credit scores, and payment history of clients to determine if they qualify for credit.2. Analyzing risk: Evaluating the risk associated with extending credit to clients based on their financial status and market conditions.3. Making credit decisions: Deciding whether to approve, deny, or modify credit applications based on the analysis conducted.4. Monitoring credit accounts: Tracking the repayment behavior of clients to ensure they are meeting their credit obligations.5. Providing recommendations: Offering suggestions for credit terms, limits, and repayment schedules to mitigate risk and maximize profitability.Required Skills and Expectations:1. Bachelor's degree in finance, accounting, or a related field.2. Strong analytical skills to interpret financial data and assess credit risk.3. Experience with financial modeling and risk assessment techniques.4. Excellent attention to detail and ability to make sound judgments.5. Good communication skills to interact with clients and colleagues effectively.6. Knowledge of regulatory requirements and compliance standards related to credit analysis.

ShineWing India Hiring Compliance Analysts 12 Openings Location: Gurgaon, Haryana (Client Site) Shift: 3:00 PM 11:30 PM IST Onsite, MonFri Start Date: August 18, 2025 Till December 31, 2025 (Extension likely) Payout: 30,000 37,000 per month (Flexible /Negotiable for deserving candidates)Are you ready to work with one of the worlds leading global bank and gain hands-on exposure to international banking standards and third-party risk frameworks?Were looking for Compliance Analysts to join the Third-Party Operations Team, supporting critical risk and compliance functions through document reviews, vendor risk assessments, and governance activities. Who should apply?Professionals with 3+ years experience in Operations, Risk Governance, Compliance, Audit, or Third-Party Risk ManagementGraduates/Postgraduates in Commerce or Economics, CA Inter (Dropouts only), CMA, CMA InterMBA (preferred from Amity, Jaypee, or reputed universities)Excellent communicators with strong attention to detail, time management, and analytical skills What you'll do:Conduct third-party risk assessments and vendor compliance reviewsPartner with internal stakeholders, procurement, and legal teamsMaintain vendor data, validate control documentation, and ensure process complianceDeliver accurate and timely output aligned with global standards A fantastic opportunity to learn and grow in a globally respected banking environment!

Sourcing & Supply Chain Localization :- Identifies, manages and develops suppliers for categories ensuring all supply related risks are mitigated Manages sourcing of multiple categories for India and its affiliate organizations Develops category intelligence via detailed reporting and analysis Leverage on Group knowledge for market analysis and risks mitigation plans:-Strategic Supplier Relationship Management :-End to end sourcing process for all categories with identified suppliers starting with supplier prequalification/registration, RFP preparation, tendering, preparing comparative statements, bid clarification management, coordinating technical evaluation, supporting negotiation, finalizing commercial evaluation and issuing recommendation to award.. Managing relationship with suppliers to ensure long term commitment for requirements Maintaining a strong supplier database for all categories and periodic modifications Identifying new suppliers to support vision on sustainability and innovationContracts Negotiation and Sourcing Processes :- Undertakes and supports complex negotiations with suppliers and ensures value creation and cost saving targets are met Manages establishment of Agreements (One-time, Longterm, Framework and any other type) Develops country specific Contractual Forms and periodically updates in coordination with Group departmentsSourcing Planning and Reporting Processes :- Ensures increased Contract Coverage and reduced Requisition to Order turnaround timeRegulatory, Board and Shareholder Compliance Processes :- Securing Group individual and STC ( UAE Sourcing and Tendering Committee) approvals wherever applicable at each relevant stage of procurement above a certain threshold, by making required presentations/reports Reporting to various internal and Board committees on sourcing matters, as and when required

Roles and Resposibility are:-Functional Expertise:- Design risk acquisition strategy for credit cards for both open market & existing postpe customersLeverage bureau based insights along with alternate data to assess early & potential losses Early assessment of segment level loss rates & take quick action on the segments.Launch challenger segments & quantify expected benefit & loss from the same. Close interaction with Product team for recommended changes in the policy or workflowDetailed understanding of in-house systems & agility to change legacy systems whenever requiredCollaborating with teams like Data Science, Product, Business to setup and monitor underwriting & portfolio strategies.Take portfolio action through offus behavior from bureau/ alternate data triggersMonitor implemented strategies to continuously assess business & risk impact.Promote a self-service culture by understanding the trends and behaviors in the Risk reporting and drive through the appropriate enhancements to ensure maximum utilisation of reporting and analytics toolsets.Effectively navigate complex problems and ensure systematic problem-solving where risk problems are analyzed, options evaluated and decisions aligned with BharatPe ValuesInteractionCollaborating with teams like Data Science, Product, Technology, Business Problem SolvingHands-on approach to risk segmentation & pro- actively assess risks in the portfolio Qualification & Experience:-5+ years of Risk Analytics or Portfolio Management experience in Financial Services/Fintech preferably in Credit Card / Unsecured LoanRequired Skills are :-Hands-on experience of defining risk strategies Managing portfoliobuilding risk models & policies along with problem solving and analytical thinkingBehaviors :-A Growth & Tech-first Mindset you are aggressive, have a 10x approach and like to build for scale

Must haveFunding and Limit managementCash flow managementFind flow managementWorking Capital managementWorked with an Import and Export companyExpertise in trade finance and cash flow managementForecast monthly, quarterly and annual resultsApprove or reject budgetsSupervise a team of AccountantsIn Analysis1. Value addition management2. Project management3. Quarterly/Half yearly progress PPT Allocate resources and manage cash flows Conduct profit and cost analyses Develop secure procedures to maintain confidential information Ensure all accounting activities and internal audits comply with financial regulations Consult board members about funding options Recommend cost-reducing solutionsForecasting financial results.Overseeing the budgets.Conducting risk management.Evaluating and initiating investments.Allocating resources and managing finances.Recommending cost reduction strategies.Experience in import export tradingHead of Finance Requirements:Proven experience as a head of finance or a similar position.Solid understanding of financial management and accounting.Knowledge of accounting software.Strong analytical and decision-making abilities.Effective leadership qualities.In-depth understanding of cash flow management, bank reconciliation and bookkeepingHands-on experience with budgeting and risk managementExcellent knowledge of data analysis and forecasting modelsProficiency in accounting softwareSolid analytical and decision-making skillsBSc/BA in Accounting, Finance or relevant fieldMSc/MBA or relevant certification (e.g. CFA/CPA) is a plus

Roles & Responsibilities: Candidate shall be required to perform field work in risk based internal audits,Sarbanes Oxley, Internal Financial Controls, Enterprise Risk Management, etc.covering following activities:o Preparing risk and control matrices.o Planning for field work.o Day to day guidance to Associates working in teamo Day to day coordination with reporting manager The candidate will have to review operational, financial, and technology processes toprovide management with an individual assessment of business risk, internal control,and the overall effectiveness and efficiency of the process. The candidate may be required to travel outstation Candidate should be willing to work extended hours based on the requirements ofassignment Candidate would be working in a client facing environmentDesired Profile: Education - Qualified CA, CIA or MBA Prior experience in in Internal Audit will be an added advantage. Any additional certifications like CS, CWA, CFA will be added advantage.Skill Set: IT Skills o Should be good with MS Excel, MS Word and MS Powerpointo Basic knowledge of ERP like SAP, Oracle, etc. will be added advantage. Other Skills o Should be excellent in written and oral communication.o Should be able to display confidence in client facing role.o Should have good understanding of business processes and riskso Should be logical and analytical in approach with a keen eye for detail