Personal Loan Officer Job Vacancies in Ahmedabad

Position Summary:We are looking for a driven and dynamic Loan Officer responsible for sourcing, assessing, and processing loan applications for a variety of lending products including Personal Loans, Home Loans, Unsecured Business Loans, and Loan Against Property (LAP). This role involvesachieving monthly disbursement targets while maintaining high service quality and regulatory compliance.Key Responsibilities:1. Lead Generation & Loan Sourcing Generate leads through direct sales, tele-calling, field visits, referrals, channel partners,DSAs, and digital sources. Promote and explain various lending products such as:o Personal Loanso Home Loanso Unsecured Business Loanso Loan Against Property (LAP) Build and maintain strong relationships with prospective clients, real estate agents, andsmall business owners.2. Loan Processing & Customer Service Assist clients in completing the loan application and collect all required documentation. Conduct preliminary eligibility checks and risk assessments. Coordinate with internal teams (credit, legal, operations) for end-to-end loanprocessing. Ensure excellent customer service during and after loan disbursal.3. Sales Target Achievement Meet or exceed assigned monthly loan disbursement targets. Track and report progress on loan applications and closures regularly. Implement strategies to increase conversion ratios and reduce turnaround time.4. Documentation & Compliance Ensure proper and timely collection of KYC documents, income proofs, and othernecessary paperwork. Adhere to company policies and RBI regulations while processing loan applications. Minimize fraud risks through proper due diligence.

Sales Manager SalesTitle: Sales Manager - Sales Education: Graduate / Post Graduate Years of Experience: 5 - 10 years Desired Skills:Graduate or Post graduate - Any Specialization. Prefer 5 -10 yrs experience in Channel/Partner Sales/Service.Should have strong Sales orientation..Leadership skills (Though more tactical than strategic)Cost efficiency through processAn immense interest in developing relationships.Should have good communication & presentation skills.Should be a self-starter, proactive & target oriented.Should possess strong networking & relationship building skillsKey responsibilities:Responsible for new Partner acquisition, building new relationships and increasing depth in existing relationships with PartnersEnd to end partner relationship management.Revenue Generation & Management.Will work within the boundaries of our business model using expertise of the product group and complying with requirements and processes in place.Resolving escalated grievances and queries of partners and their customers on a day- to-day basis.Developing the satisfaction level of partner & customers by rendering services beyond excellence in order to optimize a high percentage of partner & customer satisfaction and retention.Responsible for achieving targets as assigned by the organization on a monthly basis.Understands clients risk profile and maximizes the - risk vs. reward- balance for individual clients & Partners by optimizing product mix.Comply with KYC/SEBI/RBI rules, regulations, and legislation governing the financial services industry.

Plan, drive, facilitate and execute Annual Budget exercise for IT teams. This involves working with project managers including high-level understanding of applications and IT strategy roadmapServes as an aggregation point to manage Finance and ResourcesOversee in monitoring and managing IT portfolio budget, commitment, planned cash-flow expenditure and report actual utilization on a regular basis.Develop various financial report required by leadership both at team level and project level for monitoring and managing IT budget, cash-flow and actual utilizationAdvice, support and work with various teams to ensure compliance with IT governance, such as authorisation process.Work closely for coordinating and processing of various vendor invoices and managing cost centre management.Analyse expenses to understand variances, trends against the budget, and review variances with leadershipResponsible for analysis of costs and metrics that provide managerial insight into the strategy of the organizationWork with the development team on creating relevant tools and processes for automating the governance and Financial trackingEnsure controls and processes to be in place for Budgeting, tracking financial approvals and spends across projects and initiatives for both Capex and Opex.Closely coordinate with Procurement team on tracking approvals and spendsMaintain repository of yearly renewal of cost components and tracking their end datesWork alongside senior management responsible for project delivery to identify where projects are at risk of slippage against schedule or budget, or have risks and issues which are not being fully addressed.

Actively seek out new sales opportunities through networking, cold calling, and other lead generation strategies- Build and maintain relationships with potential customers to understand their needs and offer tailored home loan solutions- Provide expert advice on different types of home loans, interest rates, repayment options, and other related financial products- Collaborate with internal teams to ensure seamless handling of customer inquiries, applications, and approvals- Stay informed about market trends, competitor activities, and regulatory changes affecting the home loan industry

Actively source and identify potential business loan customers in the open marketBuild and maintain a pipeline of potential customers through targeted marketing campaigns, networking, and referralsAssess customers' financial needs and recommend appropriate loan productsWork closely with customers to gather required documentation and assist them in completing the loan application processBuild and maintain strong relationships with customers to ensure repeat business and referralsMeet or exceed assigned sales targets and goalsStay up-to-date with industry trends, regulations, and best practices in business lendingCollaborate with internal teams to ensure customer satisfaction and timely loan processing

Sales Manager SalesTitle: Sales Manager - Sales Education: Graduate / Post Graduate Years of Experience: 5 - 10 years Desired Skills:Graduate or Post graduate - Any Specialization. Prefer 5 -10 yrs experience in Channel/Partner Sales/Service.Should have strong Sales orientation..Leadership skills (Though more tactical than strategic)Cost efficiency through processAn immense interest in developing relationships.Should have good communication & presentation skills.Should be a self-starter, proactive & target oriented.Should possess strong networking & relationship building skillsKey responsibilities:Responsible for new Partner acquisition, building new relationships and increasing depth in existing relationships with PartnersEnd to end partner relationship management.Revenue Generation & Management.Will work within the boundaries of our business model using expertise of the product group and complying with requirements and processes in place.Resolving escalated grievances and queries of partners and their customers on a day- to-day basis.Developing the satisfaction level of partner & customers by rendering services beyond excellence in order to optimize a high percentage of partner & customer satisfaction and retention.Responsible for achieving targets as assigned by the organization on a monthly basis.Understands clients risk profile and maximizes the - risk vs. reward- balance for individual clients & Partners by optimizing product mix.Comply with KYC/SEBI/RBI rules, regulations, and legislation governing the financial services industry.