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Home Loans Fresher Jobs in Howrah

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Face-to-Face For Loan Officer Jobs (Freshers)

Axis Group of Services

  • 0 - 2 yrs
  • 3.3 Lac/Yr
  • Howrah
Product Knowledge Channel Sales BFSI Lead Generation Field Sales Negotiation Skills Convincing Power Home Loans Outbound Sales Housing Loan Personal Loans Housing Finance Analytical Communication Skills
As a Loan Officer based in Howrah, you will play a crucial role in helping clients secure loans that meet their financial needs. This position is ideal for candidates with 0 to 2 years of experience and requires a minimum of a 12th-grade education. You will work full time from the office, interacting directly with clients. **Key Responsibilities:**- **Evaluate Loan Applications:** Review applicant financial information and credit history to determine creditworthiness and eligibility for loans.- **Assist Clients:** Guide clients through the loan application process and provide them with information on various loan products available.- **Underwrite Loans:** Assess risk and ensure that all loans comply with legal and institutional policies before approval.- **Maintain Records:** Keep accurate records of all loan applications and decisions to ensure accountability and transparency.- **Build Client Relationships:** Establish trusting relationships with clients to encourage repeat business and referrals.**Required Skills and Expectations:**- Strong communication skills are essential for effectively interacting with clients and explaining loan terms clearly.- Basic knowledge of financial principles and loan products will aid in assisting clients effectively. - Attention to detail is important for accurate assessment of loan applications and maintaining records.- A customer-focused attitude is crucial for providing exceptional service and understanding the needs of clients.- Proficiency in basic computer skills is necessary to manage documentation and utilize loan processing software efficiently. Your role will be key in helping individuals and businesses find the right financial solutions, ensuring a smooth borrowing experience.
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Online Interview For Deputy Officer Jobs (Freshers)

Scinext Group Skills & Technology Private Limited

Marketing Mortgage Loans Branch Sales Problem Solving Field Sales Process Excellence Home Loans Banking Sales Sales
Program: IDFC FIRST Bank Training Program (in partnership with Manipal Academy of BFSI)Job Title: Associate/Deputy Manager IDFC FIRST BankJob Overview:This role is part of a structured training initiative aimed at developing future-ready banking professionals for IDFC FIRST Bank. Selected candidates will undergo intensive classroom training, hands-on internships, and on-the-job learning. A provisional job offer is provided upon successful selection.Key Responsibilities:* Learn core areas of banking including operations, compliance, sales, and customer service* Gain exposure to banking domains such as retail banking, branch banking, and operations* Deliver high-quality service while understanding and addressing customer needs* Maintain adherence to banking regulations, ethics, and compliance throughout training and placement* Implement classroom knowledge through real-time projects and field assignments during internshipsEligibility Criteria:* Graduate in any stream with minimum 60% marks from a recognized university* Age limit: 2128 years* Strong communication, interpersonal, and customer handling skills* Basic computer literacy and eagerness to learn banking technology and systemsSelection Process:1. Register Online2. Online Assessment3. Panel Interview IDFC FIRST Bank4. Receive Provisional Offer Letter5. Training Structure:* 4-Month Campus Training at Manipal* 3-Month Internship at IDFC FIRST Bank* 5-Month On-the-job Training at IDFC FIRST BankBenefits:* 100% Provisional Job Offer post selection* Starting CTC: 6 LPA* Premium training by Manipal Academy of BFSI* Internship and real-time exposure to banking operations* Full-time employment with IDFC FIRST Bank on successful program completionProgram Fee 2,80,000/- Loan facilities EMI
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