Regional Credit Manager Jobs

DUTIES AND RESPONSIBILITIES$ To achieve collection targets assigned to the territory by meeting collection target for the states or region assigned$ Meeting the Target on Cost of Collections$ Ensuring meeting Targets within cost limit specified$ Ensuring legal guidelines are complied for entire collection structure in letter and sprits$ Ensure that the collection agencies and executives adhere to the legal guidelines provided by the law in force$ Ensure adherence to the Code of Conduct. Continuously monitoring collection agencies and collection executives to identify fraudulent practices and ensure that no loss is incurred due to such activities$ Keeping the write off per cent within risk pricing$ Control portfolio in terms of bucket flows. Handle customer issues escalations$ Feed back on credit policy based on market conditions. Approve waivers on PI as per delegation matrix. Ensuring documented feedback and action taken on all cases in soft buckets. Ensuring adequate Feet on Street availability area-wise / bucket-wise / segment-wise.$ Manage and put support mechanism for legal / police issues. Ensuring audit queries are complied with, ensuring corrective and preventive action$ Manage productivity by fixing productivity parameters for FO/ collection executives monitoring performance against set parameters and daily review of Area Managers and monthly review of Collection officers.Recruitment of collection officers / area managers$ Constant evaluation of collection officers/area managers

We are currently looking to hire an energetic and ambitious Regional Sales Manager to join our team. In this role, one will be playing instrumental role in developing and expanding the companys footprint in the region and significantly contribute to achieving the business and revenue target for the team.Profile: Regional Business OfficerExperience: Minimum 4 years of experience in Business/ Sales/ CreditLocation: AgraPreferred Industry: NBFCDuties and ResponsibilitiesIdentifying and acquiring new customers, as well as up-selling to the existing customer base across the regionEffectively managing and driving the sales cycle from prospection through to successful closureBuilding strong relationships with key accounts in the regionBuilding up a sustainable and robust pipeline and ensuring accurate and rigorous forecasting and account planningDeveloping & implementing sales strategies and plans to meet revenue goalsPrepare regular reports and conducting monthly meetings to review performanceAnalyzing market trends and competitors activities in region

Dear Candidate, We have an Urgent Job Opening with a leading finance company for Regional Credit Head (SME ) Delhi. Kindly go through the detailed JD & If interested please revert with your updated resume.Job Profile Regional Credit HeadProduct - SMETeam & State Handling ProfileLocation - Delhi1) Job PurposeTo manage all activities pertaining to the sanction life cycle of all borrower accounts in the CFG business for all short and medium term products. The key responsibilities include thorough underwriting of credit proposals with the required due diligence; coordination with the sales team for resolution of risk concerns, maintaining Turn Around Time (TAT); interfacing with the Business team & Credit Committee for faster decisions; Assist Regional Credit Manager and Risk Head for business function, new product development. To undertake analysis of the credit proposal based on predetermined criteria and analysis of market information, current macroeconomic scenario, current portfolio concentration, etc2) Principal AccountabilitiesUnderwrite Credit Proposal - Selection - Based on internally defined criterion, analysis of market information, current macroeconomic scenario & portfolio concentration, etc Assessment - Management Risk, Industry Risk, Business Risk and Financial Risk Structuring to meet norms and generate internal comfort on lending mechanisms. Structure risk mitigants to ensure that the credit recommended is within the articulated credit risk appetite of the company; Compliance Regulatory, Credit Policy and product program Reference Checks - Banks / Other lenders / Trade / Competitors / suppliers / customers Visit meeting with promoter and visit of business premises Presentation - Capture the strength and weakness with identified risks and proposed mitigantsManage High Value Structured Deal - Meeting with promoter of borrower Understand the purpose of fund requirement Structuring the deal to fit within regulatory

Position: Regional Credit Manager Real Estate Lending (1 position)Desired Skills / Competencies / Job Description:1. Regional credit manager responsible for Bengaluru, Chennai, Hyderabad2. Preliminary screening of commercial real estate financing transactions and structuring3. Interaction with in-house team (relationship, legal, technical and operations) to provide solution to clients in coordinated and timely manner4. Interaction with client to understand their business model, organization structure and financing needs. Also resolution of queries and collection of information on ongoing basis5. Credit analysis & due diligence. Preparing Credit & Risk Assessment Notes (CRAN) for evaluating risk in borrower, transaction and underlying security and making initial recommendations6. Presenting the proposal to sanctioning authorities7. Preparing review and renewal credit reports for revisiting the limits and assessing the same for credit alerts8. Checking disbursements to ensure compliance with sanctioned termsQualification: CA / MBAExperience: 6 to 10 yearsWork location: BengaluruSalary: Up to INR 25 LPANo of vacancies: 1 numberNotice Period: 30 daysContact HR: Mr. Martin

Regional Collection OfficerJob descriptionProfile: Regional Collection OfficerExperience: Minimum 4 years of experience in CollectionRequired QualificationsPeople Management skills.Demonstrated success achievement orientation.Excellent communication skills.Negotiation Skills Strong bias for action driving results in a high-performance environment.Demonstrated ability to lead from the front.Excellent relationship skills. Affirmative in nature,Strong Leadership Skills, Clarity of thought and perseveranceExceptionally high motivational levels and needs to be a self-starter.Working knowledge of computers.Location: Agra, ChandigarhPreferred Industry: NBFCDuties and ResponsibilitiesTo achieve collection targets assigned to the territory by meeting collection target for the states or region assigned.Meeting the Target on Cost of Collections.Ensuring meeting Targets within cost limit specified.Ensuring legal guidelines are complied for entire collection structure in letter and sprits.Ensure that the collection agencies and executives adhere to the legal guidelines provided by the law in force.Ensure adherence to the Code of Conduct. Continuously monitoring collection agencies and collection executives to identify fraudulent practices and ensure that no loss is incurred due to such activities.Keeping the write off per cent within risk pricing.Control portfolio in terms of bucket flows. Handle customer issues escalations.Feed back on credit policy based on market conditions. Approve waivers on PI as per delegation matrix. Ensuring documented feedback and action taken on all cases in soft buckets. Ensuring adequate Feet on Street availability area-wise / bucket-wise / segment-wise.Manage and put support mechanism for legal / police issues. Ensuring audit queries are complied with, ensuring corrective and preventive action. Manage productivity by fixing productivity parameters for FO/ collection executives monitoring performance against set