Cash Flow Jobs

Position: Senior Credit Analyst / Credit Risk AnalystExperience: 8+ YearsLocation: Bengaluru, KarnatakaEmployment Type: Full-timeJob DescriptionTalent Zone Consultants is seeking an experienced Senior Credit Analyst for a leading BFSI organization in Bengaluru. The candidate will be responsible for conducting comprehensive credit assessments, evaluating the financial strength and creditworthiness of corporate/financial-institution clients, preparing credit appraisal and risk reports, monitoring portfolios, and providing well-reasoned credit recommendations.Key ResponsibilitiesConduct detailed credit assessment of corporate clients, financial institutions, NBFCs or other assigned portfolios.Analyse balance sheets, profit & loss statements, cash flows, capital structures and financial ratios.Prepare Credit Appraisal Memorandums (CAMs), credit notes, risk assessment reports and credit recommendations.Evaluate business models, industry risks, management quality, repayment capacity and overall creditworthiness.Perform financial modelling, cash-flow forecasting, sensitivity analysis and stress testing.Assess leverage, DSCR, EBITDA, working capital, liquidity and other key credit metrics.Conduct industry research, peer benchmarking and economic analysis to identify emerging credit risks.Recommend appropriate credit limits, lending structures, covenants and risk mitigants.Monitor existing portfolios, covenant compliance, financial performance and early-warning indicators.Review waivers, amendments, renewals and restructuring proposals where required.Ensure credit decisions comply with internal credit policies, risk appetite and applicable regulatory requirements.Work closely with Relationship Managers, Credit Risk, Legal, Operations and senior management.Present credit recommendations and risk findings to senior stakeholders/credit committees.Mentor junior credit analysts and review the quality of their credit deliverables.Identify opportunities for process improvement, automation and enhanced credit-risk reporting.Candidate Profile8+ years of relevant experience in credit analysis, credit underwriting, corporate banking, NBFC, financial institutions, structured lending or credit risk.Bachelor's/Master's degree in Finance, Commerce, Accounting, Economics or Business Administration.CA / MBA Finance / CFA / FRM preferred.Strong experience in corporate/non-retail credit analysis and underwriting.Excellent understanding of financial statements, accounting principles and credit-risk methodologies.Proven experience preparing credit appraisal notes and making independent credit recommendations.Strong stakeholder-management and team-mentoring capabilities.Ability to independently handle complex credit cases and work under strict timelines.

We are looking for a dedicated and experienced Account Executive to join our team in Yamunanagar, India. The ideal candidate should have 3 to 7 years of experience and a graduate degree. This role requires a proactive individual who can manage client accounts effectively.The Account Executive will be responsible for building and maintaining strong relationships with clients. This involves regular communication to understand their needs, addressing concerns, and ensuring their satisfaction with our services.Key responsibilities include:- **Client Relationship Management:** Establish and nurture relationships with clients, acting as their main point of contact to address inquiries and provide support.- **Sales Growth:** Identify opportunities to upsell or cross-sell services to existing clients, contributing to the overall growth targets of the company.- **Account Management:** Monitor client accounts closely, ensuring timely delivery of services and addressing any issues that arise efficiently.- **Reporting:** Prepare and present regular reports on account status and sales metrics to inform management and help shape future strategies.Required skills include strong communication and negotiation abilities, along with a proven track record in sales or account management. The ideal candidate should demonstrate good analytical skills to interpret data and market trends. A customer-oriented attitude and the ability to work collaboratively in a team are essential for success in this position.

Key ResponsibilitiesManage day-to-day accounting transactions and bookkeeping activities.Prepare monthly, quarterly, and annual financial reports.Handle accounts payable, accounts receivable, and bank reconciliations.Monitor cash flow and maintain financial records accurately.Prepare and file GST, TDS, and other statutory returns.Assist in budgeting, forecasting, and financial analysis.Coordinate with auditors during internal and statutory audits.Verify invoices, payment vouchers, and expense statements.Ensure compliance with company policies and accounting regulations.Support management with MIS reports and financial insights.

Job DescriptionCore Financial Tasks:1.Track daily sales and project billing.2.Process and pay supplier and vendor bills.3.Reconcile daily bank statements and ledgers.4.Monitor project and material expenses.Inventory and Job Costing:1.Match purchase orders for electrical supplies.2.Review costs for raw materials and parts.3.Update inventory value logs in software.4. Stock management.

