Credit Risk Analyst Jobs

Key Responsibilities:Analyze financial statements and credit reportsAssess risk levels for loans or credit approvalsDevelop risk assessment models and reportsMonitor existing accounts for potential risksEnsure compliance with financial regulations and policiesRequirements:Bachelor

Key Responsibilities:1. Assessing creditworthiness: Reviewing financial information, credit scores, and payment history of clients to determine if they qualify for credit.2. Analyzing risk: Evaluating the risk associated with extending credit to clients based on their financial status and market conditions.3. Making credit decisions: Deciding whether to approve, deny, or modify credit applications based on the analysis conducted.4. Monitoring credit accounts: Tracking the repayment behavior of clients to ensure they are meeting their credit obligations.5. Providing recommendations: Offering suggestions for credit terms, limits, and repayment schedules to mitigate risk and maximize profitability.Required Skills and Expectations:1. Bachelor's degree in finance, accounting, or a related field.2. Strong analytical skills to interpret financial data and assess credit risk.3. Experience with financial modeling and risk assessment techniques.4. Excellent attention to detail and ability to make sound judgments.5. Good communication skills to interact with clients and colleagues effectively.6. Knowledge of regulatory requirements and compliance standards related to credit analysis.

Lead the Credit Analyst team in India that underwrites deals forthe US market Work closely with the Credit Committee in New York to ensureseamless functioning of the credit function Ensure quality of credit analysis, train and mentor the team toensure adherence to underwriting quality metrics Oversee daily underwriting pipeline and queues to ensure timelymovement, balanced workloads, and efficient resourceallocation. Serve as the first point of contact for escalated or complexunderwriting scenarios, providing guidance and resolving issuesto support smooth loan flow. Support and mentor underwriters by providing day-to-dayguidance, fostering development, and monitoring teamperformance. Ensure underwriting decisions meet agency, investor, andcompany guidelines while supporting risk management andquality control initiatives. Ideate and execute process enhancements in the credit functionto help improve quality of analysis, and turnaround times Interact with clients and other stakeholders to gather feedback andmentor the team accordingly Interact with Data Science team to help embed the latest in AIand machine learning into our underwriting processes Interact with Trading team to ensure that loans are properlystructured to be placed on warehouse lines and intosecuritizations Present hand-selected deals to investment committee for finalapprovalBackground/Experience: PG/Masters degree from a premier college with a specializationin finance, economics or a related field Additional financial qualification US CFA Level 2+ or FRM Level2 Experience in credit analysis, especially in the real estateindustry. Exposure to the US market will be an advantage Experience in leading a small team of highly skilled analysts Exposure to US or European clients and managing offshoreteams will be an advantage Strong written and oral communication skills Strong attention to detail and ability to multitask

Roles and Responsibilities:Loan Trading Support: Assist in the buying, selling, and management of loan portfolios whilecoordinating with internal and external teams.Market Analysis: Conduct research to identify trends, pricing, and opportunities in the loantrading market.Financial Analysis: Evaluate loan portfolios through financial modeling and provide detailedperformance insights.Risk Management: Identify and mitigate risks associated with loan trading activities and ensurecompliance with policies.Reporting and Documentation: Maintain accurate records of loan trading activities, generatereports, and ensure regulatory adherence.US Mortgage experience preferred.

Responsibilities: Develop and validate quantitative models for various risk management purposes, including credit risk, market risk, and operational risk. Collaborate with cross-functional teams to design and implement advanced statistical andmachine learning techniques to enhance risk assessment and decision-making processes. Conduct thorough analysis of large datasets to identify patterns, trends, and potential risks,and provide actionable insights to senior management. Stay abreast of industry best practices, regulatory guidelines, and market developmentsrelated to credit risk management, decision models, CCAR, IFRS9 and CECL, and incorporate findings into model development and validation processes. Work closely with client & stakeholders, including risk management, finance, and regulatory reporting teams, to address model-related issues and provide expert guidance on risk management strategies. Prepare comprehensive documentation, including model documentation, validation reports,and regulatory submissions, to ensure transparency and regulatory compliance.Qualifications: Master's or Ph.D. degree in quantitative finance, mathematics, statistics, computer science or a related field. Minimum of 1-2 years of experience in quantitative modeling and risk management withinthe financial services industry. Strong programming skills in languages such as Python, R, or MATLAB, with experience in data manipulation, statistical analysis, and machine learning techniques. Good knowledge of credit risk modeling methodologies, including probability of default (PD), loss given default (LGD), and exposure at default (EAD). Familiarity with CCAR stress testing, including scenario design, model development, anddocumentation. Familiarity with CECL/IFRS9 implementation and its impact on credit loss estimation andprovisioning.Certification such as FRM (Financial Risk Manager) or CFA (Chartered Financial Analyst) is a plus

