Expert in US Mortgage lender's policies, guidelines and procedures (loan to value, debt to income, collateral review, compliance review)
Perform a detailed analysis of the loan package to determine if a potential borrower represents an appropriate level of risk.
Review borrower's employment record, credit report, income sources Specify closing conditions if any hold relevant UW experience
Candidates with 3+ years of experience in mortgage underwriting.
Able to calculate all income types (. wage earner, retirement, self-employed)
Deep knowledge in Credit Review
Deep knowledge in Capital Review
Concepts of Automated & Manual UW
Extensive narratives for underwriting decisions made to be shared downstream.
Attention to detail Has to be accurate on numbers and deliver in timely manner
Experience : 3 - 7 Years
No. of Openings : 4
Education : Any Bachelor Degree
Role : Mortgage Underwriter
Industry Type : Banking / Financial Services / Stock Broking
Gender : [ Male / Female ]
Job Country : India