Risk Management Analyst Job Vacancies in Bangalore

Position: Senior Credit Analyst / Credit Risk AnalystExperience: 8+ YearsLocation: Bengaluru, KarnatakaEmployment Type: Full-timeJob DescriptionTalent Zone Consultants is seeking an experienced Senior Credit Analyst for a leading BFSI organization in Bengaluru. The candidate will be responsible for conducting comprehensive credit assessments, evaluating the financial strength and creditworthiness of corporate/financial-institution clients, preparing credit appraisal and risk reports, monitoring portfolios, and providing well-reasoned credit recommendations.Key ResponsibilitiesConduct detailed credit assessment of corporate clients, financial institutions, NBFCs or other assigned portfolios.Analyse balance sheets, profit & loss statements, cash flows, capital structures and financial ratios.Prepare Credit Appraisal Memorandums (CAMs), credit notes, risk assessment reports and credit recommendations.Evaluate business models, industry risks, management quality, repayment capacity and overall creditworthiness.Perform financial modelling, cash-flow forecasting, sensitivity analysis and stress testing.Assess leverage, DSCR, EBITDA, working capital, liquidity and other key credit metrics.Conduct industry research, peer benchmarking and economic analysis to identify emerging credit risks.Recommend appropriate credit limits, lending structures, covenants and risk mitigants.Monitor existing portfolios, covenant compliance, financial performance and early-warning indicators.Review waivers, amendments, renewals and restructuring proposals where required.Ensure credit decisions comply with internal credit policies, risk appetite and applicable regulatory requirements.Work closely with Relationship Managers, Credit Risk, Legal, Operations and senior management.Present credit recommendations and risk findings to senior stakeholders/credit committees.Mentor junior credit analysts and review the quality of their credit deliverables.Identify opportunities for process improvement, automation and enhanced credit-risk reporting.Candidate Profile8+ years of relevant experience in credit analysis, credit underwriting, corporate banking, NBFC, financial institutions, structured lending or credit risk.Bachelor's/Master's degree in Finance, Commerce, Accounting, Economics or Business Administration.CA / MBA Finance / CFA / FRM preferred.Strong experience in corporate/non-retail credit analysis and underwriting.Excellent understanding of financial statements, accounting principles and credit-risk methodologies.Proven experience preparing credit appraisal notes and making independent credit recommendations.Strong stakeholder-management and team-mentoring capabilities.Ability to independently handle complex credit cases and work under strict timelines.

We are looking for a Detective to join our team to lead investigations over criminal activities and build cases against suspects linked to crimes. Detective responsibilities include collecting and analyzing evidence, interviewing witnesses and making arrests as needed.Ultimately, you can work with a team of Police Officers and other Detectives to build cases against individuals suspected of crimes.ResponsibilitiesEmploy deductive reasoning and analysis to make informed decisions and conclusions that lead to prosecutionWrite detailed case reports and file and maintain recordsCoordinate search and arrest warrants and arrest suspects, as neededTestify in court regarding case evidence and findings in order to secure a convictionOperate firearms and electronic surveillance equipmentRequirements and skillsProven work experience as a Detective or similar roleProficiency with computers and other multimedia technologyCritical thinking, problem-solving skills, deductive reasoning and social perceptivenessAbility to work irregular hours, weekends and holidays

Good understanding of, and experience with Information Risk Management, IT Security and Compliance and Security Controls and AuditAdvanced understanding of internal and external IT security standards, SOX, PCI, SOC2/1, ISO27001 standards and relevant legal compliance aspects.Robust understanding of, and solid experiences with the impact of Security on application development and operations as well as the IT Infrastructure.Ability to promote high performance teams, working with inclusiveness and cultural diversity, across organizational boundaries.Good understanding of cloud security requirements and third-party control assurance.Ability to interface with different groups (Third parties, Business and IT) internal and external to IT (security) and to network globally across Group businesses, as well as with external groups.Technical knowledge & relevant experience in security domains /technologies related to:Infrastructure/Network securityIdentity and Access ManagementBusiness Impact AssessmentApplication securityData Leakage PreventionEnd-Point ProtectionWeb filtering technologies, Proxies and firewalls.Vulnerability Assessment / Penetration TestingKnowledge of Data Security Standards, Privacy PrinciplesDriving Platform / Application security and complianceAbility to foresee and identify mitigation strategies for RisksCandidate must also:Display excellent communicating and influencing skillsDisplay analytical and problem-solving skillsBe pro-active and self-motivatedDisplay strong interpersonal and negotiating skills with all levels of staff.Display Ability and eagerness to quickly learn new technologies.QualificationsA qualification in CISSP, CISA, CRISC or CISM

We are looking for a Detective to join our team to lead investigations over criminal activities and build cases against suspects linked to crimes. Detective responsibilities include collecting and analyzing evidence, interviewing witnesses and making arrests as needed.Ultimately, you can work with a team of Police Officers and other Detectives to build cases against individuals suspected of crimes.ResponsibilitiesEmploy deductive reasoning and analysis to make informed decisions and conclusions that lead to prosecutionWrite detailed case reports and file and maintain recordsCoordinate search and arrest warrants and arrest suspects, as neededTestify in court regarding case evidence and findings in order to secure a convictionOperate firearms and electronic surveillance equipmentRequirements and skillsProven work experience as a Detective or similar roleProficiency with computers and other multimedia technologyCritical thinking, problem-solving skills, deductive reasoning and social perceptivenessAbility to work irregular hours, weekends and holidays