AML Analyst Jobs

As an AML Analyst, you will play a crucial role in identifying and mitigating risks related to money laundering and other financial crimes. Your expertise will support the organization's commitment to regulatory compliance and ethical financial practices.**Key Responsibilities:**- **Transaction Monitoring:** Analyze suspicious transactions and generate reports to detect any potential money laundering activities. You will review alerts and determine the need for further investigation.- **Customer Due Diligence:** Conduct thorough checks on customers to verify their identity, source of funds, and overall risk level. This process ensures that the organization has a clear understanding of its customers.- **Risk Assessment:** Evaluate and assess the risks associated with clients and transactions regularly. Your assessments will help in developing strategies to minimize potential risks.- **Regulatory Compliance:** Stay updated with relevant AML laws and regulations. You will ensure that all processes align with legal requirements and best practices.- **Reporting:** Prepare detailed reports for internal and external stakeholders on findings from investigations and monitoring activities. Your reports will aid in decision-making processes.**Required Skills and Expectations:**You should have at least 1 to 4 years of experience in AML or compliance-related fields. Strong analytical skills are essential for identifying trends or irregularities in data. Familiarity with AML regulations and standards is critical. Excellent communication skills will help you articulate findings clearly. Attention to detail is necessary, as well as the ability to work independently and in a team environment. Proficiency in relevant software tools and a proactive approach to problem-solving will be advantageous.

Minimum Educational Qualification Bachelor's degree Minimum 3 to 4 years of proven experience in AML & CFT PoliciesLegal and moral IntegrityGood understanding of the relevant laws and regulations Confidence in handling dataAnalytical thinking and abilityGood Communication skills in English and Hindi

Skills3+ years of experience in fraud prevention, transaction monitoring, risk analysis, or financial crime investigations.Strong analytical skills, with experience working with large datasets to detect fraud patterns (SQL, Power BI, or similar tools).Knowledge of payment processing systems, card network chargebacks, and industry best practices in fraud risk management.Familiarity with fraud detection tools and machine learning-driven fraud models (e.g., Cybersource, Ekata, or similar).Experience investigating financial fraud, including identity theft, synthetic identities, and merchant fraud schemes.Understanding of AML, KYC, and compliance regulations related to fraud risk management.Ability to work cross-functionally, collaborating with risk, product, compliance, and operations teams.Detail-oriented and investigative mindset, with strong problem-solving skills and a proactive approach to fraud prevention.Excellent communication skills, with the ability to document findings and present insights effectively.Preferred QualificationsExperience working in fintech, payments, or e-commerce fraud prevention.Knowledge of regulatory frameworks like PCI DSS, AML regulations, or card network risk requirements.Certifications such as CFE (Certified Fraud Examiner) or CAMS (Certified Anti-Money Laundering Specialist) are a plus.

Job Title: AML Specialist Job Description: As an AML Specialist, you will play a vital role in ensuring the companys compliance with Anti-Money Laundering regulations. Candidate will be responsible for implementing and enhancing AML policies, conducting investigations, and monitoring transactions to detect suspicious activities. Collaboration with cross-functional teams and external stakeholders will be key in implementing effective AML strategies and initiatives. Key Responsibilities: Develop, implement, and monitor AML policies, procedures, and controls. Conduct thorough investigations into potentially suspicious transactions or activities. Monitor customer transactions for anomalies or red flags. Collaborate with internal teams to implement AML best practices and risk mitigation strategies. Stay up-to-date with AML regulations and industry trends. Provide training and guidance on AML policies and procedures. Liaise with regulatory authorities and external stakeholders as needed. Generate reports and maintain accurate AML activity records. Requirements: Bachelors degree in finance, accounting, or a related field. Professional certifications such as CAMS (Certified Anti-Money Laundering Specialist) or equivalent. At least 3 of experience in AML compliance within the financial services industry. Strong knowledge of AML regulations, laws, and industry best practices. Excellent analytical and investigative skills with acute attention to detail. Strong communication and interpersonal skills. Ability to multitask and work in a fast-paced environment.

Revise procedures, reports etc. periodically to identify instances of inadequacy or non-conformity Respond to queries providing guidance and advice on matters relating to Risk & Compliance for new and existing clients/investors across all levels, client service teams and directly with the client/investors Collaborate with stakeholders to monitor enforcement of standards and regulations Review the work of colleagues when necessary to ensure compliance and provide advice or training Keep abreast of regulatory developments in the jurisdictions where we operate as well as evolving best practices in governance, ongoing monitoring, compliance and control Prepare reports for senior management and external regulatory bodies as appropriate Maintain the risk management program that identifies and evaluates potential risks and their potential impact on the company Maintain and monitor the internal control system to ensure compliance with company policies, procedures, and applicable regulatory measures Collaborate with other departments to support implementation of risk mitigation strategies, controls, and procedures to minimize identified risks Compile, populate and circulate relevant risk and compliance client onboarding documents for review by the Client Onboarding Committee Support the maintenance of risk assessments, governance evaluations and compliance audits to identify potential areas of non-compliance, in accordance with relevant standards, laws and regulations Ensure adequate and timely reporting, escalation and remediation of deficiencies Work with the wider Risk, Compliance and Operations teams within Artex globally, in developing and implementing new global and local Risk tools and processes and provide risk support to the same Provide support with external and internal auditors, regulators, and other stakeholders with respect to addressing risk and compliance matters for multiple jurisdictions.