We are looking for a motivated Accounts & Finance Executive to join our team in Kolkata. This is a full-time position ideal for candidates with 0 to 3 years of experience in finance or related fields.**Key Responsibilities:**- **Bookkeeping and Record Maintenance:** Keep accurate financial records, including invoices, receipts, and payment vouchers, to ensure data integrity and easy access for audits.- **Account Reconciliation:** Regularly reconcile bank statements and ledger accounts to identify discrepancies and ensure accurate financial reporting.- **Expense Management:** Monitor and process expense claims, ensuring compliance with company policies and budget constraints.- **Financial Reporting:** Assist in preparing monthly and quarterly financial statements, providing insights into financial performance and areas for improvement.- **Data Analysis:** Analyze financial data to support budgeting, forecasting, and business decision-making processes.- **Tax Compliance:** Prepare documents for tax filing in accordance with regulatory requirements, ensuring timely submission to avoid penalties.**Required Skills and Expectations:**Candidates should possess a Bachelors degree in Business Administration (B.B.A) or Commerce (B.Com). Strong numerical proficiency and attention to detail are essential. Familiarity with accounting software is a plus. Good communication skills will aid in effectively communicating financial information to team members. We expect the candidate to be proactive, with strong analytical abilities to solve problems efficiently. A team-oriented mindset and the ability to work independently to meet deadlines are also important.

We are seeking a diligent Office Accountant to join our team in Dwarka Sector 14, Delhi. This full-time position is ideal for recent graduates or individuals with up to three years of experience in accounting. The role is open to female candidates.

Full time accountant for day to day activities, Bank statement, Balance sheet, Tally, Excel, accommodation available.

We are looking for a dedicated Office Accountant to manage our financial records and ensure accurate reporting. The ideal candidate should have 1-7 years of experience and hold a graduate degree. This full-time position is based in Panikoili, Jajpur.Key Responsibilities:1. **Financial Recording**: Maintain accurate financial records by recording all transactions, ensuring all entries are correct and supported by receipts or proofs.2. **Account Reconciliation**: Regularly reconcile bank and credit statements to identify discrepancies and ensure all accounts are balanced.3. **Expense Management**: Track company expenses and prepare reports that summarize the spending to help senior management in decision-making.4. **Invoicing and Payments**: Generate invoices for services rendered, follow up on outstanding payments, and process incoming payments promptly.

Good Communication skill, Bookkeeping & Accounting: General ledger, balance sheets, financial statements, and GAAP knowledge.Software Proficiency: Microsoft Excel (VLOOKUP, Pivot Tables), QuickBooks, Tally, Manage daily office accounting operations, including accounts payable and accounts receivable.Reconcile bank statements, general ledgers, and vendor accounts. Communication: Answer phones, take clear messages, and greet office guests.Document Management: Sort mail, handle data entry, and update digital or paper files.

We are looking for an Office Accountant to join our team in Mumbai. This position is ideal for someone with 1 to 3 years of experience and a background in accounting. The candidate should be a male, and must be comfortable working full time from the office.Key Responsibilities:- **Record Financial Transactions**: Maintain accurate records of all financial transactions, ensuring timely and precise bookkeeping.- **Prepare Financial Statements**: Generate monthly financial reports to provide insights on the companys financial health and support decision-making.- **Reconcile Accounts**: Verify and reconcile bank statements and other financial accounts to ensure accuracy and identify discrepancies.- **Manage Invoices and Payments**: Handle processing of invoices, ensuring timely payments to vendors and accurate billing to clients.- **Assist with Audits**: Support internal and external audits by providing necessary documentation and information as requested.Required Skills and Expectations:The ideal candidate should have a solid understanding of basic accounting principles and practices. Proficiency in accounting software and Microsoft Excel is essential, as is keen attention to detail. The candidate should be organized, capable of managing multiple tasks simultaneously, and able to communicate effectively with team members and clients. A good problem-solver, the candidate should possess the ability to work independently and proactively seek solutions to challenges. A strong sense of integrity and confidentiality in handling financial information is also expected.

It is an electrical contractor firm and it deals with both sales and services. Candidate must know how to entry the sell, purchase, current stock, profit and loss etc. Making balance sheet, gst return filling is must known.

