- Visit customers at their residence or workplace to collect outstanding EMIs or loan payments.
- Ensure timely recovery of dues as per assigned targets and timelines.
- Educate customers about pending payments and applicable penalties or consequences of default.
- Maintain a courteous and professional attitude while handling payment-related queries and objections.
- Maintain proper documentation of payments received, receipts issued, and daily collection summaries.
- Submit regular reports to the collection manager and update records in the system.
- Plan and execute daily field visits as per assigned routes or areas.
- Locate and verify addresses of defaulters or difficult-to-contact customers.
- Coordinate with back-office staff and the credit/collections department for payment updates and escalations.
- Follow escalation matrix for high-risk or non-cooperative customers.
- Adhere to company policies, RBI guidelines, and fair collection practices.
- Maintain confidentiality of customer information and uphold the company's reputation.
- Meet daily/weekly/monthly collection targets.
- Identify and suggest strategies for improving collection efficiency.
- Handle payment disputes or misunderstandings tactfully and ensure resolution in coordination with internal departments.
- Identify potentially risky accounts and inform the credit control or legal team for further action.
- Handle cash or digital transactions responsibly, ensuring all payments are recorded and deposited properly.
Experience
0 - 3 Years
No. of Openings
1
Education
B.A, B.B.A, B.Com, M.A, M.B.A/PGDM, M.Com
Role
Collection Executive
Industry Type
Banking / Financial Services / Stock Broking
Gender
Male
Job Country
India
Type of Job
Full Time
Work Location Type
Work from Office
Face interview location
RG Baruah Rd, near AUNTY SHOP, Bhaskar Nagar, Guwahati, Assam 781021.