*Hiring the Finance Professional across the Industries for UK*Industries: Banking, Finance, Hospitality, Healthcare, Engineering, IT, FMCG The Additional certification and Documents needed for all International Candidates *Language Certificates*: IELTS UKVI General Training Band 5.5 and above UK Naric Band B PTE Score 60% *Documents* : Non-Criminal Certificate / PCC from Native Country and If you have worked in any International Country other than UK Tuberculosis Test Experience: 3 to 20+ SALARY: Min 30,000 GBP +++++ Depends upon experience and the Band POSITION REQUIRED 1. Investment banking2. Financial Analyst3. Financial planner4. Accountant5. Chattered Accountant 6. Risk management7. Credit Management 8. Compliance and Credit9. Treasury manager10. Finance Manager11. Auditors12. Cost Analyst13. Chief Financial Officer14. Corporate finance15. Asset Management16. Portfolio Management17. Private Equity Associate18. Controller19. Finance20. Finance Assistant21. Finance Coordinator22. Financial analysisProcess and Cost : Unless and otherwise mention, The Candidates need to pay for VISA Application Fee , Healthcare Surcharge &

About Us:Mahashakti Finance Ltd is a leading financial services provider committed to helping individuals and businesses achieve their financial objectives. We offer a range of financial products tailored to meet the unique needs of our customers. As a Credit Officer, you will play a vital role in connecting with potential customers, understanding their financial needs, and assisting them in achieving their financial goals.Key Responsibilities:Outreach and AssessmentMake outbound calls to potential customers to discuss our financial products and services.Conduct thorough needs assessments to understand customers' financial goals and recommend suitable financial products.Gather and record essential customer information required for credit evaluation and loan applications.Provide guidance and assistance to customers in completing loan applications accurately.Credit EvaluationAssess the creditworthiness of loan applicants by reviewing financial documents, credit reports, and other relevant information.Make informed decisions regarding loan approvals, taking into consideration risk tolerance and company policies.Strictly adhere to sanctions regulations and company policies to maintain regulatory compliance throughout the loan approval process.Customer RelationsCultivate and maintain strong relationships with clients, providing ongoing support and addressing any inquiries or concerns.Continuously monitor loan repayments, work with customers to ensure timely payments, and take appropriate actions for delinquent accounts.

Liked! If you're a Credit Analyst, an immediate joinee located in/ fine relocating to Bangalore, this ThoughtFocus opportunity is calling your name! Here's a breakdown of the detailed requirements:Conduct thorough analysis: Dive into the world of large corporate financial statements, performance metrics, and trends. Your keen eye will evaluate the creditworthiness of companies, contributing valuable insights to decision-making.Independent credit rating assignments: Show your expertise by taking charge of credit rating tasks for companies of all sizes. Your independence will shine as you prepare detailed reports, explaining the reasoning behind assigned credit ratings.Analyze credit agreements: Put your analytical skills to work as you dissect credit agreements. You'll assess terms, covenants, and conditions, all of which play a pivotal role in determining the creditworthiness of the entities under scrutiny.Fitch rating analysis: Showcase your proficiency in Fitch rating analysis. By incorporating relevant criteria and methodologies, you'll ensure accurate credit assessments that are essential for informed decision-making.Collaborate with legal experts: Your collaboration will extend to legal experts, ensuring that credit agreement clauses and implications are understood accurately. This partnership guarantees precise evaluations.Compile comprehensive rating reports: Your attention to detail will shine as you create rating reports that encompass a wide spectrum. From company profiles to key rating considerations, credit risk assessments, financial projections, industry assessments, and more - you'll cover it all.Industry-specific credit research: Immerse yourself in the specific sectors where rated companies operate. By doing so, you'll grasp the dynamics at play and contribute to ongoing industry-wide performance monitoring.Don't miss this incredible chance to make your mark with ThoughtFocus!

Looking for Female Telecalling executives for HDFC bank Direct Sales Associate. Office location - Pollachi near Arun Hospital. Work Hours - 10:00 AM to 05:30 PM (Monday till Saturday). Salary - 10000+Incentive

Job Title:-credit Analyst.qualification:-mba/post Graduate; Semi Qualified Ca/cwa/cfa.experience:- 1-3 Years in Credit Assessment.job Type:-full Time.shift:-day.job Location:-mumbai.salary:-commensurate with Industry Normsroles & Responsibilities:-evaluating the Financials of Listed and Unlisted Entities.ratio Analysis.peer Comparison.ability to Work in Teams, Help the Management in Maintaining the Mis, Ability to Multi Task.key Skills Required:-well Versed in English Language.proficient in Ms Office

