Credit Risk Analyst

# Financial Credit Risk Modeler (R2163)

## Job Details

**Job Title:** Financial Credit Risk Modeler

**Location:** Sholinganallur

**Work Mode:** Hybrid (4 Days Work From Office)

**Experience Required:** 4+ Years

**Notice Period:** Immediate to 30 Days Preferred

## About the Role

We are seeking an experienced Financial Credit Risk Modeler with strong expertise in credit risk model development and validation. The ideal candidate should have hands-on experience in building, validating, and implementing statistical and predictive models within the financial services domain.

## Key Responsibilities

* Develop and validate credit risk models for banking and financial services.

* Design and build scorecards using Logistic Regression techniques.

* Develop and validate IFRS9 models, including:

* Probability of Default (PD)

* Loss Given Default (LGD)

* Perform end-to-end model development activities, including:

* Data preparation

* Feature engineering

* Model development

* Validation and performance monitoring

* Apply statistical and predictive modeling techniques such as:

* Regression Analysis

* Time Series Modeling

* Risk Scorecard Development

* Collaborate with business stakeholders and cross-functional teams to support risk management initiatives.

## Mandatory Requirements

### Credit Risk Modeling Experience

* Minimum 3+ years of hands-on experience in:

* Credit Risk Model Development OR

* Credit Risk Model Validation

* Experience limited to implementation, reporting, data cleansing, or exploratory data analysis alone will not be considered.

### Modeling Expertise

Candidates should have experience in one or more of the following:

* Credit Risk Scorecard Development

* IFRS9 PD Models

* IFRS9 LGD Models

* Predictive Modeling using statistical techniques

### AI / Machine Learning Exposure

Candidates should possess basic knowledge of AI/ML concepts and have exposure to one or more of the following:

* Large Language Models (LLMs)

* AutoML

* Google Cloud Platform (GCP)

* Other AI/ML frameworks and applications

## Technical Skills

Preferred:

* SAS

* Google Cloud Platform (GCP)

## Preferred Candidate Profile

* Strong analytical and problem-solving skills.

* Experience in financial risk modeling and model validation.

* Understanding of banking and financial risk management frameworks.

* Ability to work independently and collaborate effectively within teams.

## Additional Information

* This is a high-priority requirement.

* Candidates available to join immediately or within 30 days will be highly preferred.

• Experience

  3 - 9 Years

• No. of Openings

  5

• Education

  Graduate

• Role

  Credit Risk Analyst

• Industry Type

  Manufacturing / Production / Quality

• Gender

  [ Male / Female ]

• Job Country

  India

• Type of Job

  Full Time

• Work Location Type

  Work from Office