Branch Manager

Virutcham Microfinance Limited

job title: branch manager - micro finance industry

responsibilities:

• lead and manage the overall operations of the micro finance branch, including customer acquisition, loan disbursement, and collection activities.

• develop and execute strategic plans to achieve business targets, increase market portfolio, and expand the branch's customer base.

• monitor and analyze branch performance, loan portfolio quality, and delinquency rates to identify areas for improvement and implement appropriate corrective actions.

• build and maintain strong relationships with existing and potential clients, ensuring excellent customer service and satisfaction.

• manage a team of loan officers and support staff, providing guidance, coaching, and performance feedback to optimize their productivity and effectiveness.

• conduct regular field visits to assess loan utilization, monitor client businesses, and identify opportunities for further financial support or assistance.

• collaborate with the credit and risk management teams to evaluate loan applications, assess creditworthiness, and mitigate potential risks.

• ensure compliance with regulatory requirements, company policies, and industry best practices.

• prepare accurate reports on branch performance, financials, and customer metrics for management review.

• stay updated with industry trends, market dynamics, and competitor activities to identify opportunities for growth and innovation.

qualifications and experience:

• iti / diploma/bachelor's degree in a related field.

• minimum of 6 years of experience in the micro finance industry, with a strong background in managing joint loan groups.

• proven track record of achieving business targets and driving growth in a similar role.

• sound knowledge of microfinance operations, loan appraisal, credit risk assessment, and portfolio management.

• excellent communication and interpersonal skills, with the ability to build rapport with clients, staff,.

• Experience

  2 - 4 Years

• No. of Openings

  1

• Education

  Any Bachelor Degree

• Role

  Branch Manager

• Industry Type

  Banking / Financial Services / Stock Broking

• Gender

  Male

• Job Country

  India

• Type of Job

  Full Time

• Work Location Type

  Work from Office