Candidate must have a little knowledge on accounts... Can be fresher or experienced.. both male and female can apply

We are seeking an experienced Office Accountant to join our team in Thane West. This full-time position is ideal for a diligent female candidate with 3 to 4 years of accounting experience. The role primarily supports financial operations .Key Responsibilities:- **Manage Financial Transactions**: Record and track all financial transactions, including invoices, receipts, and payments to ensure accurate financial records.

We are looking for a sharp, ownership-driven Chartered Accountant with 3-4 years of post-qualificationexperience to take on a Client Finance Lead role. The incumbent will serve as the primary finance point ofcontact for a portfolio of clients, managing their complete financial operations across multiple jurisdictions.This is a high-visibility, high-impact role that offers direct exposure to fast-scaling, globally-funded businessesand the opportunity to lead and develop a team.Key ResponsibilitiesFinancial & Management Reporting Own end-to-end Financial Reporting for assigned clients across all jurisdictions (US, India,Singapore, Switzerland). Prepare monthly Management Accounts, MIS packs, and Board-level financial reports with insightfulcommentary and variance analysis. Manage period-end close processes including GL review, reconciliations, and consolidation acrossentities. Ensure timely and accurate reporting in accordance with applicable standards (US GAAP / IFRS / IndAS as applicable).Complete Financial Management Act as a Virtual CFO business partner to client leadership teams, providing financial insights tosupport strategic and operational decisions. Lead budgeting, forecasting, and cash flow planning processes for each client entity. Monitor financial performance against KPIs and flag risks and opportunities proactively. Manage the chart of accounts, ERP setup, and accounting infrastructure for client entities.Banking & Treasury Operations Oversee day-to-day banking operations for clients including payment approvals, fund transfers, andbank reconciliations across geographies. Manage relationships with banking partners in India, US, and Singapore. Monitor liquidity positions and coordinate inter-company funding arrangements.Transfer Pricing & Intercompany Manage intercompany transactions, recharges, and settlements across multi-country client structures. Ensure Transfer Pricing policies are in place and compliant with local regulations in all operatingjurisdictions. Assist in preparation and maintenance of Transfer Pricing documentation and benchmarking studies.Multi-Country Statutory Compliance Oversee statutory compliance obligations across India, US, Singapore, and Switzerland, coordinatingwith local advisors and tax consultants as required. Manage Direct Tax, Indirect Tax (GST / VAT / Sales Tax), and payroll compliance across jurisdictions. Ensure timely filing of all statutory returns, annual reports, and regulatory submissions. Coordinate with external auditors for statutory audits across all client entities.Team Leadership Lead, mentor, and manage a team of 4-5 finance professionals, ensuring quality output and timelydelivery across all client engagements. Allocate work across the team, review deliverables, and drive a culture of accuracy andaccountability. Support the development and training of junior team members.Key RequirementsQualifications & Experience Qualified Chartered Accountant (ICAI) with 3-4 years of post-qualification experience. Prior experience in a Virtual CFO firm, Finance Outsourcing, Shared Services, or Big 4 / mid-tier CAfirm handling multi-client or multi-country engagements strongly preferred. Demonstrated experience in financial reporting, compliance management, and client-facing financeroles.Technical Skills Strong working knowledge of Ind AS, US GAAP, and / or IFRS. Familiarity with multi-jurisdiction compliance requirements across India, US, and Singapore. Proficiency in ERP / accounting platforms such as NetSuite, QuickBooks, Xero, or Zoho Books. Advanced Microsoft Excel skills; experience with reporting and BI tools is an advantage. Working knowledge of Transfer Pricing concepts and intercompany arrangements.Soft Skills Strong client management and communication skills - ability to interact confidently with founders,CFOs, and investors. Highly organised with the ability to manage multiple client engagements and deadlinessimultaneously. Proactive, detail-oriented, and solution-focused with a strong sense of ownership. Comfortable working in a fast-paced, entrepreneurial environment with evolving priorities.