1. Candidate must have worked on full analysis of deals of more than 20 crs. Loan/Debt syndication field.2. Credit Assessment of prospective clients for fund-based exposure like Working Capital, Overdraft/Cash credit/ Term Loan etc. and non-fund-based exposure like Letter of credit / Bank Guarantee etc.3. Carrying out financial statement analysis/ ratio analysis along with notes to accounts, tax forms, cash flow history and finding out overall creditworthiness of the client.4. Preparation of Information memorandum/Teaser and other supporting documents.Co-ordinating with the banker/client in order to ensure successful and timely disbursement of funds.5. Preparation of Detailed Project Report covering project analysis, location analysis, profitability analysis, Break-even analysis, SWOT analysis, Market analysis, Industry analysis and Peer analysis and forming conclusion about the project viability

Scope of Work:We are looking for a diligent risk manager to analyze and manage risk management issues for our organization. The Risk Manager's responsibilities include conducting extensive research and assessments to evaluate risk levels, develop contingency plans and solutions that help to reduce and control risks and liabilities.Job Description: Assist in the execution of Technology Risk Assessment interfacing with Business continuity at the provided interfaces Assist in Liaising with BTD to ensure that the Technology Service Continuity (TSC) Plans are filled up and maintained in the relevant Central repository Assist in executing the technology element of the Business Impact analysis Assist the implementation and maintenance of the ITSM process, in harmony with the overall requirements of the organizations Business Continuity Management Process Assist in Providing and maintaining automation capabilities to facilitate organization wide data collection and reporting for Skills Education level: Bachelors degree, MBA (Finance/Economics/Accounting) or any masters will be an added advantage Specific skills: Analytical skills, business understanding, financial and regulation knowledge, people management, relationship management and leadership skills Personal characteristics: Detailed oriented, organized and like working in structured environment, natural leader good at influencing and persuading others Certifications: Any diploma or certified course in Risk Management will be an added advantage

Interested candidate, kindly share your updated resume onRole: MANAGERExperience: 5 10 yearsQualification: BE+MBA / CAJob Location: DelhiPreferred Industries: Banks / NBFC / Rating Agencies, dealing with Power i.e., Renewable, Thermal / Infrastructure i.e., Road, Ports, Highways etc. / Power Projects Consulting etc.Candidate should have hands on experience/expertise on any of the following function: Credit Appraisal (Power/Infra) Project Monitoring (Power/Infra) Risk Management (Power/Infra) Debt SyndicationJOB ROLE: Develop a string of monitoring mechanism for asset managed by the Co. Monitor progress of projects on ground as well as financially. Interaction/liaison with borrower and various FIs/Banks. Restructuring of stressed assets of the Co. Ensure statutory and other compliances. Due diligence of debt proposals from entity, technical and financial perspective, financial modeling sensitivity analysis. Optimum project cost and Implementation schedule. Risk analysis & mitigation, Coordination with Risk team for obtaining risk report for proposals. Act as nodal point of the Co. with the borrower and Co-lenders till fist disbursement including monitor the project progress, attend consortium meetings. Coordination with Legal for finalization and execution of loan agreement.SKILLS & ATTRIBUTES Understanding of technical and commercial aspects of power sector/other infra sector. Understanding of critical financial issues in appraisal/due diligence/structuring of a product. Knowledge of finance viz, analysis of balance sheets, P&L accounts, cash flows, financial ratios, working capital, discounting techniques - IRR, NPVs, financial modeling.Knowledge in regulatory aspects and working experience in other sustainable infra sector like sewage/ water treatment, electric mobility etc. would be added advantage.

Looking for someone with hands-on experience with investing in bonds - sovereign, corporate including junk bonds, fixed income ETF.The individual should have traded in bond and fixed income markets in the US (or international) in the past.

DP Calculation / Analysis Checking whether stock statement is properly entered into the system by maker and checker and approve the same in the application/software Ensure quality & timeliness of work Ensuring that all emails are being responded to Studying Memos/ Sanction order and entering the same in application/software Preparation of various MIS and send to our banking clients as and when due. Manage a team of 5-10 people Discussion all challenges of team

An ideal candidate for this role is someone who has CA or MBA from top tier college with 3 -7 years of experience in Business Finance- Experience in Real estate proposals / LRD / Construction Finance- Perform analytical reviews and interpretation of financial data - Preparation of Cash Flows, Information Memorandum, Financial Teasers and Pitch Decks- Do Internet Research to corroborate data- Execute Financial Projections- Ability to work under pressure with limited resource and tight timelines- Work remotely on Project basis work- Proficiency in data modeling/data mining- MS Excel and MS Office Experience- abilities in financial analysis, due diligence, credit underwriting/decisions, debt syndication