We are seeking a dedicated Office Accountant to join our team in Bangalore. The ideal candidate will have 1 to 3 years of accounting experience and a graduate degree. This full-time position requires a female applicant who is ready to work from the office.Key responsibilities include managing daily financial transactions. You will record all incoming and outgoing payments accurately. Maintaining financial records is crucial, so you will ensure that documents like invoices and receipts are organized and updated consistently. You will also prepare monthly financial reports, summarizing our financial status and supporting the management with key insights.Another important task is managing accounts payable and receivable. This involves tracking bills and payments, as well as following up on outstanding receivables. You will also assist in budgeting and forecasting, helping the organization plan for future expenses accurately.To excel in this role, you should have strong attention to detail and excellent organizational skills. A solid understanding of accounting principles and familiarity with accounting software are essential. You should also possess good communication skills, as you will interact with different departments and external vendors. A proactive attitude and the ability to adapt to new situations are crucial for success in this position. A commitment to maintaining confidentiality and integrity in financial matters is expected.

We are seeking a detail-oriented Office Accountant to manage financial transactions and ensure accurate record-keeping. The ideal candidate should have 2-4 years of relevant experience and a graduate degree. The role requires a female candidate who can work full-time from our office in Aurangabad, India.Key Responsibilities:1. **Accounting Records**: Maintain and update all financial records, ensuring accuracy and compliance with accounting principles. This includes ledgers, journals, and invoices.2. **Financial Reporting**: Prepare monthly financial statements and reports to provide insights into the companys financial performance, helping in decision-making processes.3. **Budget Management**: Assist in creating and monitoring budgets, tracking expenditures and revenues to ensure the financial health of the office.4. **Transaction Processing**: Process accounts payable and receivable, ensuring timely billing and payment processing to maintain cash flow.5. **Reconciliation**: Conduct regular bank reconciliations to verify account balances and resolve discrepancies promptly.Required Skills and Expectations:The candidate should have strong analytical skills and attention to detail, which are essential for accurate financial reporting. Proficiency in accounting software and Microsoft Excel is needed for efficient data management. A basic understanding of tax regulations and compliance is also important. Excellent communication skills will facilitate effective collaboration with other team members and stakeholders. The candidate must be organized and able to prioritize tasks efficiently to meet deadlines.

Key ResponsibilitiesBookkeeping & Accounting: Record daily financial transactions, vouchers, and journal entries in accounting software (e.g., Tally Prime, Zoho Books, or MS Excel).Accounts Payable & Receivable: Process vendor invoices, issue customer billing statements, manage timely collections, and reconcile supplier statements.Banking & Reconciliation: Perform regular bank reconciliations, monitor cash flow, and manage petty cash operations.Taxation & Statutory Compliance: Calculate, prepare, and ensure timely filing/deduction of GST, TDS, EPF, and ESIC in compliance with current tax laws.Payroll Processing: Assist in preparing monthly salary sheets, attendance tracking, and processing employee reimbursements.Financial Reporting: Prepare monthly trial balances, profit & loss statements, and assist auditors during internal/annual financial audits.

Key Responsibilities1. Daily Bookkeeping & Data EntryVoucher Management: Create and log accurate purchase, sales, receipt, and payment vouchers into the accounting software daily.Invoice Generation: Generate precise tax invoices and proforma invoices for customers based on sales orders or delivery challans.Expense Tracking: Record daily petty cash expenses and routine office operational costs (utilities, internet, stationery, rent).2. Banking Operations & ReconciliationsBank Reconciliation: Perform regular Bank Reconciliation Statements (BRS) to ensure internal ledger entries match banking records perfectly.Banking Liaison: Handle routine branch visits for physical check deposits, updating passbooks, processing demand drafts, or submitting documentation.Cash Flow Monitoring: Track daily cash and bank balances, alerting management regarding upcoming payment commitments.3. Accounts Payable & Receivable TrackingVendor Accounting: Verify incoming vendor bills against purchase orders, match them with physical stock receipts, and process approvals for payments.Outstanding Follow-Up: Monitor the accounts receivable age-analysis sheet and send polite reminders or make phone calls to customers regarding overdue payments.4. Basic Tax Compliance & Payroll SupportTax Documentation: Maintain systematic data registers for GST (sales and purchases) and TDS to assist the external tax consultant or senior accountant during monthly return filings.Payroll Processing: Compile monthly staff attendance data, track leaves, compute basic salary payouts, and manage reimbursable expense claims.Key Performance Indicators (KPIs)Data Integrity: Maintaining 100% accuracy in daily ledger postings without missing entries or wrong classifications.Outstanding Collection: Maintaining the office's aging receivables within target collection timelines.Filing Organization: Zero delays in pulling up historical invoices, vouchers, or payment proofs when requested by auditors or management.